Welcome to 1424 Thomas Ave in the heart of Pacific Beach! This detached single-family home offers 5 bedrooms, 3.5 bathrooms, and 2,331 sq. ft. of living space. Historically used as a five-bedroom home, the versatile third-floor space can serve as a fifth bedroom, private office, gym, media room, or entertainment retreat, complete with a small refrigerator. Enjoy spacious bedrooms, a main-level bedroom and full bath, ample storage, whole-home AC with additional third-floor cooling, and a rooftop deck with an outdoor shower and panoramic views from La Jolla to the Pacific Ocean. On a 3,123 sq. ft. lot, extensive custom brickwork and pavers maximize every inch of outdoor space, from the enclosed front patio to the private backyard with pergola, decades old unique cactus throughout and custom gas fire pit, creating low-maintenance spaces for year-round indoor-outdoor living. Just a 5-minute walk to the Mission Bay Boardwalk and 15 minute slow walk to the Pacific Ocean, with restaurants and shops nearby. The property has minimal modeled wildfire and flood risk, with historically affordable home insurance of approximately $750 annually, including earthquake coverage. Highlights include paid-off solar, no HOA, a detached two-car garage with alley access and independent power previously used for EV charging. Potential for a future ADU, including a 450 sq. ft. addition above the garage, upon approval.