1381 Coker, El Cajon, California 92021, El Cajon, 92021 - 4 bed, 2 bath
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1381 Coker
El Cajon, California 92021
ACTIVE
CONDITION: GOOD
4Beds
2Baths
1,490Sq Ft
7,700Lot Size
Property Price
LIST PRICE$749,999
EST. MARKET VALUE
$787,356
4% BelowMARKET VALUE
SUMMARY
This Move-In Ready Single Family Residence is a Strong Value Opportunity, listed at $749,999—positioned well below the $787,357 Fair Market Value by 4%. This valuation gap offers $37,358 in Instant Equity. Featuring Paid Solar, a New HVAC, and a Private Patio, the home maintains a Condition Rating of 3. While local schools have mixed ratings, the property’s energy efficiency and cul-de-sac location provide long-term stability. This is an ideal acquisition for first-time buyers or Owner-Occupants seeking a turnkey, cost-efficient home.
Estimated Market Value
$787,356+$37,357 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in El Cajon.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 1381 Coker Subject | $749,999* List Price | 4 | 2 | 1,490 | $528 | - |
A 1174 E Madison Ave. Sold | $718,000 | 3 | 2 | 1,196 | $600 | 0.8 mi |
B 1350 Coy Court Sold | $800,000 | 3 | 2 | 1,670 | $479 | 0.5 mi |
C 1434 Coker Way Sold | $800,000 | 3 | 2 | 1,250 | $640 | 0.1 mi |
D 1201 N 3rd Street Sold | $740,000 | 3 | 2 | 1,132 | $654 | 0.3 mi |
E 1488 Lily Avenue Sold | $795,000 | 3 | 2 | 1,294 | $614 | 0.4 mi |
F 1475 Lily Avenue Active | $774,976 List Price | 3 | 2 | 1,573 | $493 | 0.4 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Good
TeardownExcellent
Property is move-in ready.
While the property was built in 1971 and the kitchen remains dated with older cabinetry and tile countertops, the home is well-maintained and move-in ready. Significant investments have been made in major systems, including a new HVAC, paid solar, and a whole-house water filtration system. The ensuite bathroom has been updated, and the interior features newer flooring and crown molding, meeting the criteria for a functional, well-maintained home.
PROSSTRENGTHS & OPPORTUNITIES
- High Available Lot Utilization
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 7700, living area = 1490.
- Exceptional Financial Incentives
The property features a rare low-rate VA assumable loan and fully paid solar panels, offering buyers significant long-term savings on both mortgage interest and utility costs.
- Turn-Key Major Systems
Significant capital expenditures have already been addressed with a new HVAC system, upgraded full-house insulation, and a whole-house water filtration system, providing peace of mind and immediate comfort.
CONSRISKS & DEFICIENCIES
- Underperforming School Ratings
Several assigned schools, including the local middle school and high school, have lower ratings (3/10), which may be a deterrent for families focused on academic performance.
- Vintage Infrastructure
Built in 1971, the home may still require cosmetic or structural updates in areas not specifically mentioned as renovated, such as the kitchen or secondary bathroom, to align with modern luxury standards.
About 1381 Coker
This is the affordable, move-in-ready home you’ve been waiting for, plus fully paid solar with NO electric bills! Offering 4 bedrooms, 2 full bathrooms, two separate living/family spaces, a 2-car garage, and a fully fenced private yard on a quiet and wonderful cul-de-sac street. The major expenses are already taken care of with a new HVAC system, upgraded new full-house insulation, whole-house water filtration system, updated ensuite bathroom, and washer, dryer and all appliances included! It’s hard to find a home where so many of the big-ticket costs have already been addressed, giving you more affordability and less to worry about from day one. Comfortable, updated, energy-efficient and truly move-in ready — you won’t find a better value where the major expenses are already taken care of. Move in today and start enjoying the savings!
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1971
- Lot Size
- 7,700 Sq. Ft.
Interior
- Total Bedrooms
- 4
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
El Cajon Unified Schools
Bostonia Elementary School
Grades K-5 • 0.1 mi
6/10
Greenfield Middle School
Grades 6-8 • 0.3 mi
3/10
El Cajon Valley High School
Grades 9-12 • 1.1 mi
3/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 4.0 | 3.0 |
| Baths | 2.0 | 2.0 |
| Square foot | 1,490 | 1,609.157 |
| Lot Size | 7,700 | 9,601.53 |
| Price | $750.0K | $869.6K |
| Price per sq ft | $503 | $528 |
| Built year | 1971 | 1970 |
| HOA | $0 | $191 |
| Days on market | 7 | 40 |
Pricing History
Listed for Sale
Sep 2, 2026
$749,999
Initial Listing
Sold
Nov 15, 2016
$452,500
Public Record