1540 Ofarrell St, San Francisco, CA 94115, San Francisco, 94115 - 3 bed, 2 bath

1540 Ofarrell St
San Francisco, CA 94115
Property Price
SUMMARY
Analysis of 1540 Ofarrell St, San Francisco, CA 94115 is currently available with a list price of $568,888. The property maintains a Fair Condition Rating (50/100), suggesting the property is in acceptable condition with potential for value enhancement through selective updates and improvements. Located in a high-demand neighborhood within the San Francisco Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is moderate renovation needed.
Built in 1964, the property has received recent cosmetic updates including new interior paint and flooring, but the listing description notes it is 'waiting to be polished,' implying that the kitchen and bathrooms likely retain older or original cabinetry, countertops, and fixtures. While move-in ready, the overall style and major components appear dated and would require further renovation to meet modern 'good' or 'excellent' standards.
PROSSTRENGTHS & OPPORTUNITIES
- Great Schools
Elementary School: Chinese Immersion School At Deavila (9/10). Middle School: Lilienthal (Claire) Elementary School (9/10). High School: Lowell High School (10/10).
- Prime Urban Location
Situated at the nexus of Lower Pacific Heights, Japantown, and Hayes Valley, this property offers exceptional walkability to world-class dining, shopping, and major transit corridors.
- All-Inclusive Carrying Charges
The monthly HOA fees provide significant value by covering all essential utilities—including electricity, gas, and heat—along with dedicated parking and exterior maintenance.
CONSRISKS & DEFICIENCIES
- High Monthly Fees
The $1,395 monthly carrying charge is substantial and may impact a buyer's loan qualification or overall monthly cash flow despite the utilities included.
- Co-Op Ownership Complexity
As a Co-Op rather than a traditional condo, the property may face stricter financing requirements and a more rigorous board approval process, potentially limiting the pool of eligible buyers.
About 1540 Ofarrell St
Centrally located contemporary condo with incomparable access to world famous parks, lively shops and the renowned restaurants of Lower Pacific Heights, Hayes Valley, vibrant Fillmore Street and Japantown. Easy access to tech shuttles and public transportation. What more can you ask for? This hidden gem is just waiting to be polished with three bedrooms and two baths it’s perfect for a growing family. The generous living/dining room combo sits adjacent to your private patio and garden area where you can entertain or simply relax and listen to the sounds of nature. New interior paint and flooring. The St. Francis Square CoOp is a spirited residential community that offers home ownership at an affordable price in the heart of San Francisco. The community minded CoOp includes lovely landscaped courtyards, a basketball court, playground, social hall, children’s and senior’s activities. Monthly Carrying Charges (HOA Fees) include: reserved dedicated parking space, all utilities including gas, electricity, heating, water, garbage, property management, building insurance, maintenance repairs (See Rules). Live with the independence of a homeowner, but with the ease of a renter! Don’t miss your chance.
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1964
- Lot Size
- -
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $1395 / Month
Neighborhood Insights
San Francisco Unified Schools
Parks (Rosa) Elementary School
Grades K-5 • 0.0 mi
Cobb (William L.) Elementary School
Grades K-5 • 0.6 mi
San Francisco Public Montessori School
Grades K-5 • 0.6 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 2.0 | 70% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,050 | 1,154.5 | 38% |
| Lot Size | - | 4,236.21 | 5% |
| Price | $568.9K | $1.30M | 6% |
| Price per sq ft | $542 | $1.1K | 8% |
| Built year | 1964 | 1928 | 62% |
| HOA | $1395 | $711 | 91% |
| Days on market | 23 | 180 | 2% |
Pricing History
Listed for Sale
Feb 12, 2026
$568,888
Initial Listing


















