1321 Pepper Tree Lane, Vista, California 92084, Vista, 92084 - 4 bed, 3 bath

1321 Pepper Tree Lane, Vista, California 92084 home-pic-0

1321 Pepper Tree Lane

Vista, California 92084

ACTIVE UNDER CONTRACT
CONDITION: EXCELLENT
4Beds
3Baths
2,383Sq Ft
14,506Lot Size

Property Price

LIST PRICE$1,299,000
EST. MARKET VALUE
$1,259,267
3% AboveMARKET VALUE

SUMMARY

Estimated Market Value

$1,259,267
Based on Realkey algorithm analyzing recent comparable sales in Vista.

Comparable Sales Map

Comparables within 1 miles sold in recently

Address Sold Price BedsBathsSq Ft$/SqftDistance
1321 Pepper Tree Lane
Subject
$1,299,000*
List Price
432,383$528-
A
2175 Alta Vista Drive
Sold
$1,155,000542,324$4970.8 mi
B
1043 Cypress Drive
Sold
$920,000321,906$4830.5 mi
C
1602 Montgomery
Pending
$1,299,000
List Price
432,510$5180.3 mi

* Subject property listed price vs sold prices of comps.

Condition Analysis

OVERALL CONDITION SCORE

Excellent
TeardownExcellent

Property is new construction or fully renovated.

Although built in 1980, the property has undergone extensive, high-end renovations within the last 5 years (2020–2025), meeting the criteria for 'excellent' condition. Key updates include a remodeled kitchen with Blue Velvet Quartzite (2020), premium bathroom renovations (2023/2024) featuring Hansgrohe fixtures and Native Trails cabinetry, a brand-new HVAC system (2025), and a permitted ADU (2020). The property features modern hardwood flooring, owned solar, and a recently resurfaced pool, showing no signs of deferred maintenance.

PROSSTRENGTHS & OPPORTUNITIES

  • High Available Lot Utilization

    The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 14506, living area = 2383.

  • Permitted ADU & Income Potential

    The property features a fully permitted 638 sq ft ADU with its own kitchen, laundry, and HVAC, providing a turnkey solution for rental income or multi-generational living.

  • High-End Modern Renovations

    Extensive recent upgrades (2020-2025) include a designer kitchen with Blue Velvet Quartzite, premium bathroom remodels with Hansgrohe fixtures, and a brand-new HVAC system.

CONSRISKS & DEFICIENCIES

  • Modest School Ratings

    The local elementary and middle schools are rated 4 and 3 respectively, which may be a drawback for families prioritizing high-ranking public education districts.

  • 1980s Original Infrastructure

    While the home is heavily remodeled, the 1980 construction date suggests that some underlying structural or plumbing components may be nearing the end of their typical lifecycle.

About 1321 Pepper Tree Lane

Welcome to this private tropical oasis with coastal breezes, ideally located in Vista — just a short drive to the beaches of Carlsbad and Oceanside, with quick access to Hwy 78 and conveniently positioned between I-5 and I-15. This versatile property offers a beautifully upgraded/remodeled main residence plus a permitted ADU, making it ideal for multi-generational living, rental income, or a private guest retreat. The main home features hardwood floors, a remodeled kitchen with striking Blue Velvet Quartzite Stone countertops (2020) and newer appliances. Additional recent upgrades include a new HVAC system (March 2025) and a new electric fireplace (2025). The primary suite boasts a fully remodeled bath (2023), while the guest bath was remodeled in 2024 with premium finishes including an MTI freestanding soaker tub, Native Trails walnut cabinetry, Murano collection sink basin, and Hansgrohe thermostatic fixtures. Step outside to the oversized entertainer’s backyard highlighted by a resurfaced Black Onyx Pebble Sheen pool with waterfall (Nov 2022), Trex decking, retractable awning, and an impressive selection of mature fruit trees—avocado, citrus, fig, pomegranate, banana, and more. RV parking with full hook-ups, an oversized two-car garage with built-in storage, and a basement workshop add exceptional utility. The permitted ADU (2020) offers approximately 638 sq ft plus a large private patio with Life Deck flooring, complete with its own kitchen (New refrigerator, dishwasher, disposal), stackable washer/dryer, heat-pump HVAC, and Hansgrohe fixtures—perfect for extended family or rental use. Additional highlights include 24 owned solar panels, generous indoor/outdoor living, and a location that balances coastal lifestyle with commuter convenience. Don’t miss this opportunity to own this move-in-ready home with income potential near North SD County’s best beaches.

Property Details

Public Facts

Property Type
Single Family Residence
Year Built
1980
Lot Size
14,506 Sq. Ft.

Interior

Total Bedrooms
4
Total Bathrooms
3 (3 Full, 0 Half)

Exterior & Parking

No exterior & parking available.

Utilities & Misc

HOA Fee
$0 / Month

Neighborhood Insights

Vista Unified Schools

Hannalei Elementary School

Grades K-5 • 0.5 mi

4/10

Monte Vista Elementary School

Grades K-5 • 0.6 mi

4/10

Rancho Minerva Middle School

Grades 6-8 • 1.6 mi

3/10

Sensitive Facilities

No sensitive facilities data found.

Neighborhood Comparison

FeatureSubjectAverage HomeNeighborhood Ranking (50 Listings)
Beds4.03.0
53%
Baths3.02.0
50%
Square foot2,3831,892
68%
Lot Size14,50617,859.6
47%
Price$1.30M$910.0K
85%
Price per sq ft$545$502
68%
Built year19801978
53%
HOA$0$0
50%
Days on market38164
7%

Pricing History

Listed for Sale

Jan 28, 2026

$1,299,000

Initial Listing

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