1390 Saddle Rack Street 302, San Jose, California 95126, San Jose, 95126 - 2 bed, 2 bath
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1390 Saddle Rack Street 302
San Jose, California 95126
ACTIVE
CONDITION: GOOD
2Beds
2Baths
1,258Sq Ft
0Lot Size
Property Price
LIST PRICE$658,000
EST. MARKET VALUE
$682,943
3% BelowMARKET VALUE
SUMMARY
This Modern 2-Bedroom Condominium is a Strong Value Opportunity, listed at $658,000—positioned well below the $682,944 Fair Market Value by 3%. This valuation gap offers $24,944 in Instant Equity for the buyer. The property maintains a Good Condition Rating and features a private patio and resort-style amenities like a pool and spa. Ideally located near Santana Row, this home is a perfect fit for Buy-and-Hold Investors or first-time buyers seeking a strategic entry into the San Jose market.
Estimated Market Value
$682,943+$24,943 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in San Jose.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 1390 Saddle Rack Street 302 Subject 2 bd · 2 ba · 1,258 sqft · $543 | $658,000* List Price | 2 | 2 | 1,258 | $543 | - |
A 1390 Saddle Rack Street 350 Sold 3 bd · 2 ba · 1,407 sqft · $547 · 0.0 mi | $768,990 | 3 | 2 | 1,407 | $547 | 0.0 mi |
B 1310 Saddle Rack Street 224 Sold 2 bd · 2 ba · 1,258 sqft · $517 · 0.1 mi | $650,000 | 2 | 2 | 1,258 | $517 | 0.1 mi |
C 1390 Saddle Rack Street 425 Sold 2 bd · 2 ba · 1,311 sqft · $534 · 0.1 mi | $700,000 | 2 | 2 | 1,311 | $534 | 0.1 mi |
D 88 Bush Street 3161 Sold 2 bd · 2 ba · 1,224 sqft · $670 · 0.9 mi | $820,000 | 2 | 2 | 1,224 | $670 | 0.9 mi |
E 1310 Saddle Rack Street 250 Sold 3 bd · 2 ba · 1,407 sqft · $540 · 0.0 mi | $760,000 | 3 | 2 | 1,407 | $540 | 0.0 mi |
F 925 The Alameda 105 Sold 1 bd · 2 ba · 1,088 sqft · $533 · 0.9 mi | $580,000 | 1 | 2 | 1,088 | $533 | 0.9 mi |
G 809 Auzerais Avenue 146 Sold 2 bd · 2 ba · 1,274 sqft · $577 · 0.5 mi | $735,000 | 2 | 2 | 1,274 | $577 | 0.5 mi |
H 925 The Alameda 302 Sold 1 bd · 2 ba · 1,211 sqft · $537 · 0.9 mi | $650,000 | 1 | 2 | 1,211 | $537 | 0.9 mi |
I 1310 Saddle Rack Street 347 Active 2 bd · 2 ba · 1,258 sqft · $517 · 0.1 mi | $650,000 List Price | 2 | 2 | 1,258 | $517 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Good
TeardownExcellent
Property is move-in ready.
Built in 2004, this 20-year-old property falls within the 10-20 year range for a 'Good' rating. The interior is well-maintained and move-in ready with a functional open-concept layout. While the bathroom cabinetry and finishes appear original to the build date, they are in clean, working condition. Systems like the HVAC (visible on the patio) and appliances appear functional, requiring no immediate maintenance.
PROSSTRENGTHS & OPPORTUNITIES
- Prime Central Location
Ideally situated minutes from Santana Row, Westfield Valley Fair, and Downtown San Jose, offering residents unparalleled access to premier shopping, dining, and major commuter corridors.
- Exceptional Unit Privacy
The property features a uniquely secluded patio with no direct views from neighboring units, providing a rare level of privacy for high-density urban condominium living.
- Competitive Value Pricing
Listed at $658,000, the property is priced significantly below its 2022 sale price of $740,000, representing a strong entry point and potential equity opportunity in the San Jose market.
CONSRISKS & DEFICIENCIES
- High Association Fees
The monthly HOA fee of $792 is relatively high, which increases the total monthly carrying cost and may impact financing qualification for some buyers.
- Below-Average School Ratings
The assigned public schools have modest ratings ranging from 3 to 5, which may be a drawback for families prioritizing top-tier educational districts or long-term resale appeal.
About 1390 Saddle Rack Street 302
Welcome to this beautiful modern home featuring 2 bedrooms and 2 bathrooms in the heart of San Jose. This stunning condo showcases a bright, open-concept kitchen and living area, perfect for entertaining and everyday relaxation. Step outside onto the exceptionally private patio, offering a secluded retreat with no direct views from neighboring units. Enjoy resort-style community amenities, including a sparkling pool, a relaxing spa, and a fitness center. Ideally located in a prime location, this home is just minutes from Santana Row, Westfield Valley Fair, and Downtown San Jose. With convenient access to San Jose International Airport (SJC) and major highways, commuting and traveling are a breeze. Experience the perfect blend of location, privacy, and convenience. Don't miss this wonderful opportunity!
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 2004
- Lot Size
- -
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $792.0 / Month
Neighborhood Insights
San Jose Unified Schools
Gardner Elementary School
Grades K-5 • 0.9 mi
4/10
Herbert Hoover Middle School
Grades 6-8 • 1.0 mi
3/10
Abraham Lincoln High School
Grades 9-12 • 0.9 mi
5/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 2.0 | 2.0 |
| Baths | 2.0 | 2.0 |
| Square foot | 1,258 | 1,090.036 |
| Lot Size | - | 1,343.164 |
| Price | $658.0K | $635.7K |
| Price per sq ft | $523 | $614 |
| Built year | 2004 | 1988 |
| HOA | $792.0 | $602 |
| Days on market | 12 | 58 |
Pricing History
Listed for Sale
Oct 12, 2026
$658,000
Initial Listing
Sold
Jul 22, 2022
$740,000
Public Record
Sold
Nov 10, 2004
$438,500
Public Record