133 N Stephanie Ln, El Cajon, California 92019, El Cajon, 92019 - 4 bed, 2 bath

133 N Stephanie Ln, El Cajon, California 92019 home-pic-0

133 N Stephanie Ln

El Cajon, California 92019

ACTIVE
CONDITION: EXCELLENT
4Beds
2Baths
1,844Sq Ft
7,800Lot Size

Property Price

LIST PRICE$925,000
EST. MARKET VALUE
$978,752
5% BelowMARKET VALUE

SUMMARY

Analysis of 133 N Stephanie Ln, El Cajon, California 92019 reveals a Prime Investment Opportunity with a current list price of $925,000—significantly undercutting the $978,752 Fair Market Value by 5%. This valuation gap indicates a +$53,752 Instant Equity potential for buyers. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the El Cajon Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.

Estimated Market Value

$978,752 +$53,752 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in El Cajon.

Comparable Sales Map

Comparables within 1 miles sold in recently

Address Sold Price BedsBathsSq Ft$/SqftDistance
133 N Stephanie Ln
Subject
$925,000*
List Price
421,844$531-
A
1453 Gustavo Street
Sold
$1,099,000431,910$5750.9 mi
B
1549 Robbiejean Place
Sold
$850,000421,540$5520.2 mi
C
507 Terra Ln
Sold
$730,000321,344$5430.6 mi
D
828 Waterloo Ave
Sold
$830,000321,634$5080.8 mi
E
1573 E Madison Avenue
Pending
$975,000
List Price
431,524$6400.4 mi

* Subject property listed price vs sold prices of comps.

Condition Analysis

OVERALL CONDITION SCORE

Excellent
TeardownExcellent

Property is new construction or fully renovated.

Although originally built in 1960, the property has undergone a comprehensive and meticulous remodel within the last 5 years, qualifying it for an excellent rating. The interior features high-end finishes, a fully updated modern kitchen, renovated bathrooms, and contemporary flooring throughout. With the addition of an efficient solar system and a 'like-new' aesthetic, the home meets current quality standards with no apparent deferred maintenance.

PROSSTRENGTHS & OPPORTUNITIES

  • High Available Lot Utilization

    The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 7800, living area = 1844.

  • Comprehensive Modern Remodel

    The home has been meticulously upgraded with high-end finishes and a contemporary aesthetic, offering a 'like-new' feel that is completely move-in ready for the next owner.

  • Energy Efficiency

    Equipped with an efficient solar system, the property provides immediate energy savings, appealing to budget-conscious and eco-friendly buyers in the El Cajon climate.

CONSRISKS & DEFICIENCIES

  • MLS Listing Discrepancy

    Living area discrepancy between mls listing and other public or private record. mls listing living area = 1844, other record living area = 1694. Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 4, other record bedroom count = 3.

  • Leased Solar Commitment

    The solar system is leased rather than owned, which requires the buyer to assume an existing contract and may impact debt-to-income ratios during financing.

  • Modest School Ratings

    The assigned elementary and middle schools carry lower performance ratings, which may be a significant consideration for families prioritizing high-ranking educational districts.

About 133 N Stephanie Ln

Discover the perfect blend of modern style and everyday convenience in this stunning 4-bedroom, 2-full-bath home. Meticulously remodeled and upgraded throughout, this residence offers a fresh, contemporary aesthetic with high-end finishes that make it truly move-in ready. For the eco-conscious and budget-savvy homeowner, the property features an efficient leased solar system that provides significant energy savings from day one. Nestled in a highly desirable and peaceful El Cajon neighborhood, this home puts you right where you want to be. You are just minutes away from a vibrant shopping center and local markets, making errands and dining out a breeze. Whether you’re relaxing in the spacious, updated living areas or enjoying the prime location, this home offers a rare opportunity to enjoy a "like-new" property in a well-established community.

Property Details

Public Facts

Property Type
Single Family Residence
Year Built
1960
Lot Size
7,800 Sq. Ft.

Interior

Total Bedrooms
4
Total Bathrooms
2 (2 Full, 0 Half)

Exterior & Parking

No exterior & parking available.

Utilities & Misc

HOA Fee
$0 / Month

Neighborhood Insights

El Cajon Unified Schools

Meridian Elementary School

Grades K-5 • 0.5 mi

3/10

Montgomery Middle School

Grades 6-8 • 0.2 mi

4/10

Granite Hills High School

Grades 9-12 • 0.7 mi

6/10

Sensitive Facilities

No sensitive facilities data found.

Neighborhood Comparison

FeatureSubjectAverage HomeNeighborhood Ranking (50 Listings)
Beds4.03.0
52%
Baths2.03.0
50%
Square foot1,8441,900
50%
Lot Size7,8008,100
48%
Price$925.0K$975.0K
46%
Price per sq ft$502$517
40%
Built year19601978
22%
HOA$0$0
50%
Days on market7149
4%

Pricing History

Listed for Sale

Feb 28, 2026

$925,000

Initial Listing

Sold

Jun 10, 2022

$750,000

Public Record

Sold

Dec 27, 1995

$140,000

Public Record

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