12639 Calle Charmona, San Diego, California 92128, San Diego, 92128 - 3 bed, 2 bath
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San Diego, California 92128
This Single-Story Residential Asset represents a Prime Investment Opportunity, listed at $1,280,000—positioned well below the $1,311,368 Fair Market Value by 2%. This valuation gap provides $31,368 in Instant Equity. With a Condition Rating of 4, the home offers significant potential for cosmetic modernization to drive appreciation. Located in the prestigious Rancho Bernardo community near Top-Rated Schools like Rancho Bernardo High, this property is an ideal acquisition for Buy-and-Hold Investors or Owner-Occupants seeking a value-add project in a high-demand area.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 12639 Calle Charmona Subject | $1,280,000* List Price | 3 | 2 | 1,969 | $666 | - |
A 11640 Via Tavito Sold | $1,405,000 | 4 | 3 | 2,041 | $688 | 1.0 mi |
B 12047 Avenida Consentido Sold | $1,510,000 | 3 | 2 | 2,266 | $666 | 1.0 mi |
C 15264 Avenida Rorras Sold | $1,300,000 | 3 | 2 | 1,843 | $705 | 0.7 mi |
D 11582 Caminito Corriente Sold | $1,100,000 | 3 | 2 | 1,619 | $679 | 0.8 mi |
E 12640 Mantilla Rd Sold | $990,000 | 3 | 2 | 1,905 | $520 | 0.7 mi |
F 12333 Bachimba Court Active | $1,450,000 List Price | 3 | 3 | 2,303 | $630 | 0.6 mi |
* Subject property listed price vs sold prices of comps.
Property is moderate renovation needed.
Built in 1988, the home is exceptionally well-maintained but remains in largely original condition. The kitchen and bathrooms feature dated oak cabinetry, older tile/laminate countertops, and 1980s-style fluorescent light boxes. While the property is move-in ready and functional, the finishes are over 35 years old and require cosmetic updates to meet modern standards.
The home features a rare and highly sought-after single-level floor plan, offering excellent accessibility and a seamless flow that appeals to a wide range of buyers from families to retirees.
Situated in a prestigious North County community, the property provides convenient access to top-rated schools, golf courses, and premium recreational amenities that drive long-term value.
With over 7,400 square feet of land, the property offers a spacious backyard with established landscaping, providing ample room for outdoor entertaining or creating a private garden oasis.
Built in 1988 and described as 'maintained,' the property may require cosmetic updates or system upgrades to meet modern aesthetic preferences and energy efficiency standards.
The monthly HOA fee of $255 adds to the ongoing cost of ownership, which may be a consideration for budget-conscious buyers compared to nearby non-HOA neighborhoods.
Welcome to 12639 Calle Charmona, a beautifully maintained single-story residence nestled in the highly sought-after Rancho Bernardo community. Offering approximately 1,969 square feet of living space, this inviting home features 3 bedrooms, 2 bathrooms, and a thoughtfully designed floor plan that balances comfort and functionality. Natural light fills the spacious living areas, creating a warm and welcoming atmosphere ideal for both everyday living and entertaining. The well-appointed kitchen flows seamlessly into the main gathering spaces, while the generous primary suite provides a peaceful retreat with ample room to relax and unwind. Situated on a sizable lot of over 7,600 square feet, the outdoor space offers endless possibilities for gardening, outdoor dining, or creating your own private backyard oasis. The property's established landscaping enhances its curb appeal and complements the tranquil neighborhood setting. Located in the heart of Rancho Bernardo, residents enjoy convenient access to shopping, dining, golf, parks, top-rated schools, and the area's renowned recreational amenities. Combining a desirable location, comfortable single-level living, and timeless appeal, this home presents an exceptional opportunity to enjoy the best of North County San Diego living.
No exterior & parking available.
Grades K-5 • 1.2 mi
Grades K-5 • 1.6 mi
Grades K-5 • 1.8 mi
No sensitive facilities data found.
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 3.0 |
| Baths | 2.0 | 2.0 |
| Square foot | 1,969 | 1,777 |
| Lot Size | 7,405.2 | 6,600 |
| Price | $1.28M | $1.24M |
| Price per sq ft | $650 | $743 |
| Built year | 1988 | 1972 |
| HOA | $255.0 | $200 |
| Days on market | 20 | 39 |
Jul 3, 2026
$1,280,000
Initial Listing