1287 White Oak Court, El Cajon, California 92020, El Cajon, 92020 - 3 bed, 3 bath
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El Cajon, California 92020
This Modern Turnkey Residence is a Strong Value Opportunity, listed at $969,000—positioned well below the $1,058,186 Fair Market Value by 8%. This valuation gap offers $89,186 in Instant Equity. Built in 2016, the property maintains an Excellent Condition Rating with smart home capabilities, mountain range views, and a modern kitchen island. Despite lower-rated local elementary schools, the spacious layout and quiet cul-de-sac location provide significant lifestyle appeal. This is an ideal acquisition for Owner-Occupants or Buy-and-Hold Investors.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 1287 White Oak Court Subject | $969,000* List Price | 3 | 3 | 2,292 | $462 | - |
A 1302 Lorna Ave Sold | $910,000 | 3 | 3 | 1,709 | $532 | 0.1 mi |
B 868 Pearl Place Sold | $890,000 | 3 | 2 | 2,264 | $393 | 0.5 mi |
C 926 Aster Ave Sold | $895,000 | 4 | 3 | 1,944 | $460 | 0.7 mi |
D 625 Laguna Avenue Sold | $920,000 | 3 | 2 | 1,855 | $496 | 0.5 mi |
E 1185 Hub Court Sold | $1,150,000 | 4 | 3 | 2,120 | $542 | 1.0 mi |
F 1251 S Magnolia Avenue Pending | $1,225,000 List Price | 4 | 4 | 2,757 | $444 | 0.0 mi |
* Subject property listed price vs sold prices of comps.
Property is new construction or fully renovated.
Built in 2016, this property falls within the 10-year window for excellent condition. The interior features modern open-concept living with high-quality laminate flooring, recessed lighting, and a contemporary kitchen equipped with stainless steel appliances, stone countertops, and a large island. The home includes updated systems such as central AC, solar panels, and smart home capabilities, showing no signs of deferred maintenance.
Built in 2016, this home features smart home capabilities and a whole-house fan that works alongside the central AC to optimize airflow and significantly reduce seasonal cooling costs.
The 2,292 square foot floor plan includes a dedicated upper-level loft and an open-concept kitchen with a massive center island, providing flexible spaces for both remote work and large-scale entertaining.
Located on a quiet cul-de-sac, the property offers superior privacy and safety, complemented by an extended driveway that provides rare additional parking capacity beyond the two-car garage.
The assigned elementary and middle schools carry low ratings (2/10 and 3/10 respectively), which may be a concern for families and could impact future appreciation compared to higher-rated districts.
The property is subject to a monthly association fee of $213.60, representing a fixed carrying cost that buyers must factor into their monthly debt-to-income considerations.
MOVE-IN READY single-family home located on a quiet cul-de-sac, offering privacy and comfort. Features central AC, heating, and smart home capabilities, and a whole house fan, helping reduce cooling costs and improve airflow. The upper level includes three bedrooms 2 full baths plus a loft ideal for a home office or relaxation area. Lower level features a beautifully maintained kitchen with a large center island, walk in pantry, and generous cabinet space, opening to the dining area and a spacious family room-ideal for everyday living and entertaining. A two-car garage and extended driveway offer plenty of parking for guests.
No exterior & parking available.
Grades K-5 • 0.2 mi
Grades 6-8 • 0.4 mi
Grades 9-12 • 1.4 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 3.0 | 50% |
| Baths | 3.0 | 2.0 | 59% |
| Square foot | 2,292 | 1,920 | 69% |
| Lot Size | - | 9,200 | 14% |
| Price | $969.0K | $945.0K | 51% |
| Price per sq ft | $423 | $523 | 17% |
| Built year | 2016 | 1966 | 97% |
| HOA | $213.6 | $0 | 89% |
| Days on market | 29 | 153 | 2% |
Mar 24, 2026
$969,000
Initial Listing
Jun 14, 2021
$760,500
Public Record