14 Stephen Terrace, Rancho Mirage, California 92270, Rancho Mirage, 92270 - 4 bed, 5 bath
14 Stephen Terrace
Rancho Mirage, California 92270
Property Price
SUMMARY
Analysis of 14 Stephen Terrace, Rancho Mirage, California 92270 reveals a Fairly Priced Property with a current list price of $3,225,000 aligned with the estimated $3,149,628 Fair Market Value. This represents a stable investment opportunity at market rate. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the Rancho Mirage Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 14 Stephen Terrace Subject | $3,225,000* List Price | 4 | 5 | 5,620 | $560 | - |
A 6 Rocky Lane Sold | $2,800,000 | 5 | 6 | 5,997 | $467 | 0.1 mi |
B 28 Sun Ridge Circle Sold | $2,350,000 | 4 | 6 | 4,519 | $520 | 0.8 mi |
C 7 Ambassador Circle Sold | $2,549,000 | 4 | 5 | 4,625 | $551 | 0.3 mi |
D 12143 St Andrews Drive Sold | $2,400,000 | 4 | 5 | 5,173 | $464 | 0.7 mi |
E 68 Colonial Drive Sold | $2,605,000 | 4 | 5 | 4,441 | $587 | 0.9 mi |
F 8 Ledgestone Lane Sold | $2,666,000 | 5 | 6 | 4,345 | $614 | 0.9 mi |
G 23 Stephen Terrace Active Under Contract | $2,999,000 List Price | 4 | 7 | 5,850 | $513 | 0.0 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
This property, built in 1994, is described as a 'fully remodeled contemporary masterpiece' with 'impeccable design and high-end finishes.' The gourmet kitchen features top-tier Wolf and Sub-Zero appliances, Executive Line cabinetry, and quartz waterfall counters, indicating a very recent and high-quality renovation. The bathrooms also appear to be fully updated with modern fixtures and finishes. The overall aesthetic is sleek and contemporary, with large format tile flooring, modern lighting, and seamless indoor/outdoor living via Fleetwood sliding glass walls. The description explicitly states 'fully remodeled,' and the images support that all key components, especially the kitchen and bathrooms, are new or virtually new, meeting current quality standards with no deferred maintenance. The presence of a solar system and other high-end amenities further reinforces its excellent condition, aligning perfectly with the 'excellent' criteria of being extensively renovated within 5 years and having all components new or virtually new.
PROSSTRENGTHS & OPPORTUNITIES
- Luxury Remodel & Design
This 5,620 sq ft property is a fully remodeled contemporary masterpiece, showcasing impeccable design and high-end finishes throughout.
- Gourmet Chef's Kitchen
The kitchen is equipped with top-tier Wolf and Sub-Zero appliances, Executive Line cabinetry, dual dishwashers, quartz waterfall counters, and an oversized island with a prep sink, ideal for culinary enthusiasts.
- Seamless Indoor/Outdoor Living
Fleetwood sliding glass walls create a seamless transition to multiple covered terraces, a private pool, spa, outdoor shower, and beautifully landscaped grounds, perfect for entertaining.
CONSRISKS & DEFICIENCIES
- Significant Association Fees
The property incurs a substantial association fee of $3,500.0, which adds a considerable recurring cost to ownership.
- Original Construction Age
While extensively remodeled, the property was originally built in 1994, which may imply older underlying infrastructure not explicitly detailed as updated.
- Listing Price vs. Estimated Value
The current listing price is 2% above the property's estimated value, suggesting it may be positioned at the higher end of market expectations.
About 14 Stephen Terrace
A truly spectacular luxury residence in the exclusive guard-gated community of La Residence. This fully remodeled 5,620 sq ft contemporary masterpiece combines impeccable design with sweeping mountain views. The gourmet kitchen is equipped with Wolf and Sub-Zero appliances, Executive Line cabinetry, dual dishwashers, quartz waterfall counters, and an oversized island with prep sink. Fleetwood sliding glass walls create seamless indoor/outdoor living, opening to multiple covered terraces, pool, spa, outdoor shower, and beautifully landscaped grounds. The primary suite offers a grand fireplace, dual baths, expansive custom closets, and picturesque outlooks. Additional highlights include skylights throughout, central vacuum, surround sound, outdoor heaters, motorized shades, solar system. A private casita with its own patio and pool access completes this resort-style property. Four-car garage plus ample parking. One of Rancho Mirage's most coveted addresses.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1994
- Lot Size
- 21,344 Sq. Ft.
Interior
- Total Bedrooms
- 4
- Total Bathrooms
- 5 (5 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $3500.0 / Month
Neighborhood Insights
Rancho Mirage Unified Schools
Rancho Mirage Elementary School
Grades K-5 • 2.8 mi
Nellie N. Coffman Middle School
Grades 6-8 • 2.2 mi
Rancho Mirage High
Grades 9-12 • 3.0 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 4.0 | 3.0 | 66% |
| Baths | 5.0 | 3.0 | 75% |
| Square foot | 5,620 | 2,771 | 95% |
| Lot Size | 21,344 | 10,454 | 88% |
| Price | $3.23M | $1.10M | 89% |
| Price per sq ft | $574 | $433 | 79% |
| Built year | 1994 | 1999 | 42% |
| HOA | $3500.0 | $445 | 96% |
| Days on market | 110 | 156 | 21% |
Pricing History
Listed for Sale
Nov 18, 2025
$3,225,000
Initial Listing
Sold
Apr 17, 2019
$1,650,000
Public Record
Sold
Dec 30, 2016
$999,000
Public Record
Sold
Apr 26, 2006
$2,150,000
Public Record