128 Dowd Court, Folsom, CA 95630, Folsom, 95630 - 4 bed, 4 bath
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Folsom, CA 95630
This Modern Cul-de-Sac Residence is a Prime Investment Opportunity, listed at $849,000—positioned well below the $871,344 Fair Market Value by 2%. This valuation gap provides $22,344 in Instant Equity. Boasting an Excellent Condition Rating, the 2015-built layout includes a downstairs ensuite and modern granite kitchen. The private backyard features a covered patio with park and greenbelt views. With No HOA or Mello Roos, this property offers superior financial efficiency near top-rated Folsom High. It is ideal for Owner-Occupants or growing families.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 128 Dowd Court Subject | $849,000* List Price | 4 | 4 | 2,190 | $398 | - |
A 115 American River Canyon Drive Sold | $1,033,500 | 5 | 3 | 2,763 | $374 | 0.5 mi |
B 147 American River Canyon Drive Sold | $1,050,000 | 4 | 3 | 2,951 | $356 | 0.4 mi |
* Subject property listed price vs sold prices of comps.
Property is new construction or fully renovated.
Built in 2015, this property meets the criteria for an excellent rating as it is less than 10 years old and shows no signs of deferred maintenance. The interior features modern design elements including a contemporary kitchen with white shaker cabinetry, a contrasting blue island, granite countertops, and stainless steel appliances. The home utilizes durable wood-look flooring in the main living areas and neutral, well-maintained carpeting in the bedrooms. The bathrooms and light fixtures are modern, and the overall condition of the property is pristine and move-in ready.
High School: Folsom High School (9/10).
The property offers a rare and highly desirable combination of no HOA fees and no Mello Roos assessments, significantly reducing the total monthly mortgage obligation compared to other modern Folsom developments.
Perfectly positioned at the end of a quiet cul-de-sac, the home backs directly to a park, providing a private, park-like backyard retreat with immediate access to outdoor recreation and no rear neighbors.
While the assigned high school is top-rated, some of the closest elementary and middle schools have lower ratings (4/10 and 6/10), which may be a drawback for families prioritizing specific academic performance.
Being part of a small 17-home enclave without an HOA means there are no private community facilities such as a pool, clubhouse, or gated security that some buyers expect at this price point.
Tucked at the end of a cul-de-sac where life feels a little quieter and a lot more fun, this 2015-built gem is the kind of home that just feels right the moment you arrive. With 2,190 square feet, 4 bedrooms, including a super convenient downstairs ensuite (hello guests or in-laws!), 3.5 bathrooms, a loft, and the layout is as functional as it is inviting. Durable flooring keeps things stylish and practical, while the open-concept living spaces make everyday living and entertaining effortless. Out back is where this home really shines; your own park-like retreat with a covered patio, play structure, and sitting area and it gets even better it backs directly to a park! Morning coffee, evening strolls, weekend playtime; its all right there. Located in a charming, tucked-away community of just 17 homes near American River Canyon, you get that rare hidden neighborhood feel while still being close to top-rated schools and everything you need. And the cherry on top? NO HOA. NO Mello Roos. Homes like this don't come around often; this one is all about lifestyle, location, and a little extra fun. Come see it before someone else claims your cul-de-sac spot!
No exterior & parking available.
Grades K-5 • 0.8 mi
Grades K-6 • 1.0 mi
Grades K-6 • 6.9 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 4.0 | 3.0 | 51% |
| Baths | 4.0 | 3.0 | 88% |
| Square foot | 2,190 | 2,136 | 53% |
| Lot Size | 8,438 | 7,261 | 67% |
| Price | $849.0K | $775.0K | 64% |
| Price per sq ft | $388 | $376 | 58% |
| Built year | 2015 | 1999 | 75% |
| HOA | $0 | $69 | 48% |
| Days on market | 6 | 174 | 0% |
Apr 16, 2026
$849,000
Initial Listing
Apr 8, 2015
$475,000
Public Record