
Lodi, CA 95242
This Modern Move-In Ready Residence is a Prime Investment Opportunity, listed at $459,000—positioned well below the $475,219 Fair Market Value by 3%. This valuation gap offers $16,219 in Instant Equity, bolstered by a rare 4.625% assumable FHA loan for significant monthly savings. The property features a Condition Rating of 3 with updated flooring, a downstairs primary suite, and a new backyard patio. Located in the Vinewood Elementary district with community pool access, it is a perfect fit for Owner-Occupants or first-time buyers.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 1327 Pippen Lane Subject | $459,000* List Price | 3 | 3 | 1,481 | $321 | - |
A 1347 Maravich Lane Sold | $464,000 | 3 | 3 | 1,481 | $313 | 0.1 mi |
B 1851 Berlanda Ln Sold | $535,000 | 3 | 2 | 1,693 | $316 | 0.7 mi |
C 1911 Lexington Drive Pending | $515,000 List Price | 3 | 2 | 1,419 | $363 | 0.9 mi |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
Built in 2003 (21 years old), the property is well-maintained and move-in ready. It features recently redone flooring, updated bathrooms, and a new backyard patio. While the kitchen cabinetry and appliances are original and dated, the overall condition is functional and clean with modern tech like a Nest thermostat.
The property features a rare 4.625% assumable FHA loan, providing a significant competitive advantage and potential monthly savings in the current high-interest rate market.
The home offers a move-in-ready experience with updated flooring, renovated bathrooms, and a highly desirable downstairs primary suite that ensures added privacy.
Situated in the sought-after Vinewood Elementary district, the property includes low-maintenance HOA benefits like a community pool and front yard landscaping, all while being minutes from major retail and Highway 12.
At under 4,000 square feet, the lot is relatively small, which may limit options for buyers seeking extensive private outdoor space or large garden areas.
While the elementary school is highly rated, the assigned middle schools carry lower performance ratings, which could be a concern for education-focused families looking for long-term consistency.
Imagine locking in a 4.625% interest rate in today's market. This home has an assumable FHA loan, so if you qualify, you can step into that rate and potentially save significantly on your monthly payment. Located in one of Lodi's most convenient neighborhoods, you're just a minute from Highway 12, Target, shopping, and restaurants. The layout flows naturally, with the kitchen opening to the living area, making it easy to host or just enjoy everyday living. The home features 3 bedrooms and 2.5 bathrooms. The primary bedroom is downstairs, set apart from the others for added privacy, and includes two closets for a great setup. Bathrooms have been updated, flooring has been redone, and a Nest thermostat is already in place. The backyard has been recently updated with new sod and an extended concrete patio, creating a clean, low maintenance space that's perfect for BBQs, gatherings, or just relaxing outside. Located in the Vinewood Elementary school district, the HOA includes access to a pool, clubhouse, and green spaces, along with front yard landscaping and road maintenance.
No exterior & parking available.
Grades K-6 • 0.7 mi
Grades 7-8 • 0.5 mi
Grades 7-8 • 1.5 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 3.0 | 50% |
| Baths | 3.0 | 2.0 | 62% |
| Square foot | 1,481 | 1,915.5 | 22% |
| Lot Size | 3,941 | 6,080.5 | 2% |
| Price | $459.0K | $586.0K | 14% |
| Price per sq ft | $310 | $316 | 44% |
| Built year | 2003 | 1989 | 69% |
| HOA | $125 | $0 | 88% |
| Days on market | 4 | 188 | 1% |
Apr 18, 2026
$459,000
Initial Listing
Aug 31, 2022
$445,000
Public Record
Oct 3, 2002
$366,500
Public Record