126 Aptos Village Way 3, Aptos, California 95003, Aptos, 95003 - 3 bed, 3 bath
Loading property details...
126 Aptos Village Way 3
Aptos, California 95003
ACTIVE
CONDITION: EXCELLENT
3Beds
3Baths
1,527Sq Ft
0Lot Size
Property Price
LIST PRICE$999,000
EST. MARKET VALUE
$1,059,489
5% BelowMARKET VALUE
SUMMARY
This Modern Coastal Condominium is a Strong Value Opportunity, listed at $999,000—positioned well below the $1,059,490 Fair Market Value by 5%. This valuation gap offers $60,490 in Instant Equity for the buyer. Featuring a Mint Condition Rating with 2025 construction, the home includes high-efficiency mini-split systems, a tankless water heater, and a private deck. Located in the heart of Aptos Village, this property is an ideal acquisition for Buy-and-Hold Investors or Owner-Occupants seeking a turnkey, energy-efficient coastal residence.
Estimated Market Value
$1,059,489+$60,489 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in Aptos.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 126 Aptos Village Way 3 Subject | $999,000* List Price | 3 | 3 | 1,527 | $694 | - |
A 126 Aptos Village Way 2 Active | $1,099,000 List Price | 3 | 3 | 1,527 | $720 | 0.0 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Excellent
TeardownExcellent
Property is new construction or fully renovated.
Brand new 2025 construction in mint condition. Features modern kitchen with stainless steel appliances, contemporary bathrooms with subway tile, and high-efficiency systems including a tankless water heater and mini-split HVAC.
PROSSTRENGTHS & OPPORTUNITIES
- New Construction & Efficiency
As a rare 2025 new build in Santa Cruz County, the property features modern energy-efficient mini-split systems, a tankless water heater, and high-quality contemporary finishes throughout.
- Prime Coastal Location
Situated in the heart of Aptos Village, the home offers exceptional walkability to local shops, dining, and The Forest of Nisene Marks, while providing desirable ocean views.
- Significant Financial Incentives
The builder is offering a promotional 4.99% fixed interest rate, providing buyers with substantial monthly savings and increased purchasing power in a high-rate environment.
CONSRISKS & DEFICIENCIES
- High Monthly Carrying Costs
The $598 monthly association fee represents a significant recurring expense that increases the total cost of ownership beyond the mortgage and taxes.
- Condominium Ownership Constraints
As a condominium, the property offers less privacy and autonomy than a single-family home, with shared walls and strict association rules regarding exterior modifications.
About 126 Aptos Village Way 3
Take advantage of Special Builder Pricing combined with Builder Promotional Financing at a low, fixed 4.99% interest rate. This thoughtfully designed floorplan offers the perfect blend of comfort and flexibility, ideal for a full-time residence, weekend retreat, or investment opportunity. The open-concept living space is complemented by quality finishes, including stainless steel kitchen appliances, a full-size washer and dryer, tankless water heater, and a cozy gas fireplace and gas stove. Durable vinyl plank flooring runs throughout, combining style with water resistance and everyday practicality. Each bedroom provides a peaceful retreat, while energy-efficient, ultra-quiet mini-split systems ensure year-round comfort. New construction in Santa Cruz County is rare, making this an exceptional opportunity to own near The Forest of Nisene Marks State Park, local beaches, and Aptos Village shops, dining, coffee, wine tasting, and brewery. Enjoy coastal living with convenience, community, and unforgettable access to the Aptos beaches just moments away.
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 2025
- Lot Size
- -
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $598.0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 1.8 |
| Baths | 3.0 | 1.7 |
| Square foot | 1,527 | 1,069.833 |
| Lot Size | - | 1,864.2 |
| Price | $999.0K | $1.03M |
| Price per sq ft | $654 | $920 |
| Built year | 2025 | 1977 |
| HOA | $598.0 | $1.5K |
| Days on market | 34 | 91 |
Pricing History
Listed for Sale
Aug 6, 2026
$999,000
Initial Listing