1540 Ofarrell St, San Francisco, CA 94115, San Francisco, 94115 - 3 bed, 2 bath

1540 Ofarrell St, San Francisco, CA 94115 home-pic-0

1540 Ofarrell St

San Francisco, CA 94115

ACTIVE
CONDITION: FAIR
3Beds
2Baths
1,050Sq Ft
Lot Size

Property Price

LIST PRICE$568,888

SUMMARY

Analysis of 1540 Ofarrell St, San Francisco, CA 94115 is currently available with a list price of $568,888. The property maintains a Fair Condition Rating (50/100), suggesting the property is in acceptable condition with potential for value enhancement through selective updates and improvements. Located in a high-demand neighborhood within the San Francisco Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.

Condition Analysis

OVERALL CONDITION SCORE

Fair
TeardownExcellent

Property is moderate renovation needed.

Built in 1964, the property has received recent cosmetic updates including new interior paint and flooring, but the listing description notes it is 'waiting to be polished,' implying that the kitchen and bathrooms likely retain older or original cabinetry, countertops, and fixtures. While move-in ready, the overall style and major components appear dated and would require further renovation to meet modern 'good' or 'excellent' standards.

PROSSTRENGTHS & OPPORTUNITIES

  • Great Schools

    Elementary School: Chinese Immersion School At Deavila (9/10). Middle School: Lilienthal (Claire) Elementary School (9/10). High School: Lowell High School (10/10).

  • Prime Urban Location

    Situated at the nexus of Lower Pacific Heights, Japantown, and Hayes Valley, this property offers exceptional walkability to world-class dining, shopping, and major transit corridors.

  • All-Inclusive Carrying Charges

    The monthly HOA fees provide significant value by covering all essential utilities—including electricity, gas, and heat—along with dedicated parking and exterior maintenance.

CONSRISKS & DEFICIENCIES

  • High Monthly Fees

    The $1,395 monthly carrying charge is substantial and may impact a buyer's loan qualification or overall monthly cash flow despite the utilities included.

  • Co-Op Ownership Complexity

    As a Co-Op rather than a traditional condo, the property may face stricter financing requirements and a more rigorous board approval process, potentially limiting the pool of eligible buyers.

About 1540 Ofarrell St

Centrally located contemporary condo with incomparable access to world famous parks, lively shops and the renowned restaurants of Lower Pacific Heights, Hayes Valley, vibrant Fillmore Street and Japantown. Easy access to tech shuttles and public transportation. What more can you ask for? This hidden gem is just waiting to be polished with three bedrooms and two baths it’s perfect for a growing family. The generous living/dining room combo sits adjacent to your private patio and garden area where you can entertain or simply relax and listen to the sounds of nature. New interior paint and flooring. The St. Francis Square CoOp is a spirited residential community that offers home ownership at an affordable price in the heart of San Francisco. The community minded CoOp includes lovely landscaped courtyards, a basketball court, playground, social hall, children’s and senior’s activities. Monthly Carrying Charges (HOA Fees) include: reserved dedicated parking space, all utilities including gas, electricity, heating, water, garbage, property management, building insurance, maintenance repairs (See Rules). Live with the independence of a homeowner, but with the ease of a renter! Don’t miss your chance.

Property Details

Public Facts

Property Type
Condominium
Year Built
1964
Lot Size
-

Interior

Total Bedrooms
3
Total Bathrooms
2 (2 Full, 0 Half)

Exterior & Parking

No exterior & parking available.

Utilities & Misc

HOA Fee
$1395 / Month

Neighborhood Insights

San Francisco Unified Schools

Parks (Rosa) Elementary School

Grades K-5 • 0.0 mi

4/10

Cobb (William L.) Elementary School

Grades K-5 • 0.6 mi

2/10

San Francisco Public Montessori School

Grades K-5 • 0.6 mi

6/10

Sensitive Facilities

No sensitive facilities data found.

Neighborhood Comparison

FeatureSubjectAverage HomeNeighborhood Ranking (50 Listings)
Beds3.02.0
70%
Baths2.02.0
50%
Square foot1,0501,154.5
38%
Lot Size-4,236.21
5%
Price$568.9K$1.30M
6%
Price per sq ft$542$1.1K
8%
Built year19641928
62%
HOA$1395$711
91%
Days on market23180
2%

Pricing History

Listed for Sale

Feb 12, 2026

$568,888

Initial Listing

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