1310 Saddle Rack Street 234, San Jose, California 95126, San Jose, 95126 - 1 bed, 1 bath

1310 Saddle Rack Street 234, San Jose, California 95126 home-pic-0

1310 Saddle Rack Street 234

San Jose, California 95126

ACTIVE
CONDITION: GOOD
1Beds
1Baths
790Sq Ft
Lot Size

Property Price

LIST PRICE$489,000

SUMMARY

Analysis of 1310 Saddle Rack Street 234, San Jose, California 95126 is currently available with a list price of $489,000. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the San Jose Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.

Condition Analysis

OVERALL CONDITION SCORE

Good
TeardownExcellent

Property is move-in ready.

Built in 2004, this property is move-in ready and exceptionally well-maintained. The kitchen features modern stainless steel appliances, stone countertops, and ample cabinetry that align with current buyer expectations. The living areas have been updated with contemporary hard-surface flooring, and the overall interior shows minimal wear and tear. While it is 21 years old, the unit's condition and functional systems place it firmly in the 'good' category rather than 'fair'.

PROSSTRENGTHS & OPPORTUNITIES

  • Strategic Silicon Valley Location

    Ideally positioned minutes from the future Google Campus, Downtown San Jose, and major transit hubs like Caltrain and Light Rail, offering excellent connectivity and high rental appeal.

  • Comprehensive Resort Amenities

    The gated Midtown Plaza community provides a premium lifestyle with access to a sparkling pool, spa, fitness center, clubhouse, and secure underground parking with dedicated storage.

  • Modern Functional Layout

    Built in 2004, this unit features a desirable open floor plan, in-unit laundry, a spacious walk-in closet, and a private balcony with serene park views, catering to modern buyer preferences.

CONSRISKS & DEFICIENCIES

  • High Monthly Carrying Costs

    The monthly HOA fee of $660 is relatively high for a one-bedroom unit, which may impact overall affordability and deter budget-sensitive buyers.

  • Underperforming School District

    The assigned public schools have modest ratings (ranging from 3 to 5), which could be a drawback for families and may affect long-term resale value compared to neighboring districts.

About 1310 Saddle Rack Street 234

Welcome to Midtown Plaza! Experience modern comfort in this exceptional 2nd-floor residence featuring a bright, open floor plan and serene park views. The immaculate kitchen offers abundant cabinetry and seamlessly connects to the spacious dining and living areas, leading to a private balcony perfect for morning coffee or evening relaxation. The generous bedroom includes a large walk-in closet and tranquil park outlook. Enjoy the convenience of in-unit laundry, secure underground parking, and an additional storage room. Midtown Plaza is a gated community with resort-style amenities, including a sparkling pool, spa, fitness center, clubhouse, and elevators for easy access. Ideally located just minutes from the future Google Campus, Downtown San Jose, Caltrain, Light Rail, and Santana Row...with Safeway, Starbucks, and Smart & Final just a block away. Monthly HOA covers extra storage. Some listing photos have been digitally altered/virtually staged. Original, unaltered photos are available

Property Details

Public Facts

Property Type
Condominium
Year Built
2004
Lot Size
-

Interior

Total Bedrooms
1
Total Bathrooms
1 (1 Full, 0 Half)

Exterior & Parking

No exterior & parking available.

Utilities & Misc

HOA Fee
$660.0 / Month

Neighborhood Insights

San Jose Unified Schools

Gardner Elementary School

Grades K-5 • 0.9 mi

4/10

Herbert Hoover Middle School

Grades 6-8 • 1.0 mi

3/10

Abraham Lincoln High School

Grades 9-12 • 0.9 mi

5/10

Sensitive Facilities

No sensitive facilities data found.

Neighborhood Comparison

FeatureSubjectAverage HomeNeighborhood Ranking (50 Listings)
Beds1.02.0
23%
Baths1.02.0
23%
Square foot7901,166
8%
Lot Size--
50%
Price$489.0K$775.0K
8%
Price per sq ft$619$619
50%
Built year20042004
50%
HOA$660.0$660
50%
Days on market110190
23%

Pricing History

Listed for Sale

Feb 11, 2026

$489,000

$499,000

-2% Price Drop

Initial Listing

Price Change

Jan 13, 2026

$499,000

$515,000

-3% Price Drop

Initial Listing

Price Change

Dec 16, 2025

$515,000

$525,000

-2% Price Drop

Initial Listing

Price Change

Nov 17, 2025

$525,000

Initial Listing

Sold

Apr 23, 2018

$730,500

Public Record

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