12722 Montbrook, Rancho Cordova, CA 95742, Rancho Cordova, 95742 - 5 bed, 4 bath
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12722 Montbrook
Rancho Cordova, CA 95742
ACTIVE
CONDITION: EXCELLENT
5Beds
4Baths
2,536Sq Ft
0Lot Size
Property Price
LIST PRICE$649,000
EST. MARKET VALUE
$657,509
SUMMARY
This Dual-Income Residential Asset is a High-Potential Investment Opportunity, listed at $699,999—positioned well above the $685,322 Fair Market Value. While priced at a premium, the property offers a stable, income-producing configuration with a 4-bedroom main house and a private 1-bedroom in-law suite. Featuring a Mint Condition Rating, a modern Granite Kitchen, and a Fenced Backyard, this 2020-built home ensures low maintenance and high tenant retention. This is an ideal acquisition for Buy-and-Hold Investors or House-Hacking Owner-Occupants seeking a turnkey, flexible-income property in a growing submarket.
Estimated Market Value
$657,509
Based on Realkey algorithm analyzing recent comparable sales in Rancho Cordova.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 12722 Montbrook Subject 5 bd · 4 ba · 2,536 sqft · $259 | $649,000* List Price | 5 | 4 | 2,536 | $259 | - |
A 12724 Knightsbrook Avenue Sold 4 bd · 3 ba · 2,365 sqft · $302 · 0.1 mi | $715,000 | 4 | 3 | 2,365 | $302 | 0.1 mi |
B 4184 Salt Point Way Sold 5 bd · 3 ba · 2,617 sqft · $277 · 0.3 mi | $725,000 | 5 | 3 | 2,617 | $277 | 0.3 mi |
C 12800 Herringbone Way Sold 4 bd · 3 ba · 2,184 sqft · $317 · 0.2 mi | $692,000 | 4 | 3 | 2,184 | $317 | 0.2 mi |
D 12838 Tower Beach Way Sold 4 bd · 3 ba · 2,651 sqft · $258 · 0.5 mi | $685,000 | 4 | 3 | 2,651 | $258 | 0.5 mi |
E 4371 Arctic Tern Circle Sold 5 bd · 4 ba · 2,528 sqft · $241 · 0.7 mi | $610,000 | 5 | 4 | 2,528 | $241 | 0.7 mi |
F 4069 Salt Point Way Sold 4 bd · 4 ba · 3,105 sqft · $234 · 0.5 mi | $726,000 | 4 | 4 | 3,105 | $234 | 0.5 mi |
G 3790 Rockdale Drive Sold 4 bd · 3 ba · 2,631 sqft · $232 · 0.9 mi | $610,000 | 4 | 3 | 2,631 | $232 | 0.9 mi |
H 3751 EDINGTON Drive Sold 4 bd · 3 ba · 2,631 sqft · $241 · 0.9 mi | $635,000 | 4 | 3 | 2,631 | $241 | 0.9 mi |
I 12762 Scholarly Way Active 5 bd · 4 ba · 2,536 sqft · $264 · 0.2 mi | $669,000 List Price | 5 | 4 | 2,536 | $264 | 0.2 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Excellent
TeardownExcellent
Property is new construction or fully renovated.
Built in 2020, this property is less than 10 years old and in mint condition. The interior features a modern kitchen with granite countertops and stainless steel appliances, contemporary bathrooms, and newer HVAC and electrical systems requiring no maintenance.
PROSSTRENGTHS & OPPORTUNITIES
- Dual-Income Configuration
The property is uniquely designed with two separate living spaces, including a 4-bedroom main house and a private 1-bedroom in-law suite with its own entrance, maximizing rental yield and investment flexibility.
- Modern Construction
Built in 2020, this newer home features contemporary upgrades like granite countertops and stainless-steel appliances, offering lower maintenance costs and higher energy efficiency than older rental stock.
- Prime Family Location
Proximity to a brand-new elementary school, walking trails, and open space directly across the street enhances tenant desirability and supports long-term property value appreciation.
CONSRISKS & DEFICIENCIES
- Occupancy Restrictions
Since both units are currently leased, immediate owner-occupancy is not an option, which may limit the buyer pool to investors or those willing to wait for lease expirations.
- Shared Lot Limitations
While the home functions as two units, the single fenced backyard and shared lot may lead to privacy concerns or management complexities between the two separate households.
About 12722 Montbrook
Income-producing opportunity in a newer Rancho Cordova community! Built in 2020, this 2,536 sq. ft. property offers 5 bedrooms and 3.5 baths across two separate living spaces. The main home features 4 bedrooms, 2.5 baths, an upgraded kitchen with granite countertops, a center island, and stainless-steel appliances, a spacious primary suite with walk-in closet, and an upstairs laundry room with washer and dryer. The first-floor in-law suite includes 1 bedroom, 1 bath, a private entrance, separate living space, and its own washer, dryer, and refrigerator. Both units are vacant, offering flexibility for multi-generational living or rental income. Enjoy a fenced backyard with patio, open space and walking trails across the street, and a brand-new elementary school nearby. A versatile property with excellent potential for homeowners and investors alike!
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 2020
- Lot Size
- -
Interior
- Total Bedrooms
- 5
- Total Bathrooms
- 4 (4 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 5.0 | 3.0 |
| Baths | 4.0 | 2.3 |
| Square foot | 2,536 | 1,813.848 |
| Lot Size | - | 6,404.066 |
| Price | $649.0K | $555.6K |
| Price per sq ft | $256 | $305 |
| Built year | 2020 | 2012 |
| HOA | $0 | $83 |
| Days on market | 68 | 60 |
Pricing History
Listed for Sale
Oct 16, 2026
$649,000
$699,999
-7% Price Drop
Initial Listing
Price Change
Aug 17, 2026
$699,999
Initial Listing
Sold
Dec 23, 2020
$465,500
Public Record