130 Willow Creek Drive, Folsom, CA 95630, Folsom, 95630 - 4 bed, 3 bath
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130 Willow Creek Drive
Folsom, CA 95630
ACTIVE
CONDITION: GOOD
4Beds
3Baths
2,185Sq Ft
9,021Lot Size
Property Price
LIST PRICE$785,000
EST. MARKET VALUE
$829,074
5% BelowMARKET VALUE
SUMMARY
This Spacious Single-Family Residence is a Strong Value Opportunity, listed at $799,999—positioned well below the $840,446 Fair Market Value by 4%. This valuation gap offers $40,447 in Instant Equity for the buyer. With a Condition Rating of 3, the home features a Heated Pool and Spa, Granite Kitchen, and no HOA fees. Located near Top-Rated Schools like Folsom High (9/10), this property is an ideal acquisition for Owner-Occupants or first-time buyers seeking long-term value.
Estimated Market Value
$829,074+$44,074 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in Folsom.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 130 Willow Creek Drive Subject | $785,000* List Price | 4 | 3 | 2,185 | $379 | - |
A 296 Randall Drive Sold | $815,000 | 4 | 3 | 2,158 | $378 | 0.5 mi |
B 109 Lions Way Sold | $735,000 | 4 | 2 | 1,787 | $411 | 1.0 mi |
C 119 Darrington Drive Sold | $880,000 | 4 | 2 | 2,364 | $372 | 0.9 mi |
D 1241 Humbug Creek Court Sold | $850,000 | 4 | 2 | 2,100 | $405 | 0.9 mi |
E 112 Cradle Bar Court Sold | $659,900 | 3 | 2 | 1,592 | $415 | 0.4 mi |
F 124 Windstar Circle Sold | $775,000 | 3 | 2 | 1,767 | $439 | 0.4 mi |
G 430 Flower Drive Pending | $774,950 List Price | 4 | 2 | 1,983 | $391 | 0.3 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Good
TeardownExcellent
Property is move-in ready.
Built in 1985 but well-maintained and move-in ready. The home features recent surface renovations including new downstairs flooring, newer carpet, and a kitchen updated with granite counters and stainless appliances. Key systems like the water heater and pool equipment are newer, though some dated elements like popcorn ceilings persist.
PROSSTRENGTHS & OPPORTUNITIES
- High Available Lot Utilization
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 9021, living area = 2185.
- Great Schools
High School: Folsom High School (9/10).
- Private Outdoor Oasis
The backyard features a heated pool and spa with a new heater and filter, complemented by mature fruit trees and no rear neighbors for maximum privacy.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 4, other record bedroom count = 3.
- Dated Construction Era
Built in 1985, the home features cosmetic 'freshening' rather than a full modern renovation, which may require further updates to meet contemporary luxury standards.
- Limited Main-Level Bathing
The main floor only includes a half-bath, which may be a drawback for families requiring a full bathroom on the ground level for guests or accessibility.
About 130 Willow Creek Drive
Perfectly placed between Folsom Lake and Historic Folsom! With a heated pool and no neighbors behind you, the backyard is made for relaxing and entertaining. New flooring runs through the entire downstairs, and newer carpet takes you up the stairs and through all four bedrooms. Two fireplaces one in the living room, one in the family room anchor the main level along with a half bath. Out back: a sparkling pool and spa with a NEW heater and filter, a fire pit, and mature lemon and orange trees. Newer water heater and newer toilets mean some of the updates are already behind you. Attached 2-car garage. No HOA, no Mello Roos, and just minutes to Historic Folsom, Folsom Lake, Blanche Sprentz Elementary, the Johnny Cash Trail, parks and shopping. Don't miss this one!
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1985
- Lot Size
- 9,021 Sq. Ft.
Interior
- Total Bedrooms
- 4
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Folsom Unified Schools
Blanche Sprentz Elementary School
Grades K-5 • 0.3 mi
6/10
Folsom Hills Elementary School
Grades K-5 • 1.2 mi
8/10
Oak Chan Elementary School
Grades K-5 • 1.4 mi
8/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 4.0 | 3.5 |
| Baths | 3.0 | 2.7 |
| Square foot | 2,185 | 2,083.849 |
| Lot Size | 9,021 | 6,955.675 |
| Price | $785.0K | $776.4K |
| Price per sq ft | $359 | $390 |
| Built year | 1985 | 2000 |
| HOA | $0 | $171 |
| Days on market | 20 | 46 |
Pricing History
Listed for Sale
Sep 4, 2026
$785,000
$799,999
-2% Price Drop
Initial Listing
Price Change
Aug 20, 2026
$799,999
Initial Listing
Sold
Oct 4, 2017
$535,000
Public Record
Sold
Apr 21, 2011
$328,000
Public Record
Sold
Jul 21, 2008
$412,500
Public Record
Sold
Jan 12, 2004
$375,000
Public Record
Sold
Jun 11, 1998
$198,000
Public Record