12538 Rosefinch Ct, Rancho Cordova, CA 95742, Rancho Cordova, 95742 - 4 bed, 3 bath
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12538 Rosefinch Ct
Rancho Cordova, CA 95742
ACTIVE
CONDITION: EXCELLENT
4Beds
3Baths
2,403Sq Ft
7,004Lot Size
Property Price
LIST PRICE$649,000
EST. MARKET VALUE
$666,134
SUMMARY
This Modern Turnkey Residence represents a High-Potential Investment Opportunity, listed at $649,000—positioned well below the $666,135 Fair Market Value by 2%. This valuation gap offers $17,135 in Instant Equity for the buyer. Featuring a 2024 Mint Condition Rating, this home includes Owned Solar, a spacious 7,004 sqft lot, and a functional open-concept layout. With its energy-efficient systems and versatile loft, this property is an ideal acquisition for Buy-and-Hold Investors or Owner-Occupants seeking a premium, low-maintenance lifestyle.
Estimated Market Value
$666,134
Based on Realkey algorithm analyzing recent comparable sales in Rancho Cordova.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 12538 Rosefinch Ct Subject 4 bd · 3 ba · 2,403 sqft · $277 | $649,000* List Price | 4 | 3 | 2,403 | $277 | - |
A 12454 Wheat Ridge Court Sold 4 bd · 3 ba · 2,399 sqft · $302 · 0.7 mi | $724,990 | 4 | 3 | 2,399 | $302 | 0.7 mi |
B 12382 Pine Warbler Court Sold 4 bd · 3 ba · 2,399 sqft · $308 · 0.6 mi | $739,990 | 4 | 3 | 2,399 | $308 | 0.6 mi |
C 12800 Herringbone Way Sold 4 bd · 3 ba · 2,184 sqft · $317 · 0.9 mi | $692,000 | 4 | 3 | 2,184 | $317 | 0.9 mi |
D 4298 Hooded Crow Circle Sold 3 bd · 4 ba · 2,916 sqft · $265 · 0.5 mi | $773,590 | 3 | 4 | 2,916 | $265 | 0.5 mi |
E 4327 Hooded Crow Way Sold 2 bd · 3 ba · 2,264 sqft · $272 · 0.5 mi | $614,990 | 2 | 3 | 2,264 | $272 | 0.5 mi |
F 12636 Patagonian Way Sold 4 bd · 2 ba · 1,944 sqft · $288 · 0.3 mi | $560,000 | 4 | 2 | 1,944 | $288 | 0.3 mi |
G 4306 Hooded Crow Circle Sold 3 bd · 4 ba · 2,729 sqft · $263 · 0.5 mi | $717,960 | 3 | 4 | 2,729 | $263 | 0.5 mi |
H 12370 Pine Warbler Court Sold 4 bd · 3 ba · 3,003 sqft · $253 · 0.7 mi | $759,990 | 4 | 3 | 3,003 | $253 | 0.7 mi |
I 4356 Arctic Tern Circle Pending 4 bd · 3 ba · 2,185 sqft · $279 · 0.2 mi | $610,000 List Price | 4 | 3 | 2,185 | $279 | 0.2 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Excellent
TeardownExcellent
Property is new construction or fully renovated.
This is a brand-new 2024 construction in mint condition. The home features a modern open-concept kitchen with quartz countertops and white cabinetry, contemporary bathrooms, and new systems including owned solar and energy-efficient HVAC.
PROSSTRENGTHS & OPPORTUNITIES
- Owned Solar System
The property includes a fully owned solar system, offering the buyer significant long-term savings on energy costs and increasing the home's overall sustainability.
- Modern Functional Layout
Built in 2024, this home features a highly desirable floor plan including a convenient downstairs bedroom and a versatile upstairs loft, catering to multi-generational living and modern lifestyles.
- Generous Lot Size
At over 7,000 square feet, the lot is considerably larger than many standard new-construction parcels in the area, providing ample space for custom landscaping or a pool.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Lot size discrepancy between mls listing and other public or private record. mls listing lot size in square feet =7004, other record lot size in square feet = 8081.
- Aggressive Resale Pricing
The property is listed at $649,000 following a very recent sale of $575,000 in July 2024, which may lead to appraisal challenges or buyer resistance regarding the rapid price appreciation.
- Potential Landscaping Costs
As a brand-new build with 'outdoor potential,' the backyard likely remains a blank slate, requiring the buyer to budget additional time and capital for professional landscaping.
About 12538 Rosefinch Ct
Welcome to this beautifully designed Lennar two-story home featuring OWNED SOLAR, a spacious lot, and a functional floor plan perfect for modern living. The main level offers tile flooring, a convenient downstairs bedroom, and an open-concept layout connecting the kitchen, dining area, and expansive great room. The kitchen features white cabinetry, quartz countertops, and ample space for everyday living and entertaining. Upstairs, a versatile loft provides additional living space, along with two secondary bedrooms, a convenient laundry room, and a spacious primary suite. Situated on a generously sized lot with plenty of outdoor potential, this home offers the perfect blend of comfort, style, and functionality.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 2024
- Lot Size
- 7,004 Sq. Ft.
Interior
- Total Bedrooms
- 4
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 4.0 | 3.0 |
| Baths | 3.0 | 2.3 |
| Square foot | 2,403 | 1,813.848 |
| Lot Size | 7,004 | 6,404.066 |
| Price | $649.0K | $555.6K |
| Price per sq ft | $270 | $305 |
| Built year | 2024 | 2012 |
| HOA | $0 | $83 |
| Days on market | 2 | 60 |
Pricing History
Listed for Sale
Oct 22, 2026
$649,000
Initial Listing
Sold
Jul 15, 2024
$575,000
Public Record
Sold
Jan 10, 2024
$3,301,500
Public Record