1340 H Street, Ramona, California 92065, Ramona, 92065 - 3 bed, 3 bath
1340 H Street
Ramona, California 92065
Property Price
SUMMARY
Analysis of 1340 H Street, Ramona, California 92065 reveals a Fairly Priced Property with a current list price of $640,000 aligned with the estimated $641,888 Fair Market Value. This represents a stable investment opportunity at market rate. The property maintains a Fair Condition Rating (50/100), suggesting the property is in acceptable condition with potential for value enhancement through selective updates and improvements. Located in a high-demand neighborhood within the Ramona Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 1340 H Street Subject | $640,000* List Price | 3 | 3 | 1,672 | $384 | - |
A 1341 Somerset Ct Sold | $775,000 | 4 | 3 | 2,037 | $380 | 0.1 mi |
B 1364 H Street Active | $665,800 List Price | 3 | 3 | 1,672 | $398 | 0.0 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is moderate renovation needed.
The property, built in 2001, is well-maintained with recent exterior updates including a new roof and fresh paint. However, the interior, particularly the kitchen and bathrooms, retains its original early 2000s style with oak cabinets, white tile countertops, and white appliances. While functional and clean, these elements are outdated and would require minor updates to align with current aesthetic preferences. The flooring is a mix of wood laminate and carpet, both appearing in good condition. Overall, it's move-in ready but shows signs of being aged and could benefit from cosmetic renovations.
PROSSTRENGTHS & OPPORTUNITIES
- Great Schools
High School: Mountain Valley Academy (9/10).
- Recent Capital Improvements
The home features a brand-new roof and fresh exterior paint, significantly enhancing curb appeal and reducing immediate maintenance concerns for the new owner.
- Luxurious Primary Suite
An expansive primary suite offers a true retreat with three separate closets, a spacious layout, dual sinks, and a walk-in shower, providing comfort and convenience.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Lot size discrepancy between mls listing and other public or private record. mls listing lot size in square feet =3049, other record lot size in square feet = 3185.
- Limited Outdoor Space
The property offers an 'intimate, low-maintenance backyard' with a relatively small lot size (3049.2 sqft), which may not appeal to buyers seeking extensive outdoor living or gardening space.
- Monthly Association Fee
A monthly association fee of $350 adds to the recurring cost of homeownership, which could be a consideration for budget-conscious buyers.
About 1340 H Street
Welcome to this beautifully updated 3-bedroom, 2.5-bath home offering space, comfort, and timeless charm in the heart of Ramona. Recent upgrades include a brand-new roof and fresh exterior paint, enhancing both curb appeal and long-term value. Inside, you’ll find generously sized rooms and an open, flowing floorplan designed for both everyday living and entertaining. Cozy up on winter evenings by the fireplace in the inviting living area, while large windows bring in natural light throughout the home. The expansive primary suite is a true retreat, featuring three separate closets, a spacious layout, and an attached bath with dual sinks and a walk-in shower. Step outside to an intimate, low-maintenance backyard, perfect for relaxing, hosting gatherings, or enjoying Ramona’s beautiful climate. Located in a community known for its small-town charm, award-winning wineries, scenic hiking trails, local shops, and vibrant events, Ramona offers a unique blend of country living with convenient access to San Diego. This move-in-ready home delivers comfort, upgrades, and lifestyle, making it an exceptional opportunity you won’t want to miss.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 2001
- Lot Size
- 3,049.2 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $350.0 / Month
Neighborhood Insights
Ramona Unified Schools
Hanson Elementary School
Grades K-6 • 1.6 mi
Olive Peirce Middle School
Grades 7-8 • 0.6 mi
Ramona High School
Grades 9-12 • 0.6 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 4.0 | 50% |
| Baths | 3.0 | 3.0 | 50% |
| Square foot | 1,672 | 2,100 | 24% |
| Lot Size | 3,049.2 | 22,215.6 | 12% |
| Price | $640.0K | $810.0K | 8% |
| Price per sq ft | $383 | $400 | 37% |
| Built year | 2001 | 1988 | 80% |
| HOA | $350.0 | $0 | 99% |
| Days on market | 57 | 171 | 6% |
Pricing History
Listed for Sale
Jan 9, 2026
$640,000
Initial Listing
Sold
Nov 5, 2001
$224,000
Public Record