13 Vista Loma Drive, Rancho Mirage, California 92270, Rancho Mirage, 92270 - 5 bed, 3 bath
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Rancho Mirage, California 92270
This Elevated Desert Estate is a Prime Investment Opportunity listed at $1,195,000—positioned well below the $1,237,161 Fair Market Value by 3%. This valuation gap offers $42,161 in Instant Equity. Boasting a Condition Rating of 3, the residence features panoramic mountain views, owned solar, and a gourmet kitchen. Located in the gated Mirage Cove enclave, the spacious 5-bedroom layout and resort-style pool terrace provide an unparalleled lifestyle. This is a premier choice for Luxury Homeowners or Seasonal Residents seeking a move-in-ready sanctuary.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 13 Vista Loma Drive Subject | $1,195,000* List Price | 5 | 3 | 2,987 | $414 | - |
A 10 Venus Drive Sold | $1,150,000 | 4 | 4 | 2,675 | $430 | 0.4 mi |
B 27 Alta Vista Drive Active Under Contract | $1,175,000 List Price | 3 | 3 | 2,750 | $427 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
The property is move-in ready and well-maintained, featuring several significant updates that elevate it above its 1989 construction date. Key improvements include a gourmet kitchen with an oversized island, owned solar panels, updated wood-look flooring, and a custom Brazilian mahogany front door. While the architectural style and some tile work reflect a previous era of renovation, the home shows no signs of deferred maintenance and major systems appear functional and within their expected lifespan.
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 16117, living area = 2987.
Situated at the end of a cul-de-sac on an elevated flat lot, the property offers unobstructed panoramic mountain and valley vistas with only one immediate neighbor, ensuring maximum privacy.
The nearly 3,000-square-foot layout features five bedrooms with excellent separation, creating a dual-primary suite feel that is ideal for hosting guests or multi-generational living.
Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 5, other record bedroom count = 3.
The monthly HOA fee of $700 is relatively high, which increases the total carrying cost of the property and may be a deterrent for some buyers.
The assigned middle and high schools have lower ratings of 3 and 5 respectively, which may impact the property's appeal to families prioritizing top-tier educational districts.
ELEVATED views. WIDE OPEN skies. FABULOUS Rancho Mirage living. Set within the private gated enclave of Mirage Cove, this 5 bedroom, 3 bath residence delivers unobstructed mountain and valley vistas from a prized end of cul de sac setting, notable for its flat lot and just one immediate neighbor. A true sense of arrival begins at the gated courtyard and custom Brazilian mahogany front door. Inside, vaulted ceilings and a dramatic fireplace set the tone in the living room, while clerestory windows frame the space and a series of sliders open to covered patio, pool terrace, and multiple outdoor conversation areas designed for relaxed desert living. The gourmet kitchen with oversized island opens to a dining area with wet bar and wine fridge on one side and a breakfast area with built in buffet on the other, plus direct access to a side patio with barbecue. Bedrooms are nicely separated, creating the feel of two primary suites on opposite ends of the home. The main primary suite opens to the pool terrace and features a walk in closet and separate tub and bath. Junior Ensuite 2 enjoys vaulted ceilings, an oversized walk in closet, and a private bath with separate tub and shower. Guest bedrooms 3 and 4 are positioned together and share a full bath with skylight, with bedroom 3 opening to its own private patio, while bedroom 5 currently serves as a den. Direct garage access adds convenience, and a utility room is thoughtfully positioned off the central hall. Pride of ownership is felt throughout and OWNED SOLAR adds to the appeal. Mirage Cove, with just 69 homes, offers a rare blend of privacy and amenities including pools, tennis, and pickleball, all in a peaceful mountainside setting.
No exterior & parking available.
Grades K-5 • 2.2 mi
Grades 6-8 • 2.1 mi
Grades 9-12 • 4.0 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 5.0 | 3.0 | 91% |
| Baths | 3.0 | 3.0 | 50% |
| Square foot | 2,987 | 2,726 | 58% |
| Lot Size | 16,117 | 10,454 | 79% |
| Price | $1.20M | $1.11M | 53% |
| Price per sq ft | $400 | $438 | 36% |
| Built year | 1989 | 2001 | 35% |
| HOA | $700.0 | $445 | 71% |
| Days on market | 27 | 164 | 1% |
Mar 27, 2026
$1,195,000
Initial Listing
Aug 15, 2014
$645,000
Public Record
Jul 2, 2009
$665,000
Public Record
Jul 26, 1999
$390,000
Public Record
Aug 31, 1994
$395,000
Public Record