1310 Saddle Rack Street 347, San Jose, California 95126, San Jose, 95126 - 2 bed, 2 bath
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1310 Saddle Rack Street 347
San Jose, California 95126
ACTIVE
CONDITION: GOOD
2Beds
2Baths
1,258Sq Ft
1,341Lot Size
Property Price
LIST PRICE$650,000
EST. MARKET VALUE
$650,000
SUMMARY
This Move-In Ready Condominium is a Strong Value Opportunity, listed at $650,000—positioned well below the $650,000 Fair Market Value (priced at market stability). Featuring a 1,258 sqft floor plan, a Brand-New Balcony, and a Condition Rating of 3, this unit offers immediate comfort in the Midtown Plaza community. With access to San Jose Unified schools and proximity to Diridon Station, it balances urban convenience with neighborhood charm. This property is an ideal acquisition for first-time buyers or Owner-Occupants seeking a low-maintenance, centrally located residence.
Estimated Market Value
$650,000
Based on Realkey algorithm analyzing recent comparable sales in San Jose.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 1310 Saddle Rack Street 347 Subject | $650,000* List Price | 2 | 2 | 1,258 | $517 | - |
A 1310 Saddle Rack Street 224 Sold | $650,000 | 2 | 2 | 1,258 | $517 | 0.0 mi |
B 1390 Saddle Rack Street 350 Sold | $768,990 | 3 | 2 | 1,407 | $547 | 0.0 mi |
C 1390 Saddle Rack Street 425 Sold | $700,000 | 2 | 2 | 1,311 | $534 | 0.1 mi |
D 1310 Saddle Rack Street 250 Sold | $760,000 | 3 | 2 | 1,407 | $540 | 0.0 mi |
E 925 The Alameda 302 Sold | $650,000 | 1 | 2 | 1,211 | $537 | 0.8 mi |
F 1310 Saddle Rack Street 234 Sold | $479,000 | 1 | 1 | 790 | $606 | 0.0 mi |
G 482 S Willard Avenue Sold | $579,000 | 2 | 3 | 997 | $581 | 0.3 mi |
H 1310 Saddle Rack Street 314 Active | $699,000 List Price | 2 | 2 | 1,258 | $556 | 0.0 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Good
TeardownExcellent
Property is move-in ready.
Built in 2004 (20 years old), the property is in well-maintained, move-in-ready condition. The kitchen and bathrooms feature functional, original-style finishes with stainless steel appliances, and the unit benefits from updated flooring and a brand-new balcony.
PROSSTRENGTHS & OPPORTUNITIES
- Exceptional Market Value
Positioned as the lowest-priced 2-bedroom, 2-bathroom unit in the Midtown Plaza community, this property offers a highly competitive entry point for the area.
- Prime Urban Location
The property boasts a central location with excellent proximity to Downtown San Jose, Santana Row, and Diridon Station, making it ideal for commuters and those seeking an urban lifestyle.
- Spacious Move-In Ready Interior
With 1,258 square feet of living space and a brand-new balcony, the unit provides a generous and updated floor plan that allows for immediate occupancy without the need for renovations.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Lot size discrepancy between mls listing and other public or private record. mls listing lot size in square feet =1341, other record lot size in square feet = 1258.
- High Monthly HOA Fees
The association fee of $792 per month is relatively high, which may impact buyer affordability and reduce the pool of interested investors or first-time buyers.
- Extended Days on Market
Having been on the market for 180 days, the listing may suffer from a 'stale' perception, potentially leading to lower offers despite the recent price reduction.
About 1310 Saddle Rack Street 347
Don't miss this incredible opportunity to own the lowest-priced 2-bedroom, 2-bath condominium in the highly desirable Midtown Plaza community! Offering 1,258 square feet of thoughtfully designed living space, this spacious, move-in-ready home combines comfort, convenience, and outstanding value. Step inside to discover an open and inviting floor plan filled with natural light, generous living and dining areas, and a well-appointed kitchen perfect for everyday living and entertaining. The primary suite features ample closet space and a private bath, while the second bedroom and full bathroom provide flexibility for guests, family, or a home office. Enjoy fresh air and outdoor relaxation on the Brand-New Balcony, providing a wonderful extension of your living space. With its move-in-ready condition, you can settle in immediately and begin enjoying everything this vibrant community has to offer. Ideally located near Downtown San Jose, Santana Row, Valley Fair, Diridon Station, major freeways, dining, shopping, and entertainment, Midtown Plaza offers the perfect balance of urban convenience and neighborhood charm. Mid Town Plaza HOA is HUD Approved Which is Very Rare and Desirable in the Bay Area!!!
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 2004
- Lot Size
- 1,341 Sq. Ft.
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $792.0 / Month
Neighborhood Insights
San Jose Unified Schools
Gardner Elementary School
Grades K-5 • 0.8 mi
4/10
Herbert Hoover Middle School
Grades 6-8 • 1.0 mi
3/10
Abraham Lincoln High School
Grades 9-12 • 0.9 mi
5/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 2.0 | 2.0 |
| Baths | 2.0 | 2.0 |
| Square foot | 1,258 | 1,088.503 |
| Lot Size | 1,341 | 1,303.863 |
| Price | $650.0K | $648.7K |
| Price per sq ft | $517 | $614 |
| Built year | 2004 | 1987 |
| HOA | $792.0 | $594 |
| Days on market | 220 | 56 |
Pricing History
Listed for Sale
Jun 11, 2026
$650,000
$698,888
-7% Price Drop
Initial Listing
Price Change
Feb 1, 2026
$698,888
Initial Listing
Sold
Feb 27, 2020
$775,000
Public Record
Sold
Aug 6, 2004
$1,155,000
Public Record