1545 Hidden Terrace Court, Santa Cruz, California 95062, Santa Cruz, 95062 - 2 bed, 2 bath
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Santa Cruz, California 95062
This Coastal Townhouse with Value-Add Potential is a High-Potential Investment Opportunity, listed at $849,000—positioned well below the $878,498 Fair Market Value by 3%. This valuation gap provides $29,498 in Instant Equity. Featuring vaulted ceilings, a versatile loft, and a Well-Maintained Condition Rating, the property offers immediate livability with room for modernization. Located near Twin Lakes Beach and Harbor High School, this home combines coastal lifestyle with financial upside. It is an ideal match for Owner-Occupants or first-time buyers.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 1545 Hidden Terrace Court Subject | $849,000* List Price | 2 | 2 | 1,250 | $703 | - |
A 2958 Leotar Circle Sold | $805,000 | 2 | 3 | 1,320 | $610 | 0.7 mi |
B 114 Annie Lane Sold | $1,005,000 | 2 | 2 | 1,159 | $867 | 1.0 mi |
C 1165 Whitewater 1165 Sold | $735,000 | 2 | 1 | 987 | $745 | 0.1 mi |
D 1526 Brazil Lane Sold | $750,000 | 2 | 1 | 896 | $837 | 0.5 mi |
E 2927 Leotar Circle Active | $977,000 List Price | 3 | 3 | 1,448 | $675 | 0.7 mi |
* Subject property listed price vs sold prices of comps.
Property is moderate renovation needed.
Built in 1985 (39 years old), the property is well-maintained but reflects its age. The kitchen and bathrooms show partial mid-life updates such as stone countertops and some stainless appliances, but retain dated oak cabinetry and 1980s-style square wall tiling. While the hardwood floors and HVAC system are strong features that make it move-in ready, the core finishes are over 20 years old and require modernization to meet current market standards.
The property is ideally situated just a short bike ride from Twin Lakes and Crows Nest beaches, offering a quintessential Santa Cruz lifestyle with convenient access to Highway 1.
The inclusion of a versatile loft provides the functionality of a third bedroom or a dedicated home office, maximizing the utility of the 1,250 square foot floor plan.
Vaulted ceilings and skylights create a bright, airy atmosphere, while premium features like cedar-lined closets and hardwood flooring add a touch of elegance and warmth.
Living area discrepancy between mls listing and other public or private record. mls listing living area = 1250, other record living area = 1149.
The monthly HOA fee of $565 represents a significant recurring expense that may impact the overall affordability and debt-to-income ratio for prospective buyers.
With only one dedicated garage parking space that also houses the laundry facilities, residents may find storage and vehicle accommodation somewhat restrictive.
Discover the charm of Santa Cruz living in this inviting 2-bedroom, 2-bathroom home with additional loft which can be used as a 3rd bedroom or office. The property is located in a quiet complex off Capitola Rd, just minutes to Highway 1 and short bike ride to Twin Lakes and Crows Nest beaches! This home is split level with the primary bedroom and bath on the first level with access to the back patio. Step upstairs to meet your kitchen, living room, and second bedroom and bathroom. With 1,250 square feet of space, this residence offers a comfortable and convenient lifestyle. The kitchen is equipped with a dishwasher and custom cabinets, making meal preparation and clean-up a breeze. The home's interior features a mix of carpet and hardwood flooring that adds warmth and elegance to the space. The home has beautiful cedar wood closets! Cozy up by the fireplace, which serves as a central heating feature, complemented by hvac as well! Additional amenities include skylights and vaulted ceilings that enhance the home's airy and bright atmosphere. For your convenience, the laundry facilities, including a washer and dryer, are located in the garage, which also provides one parking space. Embrace the unique ambiance and amenities that make this Santa Cruz home a rarity!
No exterior & parking available.
Grades 6-8 • 1.3 mi
Grades 6-8 • 2.7 mi
Grades 9-12 • 0.9 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 2.0 | 50% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,250 | 1,159 | 71% |
| Lot Size | 1,002 | 1,220 | 43% |
| Price | $849.0K | $849.0K | 50% |
| Price per sq ft | $679 | $825 | 29% |
| Built year | 1985 | 1985 | 50% |
| HOA | $565.0 | $565 | 50% |
| Days on market | 43 | 54 | 29% |
Mar 10, 2026
$849,000
Initial Listing
Dec 17, 1999
$235,000
Public Record
Aug 14, 1995
$149,500
Public Record