1294 Santa Victoria Road 2, Chula Vista, California 91913, Chula Vista, 91913 - 3 bed, 3 bath
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Chula Vista, California 91913
This Modern Turnkey Townhome is a Prime Investment Opportunity, listed at $700,000—positioned well below the $722,002 Fair Market Value by 3%. This valuation gap offers $22,002 in Instant Equity. Boasting an Excellent Condition Rating, the 2020-built residence features a Designer Kitchen with white shaker cabinetry, solar panels, and a rare Wrap-Around Patio. Located in the amenity-rich Montecito at Otay Ranch near Sonia Sotomayor Elementary, it offers a rare 2.75% VA loan assumption option. This is an ideal match for Owner-Occupants or first-time buyers.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 1294 Santa Victoria Road 2 Subject | $700,000* List Price | 3 | 3 | 1,583 | $456 | - |
A 1238 Biltmore Place 2 Sold | $700,000 | 3 | 3 | 1,583 | $442 | 0.0 mi |
B 1184 Calle Oroblanco 3 Sold | $729,000 | 3 | 3 | 1,681 | $434 | 0.7 mi |
C 1724 Santa Christina 1 Sold | $550,000 | 2 | 2 | 1,116 | $493 | 0.0 mi |
D 1262 Santa Victoria 1 Sold | $570,000 | 2 | 2 | 1,116 | $511 | 0.0 mi |
E 1785 Camino Strava 2 Sold | $741,848 | 3 | 2 | 1,789 | $415 | 0.4 mi |
F 1711 Avenida Tealing Sold | $781,410 | 3 | 2 | 1,621 | $482 | 0.4 mi |
G 1431 Santa Victoria Pending | $639,900 List Price | 3 | 3 | 1,504 | $425 | 0.4 mi |
* Subject property listed price vs sold prices of comps.
Property is new construction or fully renovated.
Built in 2020, this property is well within the 10-year threshold for an excellent rating. The interior features modern, high-end finishes including white shaker cabinetry, dark quartz countertops, a subway tile backsplash, and updated stainless steel appliances. The flooring consists of large-format modern tile and well-maintained carpeting, and the home includes energy-efficient upgrades like a solar system and custom shutters, showing no signs of deferred maintenance.
The rare 2.75% VA loan assumption option, available to both veterans and non-veterans, offers a significant monthly savings advantage compared to current market interest rates.
Built in 2020 and featuring contemporary renovations like white shaker cabinets, solar panels, and custom shutters, this home provides a move-in-ready experience with energy efficiency.
Located in the Montecito at Otay Ranch, residents enjoy resort-style facilities including a fitness center, pool, and clubhouse, all within walking distance of highly-rated schools.
Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 3, other record bedroom count = 2.
The property features only a one-car garage, which may be insufficient for multi-vehicle households or those requiring significant additional storage.
A monthly HOA fee of $428 increases the total cost of ownership and may impact the overall affordability for some buyers.
Incredible opportunity to purchase this beautifully renovated 3 bedroom, 2.5 bath townhouse in the heart of the Montecito at Otay Ranch with a rare 2.75% VA loan assumption option for both veterans and non-veterans, (subject to lender and VA approval, buyer must qualify). This two story townhouse features a wrap around fenced in patio, open concept living with kitchen, dining and living room flowing seamlessly together, lower level custom dark wood shutters, white shaker kitchen cabinets and dark gray countertops, white subway backsplash, large modern tile flooring throughout lower level. Upstairs you will find all three bedrooms which includes the large primary bedroom featuring a beautiful en suite with dual vanities and a large walk-in closet. The two additional bedrooms and a full bath are just off the hallway, down the hall from the laundry closet and linen cabinet. The attached one car garage has two storage racks, installed solar system, beautifully maintained grounds and blocks from Sonia Sotomayor Elementary and Otay Ranch High School nearby. The community of Montecito offers its residents many amenities which include a large pool, spa, fitness center, BBQ, clubhouse with kitchen, bocce ball and a playground.
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 3.0 | 50% |
| Baths | 3.0 | 2.0 | 52% |
| Square foot | 1,583 | 1,309.5 | 71% |
| Lot Size | - | - | 50% |
| Price | $700.0K | $638.5K | 71% |
| Price per sq ft | $442 | $493 | 31% |
| Built year | 2020 | 2007 | 73% |
| HOA | $428.0 | $390 | 60% |
| Days on market | 20 | 171 | 4% |
Apr 3, 2026
$700,000
Initial Listing
Jul 10, 2020
$465,000
Public Record