1307 Terracina Ln, San Diego, California 92103, San Diego, 92103 - 2 bed, 3 bath
1307 Terracina Ln
San Diego, California 92103
Property Price
SUMMARY
Analysis of 1307 Terracina Ln, San Diego, California 92103 is currently available with a list price of $799,999. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the San Diego Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is move-in ready.
Built in 2003, this townhome is move-in ready and shows pride of ownership. The kitchen is updated with stainless steel appliances, stone countertops, and dark cabinetry. The interior features modern wood-look laminate flooring in the main living areas and neutral paint throughout. While the property is just over 20 years old, the well-maintained finishes and lack of deferred maintenance align with the 'Good' condition category.
PROSSTRENGTHS & OPPORTUNITIES
- Exceptional HOA Value
At just $285 per month, the association fee is remarkably low for the San Diego market, significantly reducing monthly carrying costs and increasing long-term affordability.
- Prime Mission Hills Location
The property boasts a highly desirable central location with excellent walkability to local dining and rapid access to Little Italy, Downtown, and San Diego's major beaches.
- Financing Accessibility
Being both VA and FHA approved, this townhome is accessible to a wider pool of buyers, including those looking for low-down-payment financing options in a competitive area.
CONSRISKS & DEFICIENCIES
- Compact Living Area
With 1,168 square feet for a 2-bedroom unit, the interior space may feel restrictive for buyers seeking larger common areas or dedicated home office space.
- Urban Noise Potential
The property's close proximity to the San Diego International Airport and major freeways suggests potential for consistent aircraft and traffic noise, which may impact residential tranquility.
About 1307 Terracina Ln
VA/FHA Approved! $285 HOA!!! Attached garage and in unit washer and dryer. Welcome to this beautifully maintained 2-bedroom, 2.5-bath townhome in the heart of Mission Hills! Filled with natural sunlight, this bright and airy home offers the perfect blend of comfort and convenience all at an affordable price. Enjoy being just steps from local restaurants and minutes to Downtown, Little Italy, major freeways, the airport, and San Diego’s stunning beaches. Pet-friendly and located in a prime area with one of the lowest HOA fees in San Diego, this is an opportunity you don’t want to miss!
Property Details
Public Facts
- Property Type
- Townhouse
- Year Built
- 2003
- Lot Size
- -
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $285.0 / Month
Neighborhood Insights
San Diego Unified Schools
Washington Elementary School
Grades K-5 • 1.0 mi
Florence Elementary School
Grades K-5 • 1.0 mi
Birney Elementary School
Grades K-5 • 2.0 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 2.0 | 50% |
| Baths | 3.0 | 3.0 | 50% |
| Square foot | 1,168 | 1,176 | 45% |
| Lot Size | - | - | 50% |
| Price | $800.0K | $800.0K | 36% |
| Price per sq ft | $685 | $682 | 64% |
| Built year | 2003 | 2000 | 55% |
| HOA | $285.0 | $315 | 36% |
| Days on market | 9 | 94 | 9% |
Pricing History
Listed for Sale
Feb 26, 2026
$799,999
Initial Listing
Sold
Feb 11, 2020
$570,000
Public Record
Sold
Dec 2, 2013
$395,000
Public Record
Sold
Dec 5, 2003
$392,000
Public Record