1310 H Street, Ramona, California 92065, Ramona, 92065 - 3 bed, 3 bath
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Ramona, California 92065
This Well-Maintained Single-Family Residence is listed at $665,000, positioned accurately at its $666,921 Fair Market Value. The standout feature is a rare assumable 2.875% interest rate, providing significant monthly mortgage savings in a high-rate environment. With a Condition Rating of 3, the interior offers 20-foot ceilings and a modern kitchen, while the exterior features a private patio and community pool. Proximity to the 9/10 rated Mountain Valley Academy ensures long-term desirability and lifestyle quality. This is a premier choice for Owner-Occupants or first-time buyers looking for a turnkey lifestyle.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 1310 H Street Subject | $665,000* List Price | 3 | 3 | 1,451 | $460 | - |
A 1364 H Street Sold | $685,000 | 3 | 3 | 1,672 | $410 | 0.0 mi |
B 1344 Oak Village Drive Active | $635,000 List Price | 3 | 3 | 1,672 | $380 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
The property is move-in ready and shows pride of ownership through excellent maintenance. Although built in 2001, it features several key updates including new tile flooring in the kitchen, modern stainless steel appliances, and updated laminate flooring in the main living areas. While the oak cabinetry in the kitchen and bathrooms is original to the home, the overall condition is clean with no visible deferred maintenance, meeting the criteria for a well-maintained home within its age bracket.
High School: Mountain Valley Academy (9/10).
The property features a rare assumable 2.875% interest rate, providing significant monthly mortgage savings that are nearly impossible to find in the current market.
With 20-foot ceilings in the living room and vaulted ceilings in the primary suite, the home offers an airy, spacious feel that maximizes its 1,451 square foot footprint.
The 3,186-square-foot lot is relatively small for a single-family residence in Ramona, which may restrict buyers looking for significant outdoor space or privacy.
At 1,451 square feet for a three-bedroom home, the interior dimensions may feel tight for larger families or those requiring expansive common areas.
Make this beautiful 3-bedroom home in the exclusive 24 home community of Oak Creek Estates yours today! Relax on warm summer days at the community pool and spa, and enjoy your evenings on your back patio and turf back yard. The 3-bedroom home features beautiful new tile flooring in the kitchen, 20-foot ceilings in the living room, and flexible bedroom or den downstairs, perfect for guests or extended family. The large primary suite features double doors, vaulted ceilings, a huge closet and dual vanity. This home has been wonderfully maintained and is just a short walk to Main Street. With an exclusive community and unbelievable low rate, this is an opportunity that won't come again, or last long!!
No exterior & parking available.
Grades K-6 • 1.6 mi
Grades 7-8 • 0.6 mi
Grades 9-12 • 0.6 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 4.0 | 48% |
| Baths | 3.0 | 3.0 | 50% |
| Square foot | 1,451 | 2,114 | 7% |
| Lot Size | 3,186 | 22,651.199 | 12% |
| Price | $665.0K | $840.0K | 7% |
| Price per sq ft | $458 | $401 | 72% |
| Built year | 2001 | 1989 | 77% |
| HOA | $250.0 | $0 | 98% |
| Days on market | 9 | 172 | 4% |
Apr 13, 2026
$665,000
Initial Listing
Jan 11, 2022
$570,000
Public Record
Apr 27, 2017
$385,000
Public Record
Nov 26, 2001
$212,500
Public Record