1551 20th Avenue, San Francisco, CA 94122, San Francisco, 94122 - 6 bed, 3 bath
1551 20th Avenue
San Francisco, CA 94122
Property Price
SUMMARY
Analysis of 1551 20th Avenue, San Francisco, CA 94122 reveals a Prime Investment Opportunity with a current list price of $1,895,000—significantly undercutting the $1,993,821 Fair Market Value by 4%. This valuation gap indicates a +$98,821 Instant Equity potential for buyers. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the San Francisco Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 1551 20th Avenue Subject | $1,895,000* List Price | 6 | 3 | 3,462 | $576 | - |
A 1875 1875 9Th Ave Pending | $1,998,000 List Price | 7 | 3 | 3,282 | $609 | 0.8 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is move-in ready.
The property is move-in ready and has undergone extensive renovations that modernize its 1924 structure. The kitchens feature contemporary shaker-style cabinetry, stone countertops, and stainless steel appliances. Bathrooms have been updated with modern vanities and tile work. The interior shows well-maintained hardwood flooring, recessed lighting, and fresh paint throughout the vacant units. While the building is historic, the key systems and finishes appear to have been updated within the last 5 to 15 years, meeting the criteria for a 'good' condition rating.
PROSSTRENGTHS & OPPORTUNITIES
- Great Schools
Elementary School: Chinese Immersion School At Deavila (9/10). Middle School: Lilienthal (Claire) Elementary School (9/10). High School: Lowell High School (10/10).
- High Income Potential
The property features a flexible multi-unit configuration with two vacant units and one tenant-occupied unit, offering immediate rental income and versatile options for owner-occupancy or investment.
- Prime Central Sunset Location
Ideally situated moments from Golden Gate Park, the N-Judah MUNI line, and vibrant dining along Irving and Judah Streets, providing exceptional walkability and transit access.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Living area discrepancy between mls listing and other public or private record. mls listing living area = 3462, other record living area = 3565. Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 6, other record bedroom count = 4.
- Low Available Lot Utilization
The property has a small lot size, more than 70 percent of which is taken by its living area. lot size in square feet = 3600, living area = 3462.
- Tenant-Occupied Unit
The front unit is currently tenant-occupied, which requires navigating San Francisco's complex rent control laws and may limit immediate full possession of the property.
About 1551 20th Avenue
Fully detached Central Sunset residence offering flexible multi-residence living and strong upside potential. The owner's unit features 2 BD and 2 BR with ocean views and is delivered vacant, along with 2-car garage parking. An additional lower unit at 1551-A offers 2 BD and 2 BR and is also vacant. The front unit is tenant-occupied, providing immediate income. Ideal for multi-generational living, owner-occupancy with rental income, or leasing all units for maximum return. This classic 1924 property sits on a 3,600 sq ft lot with approximately 3,462 sq ft of living space. Prime location moments from Golden Gate Park, the 16th Avenue Mosaic Stairway, popular dining along Irving and Judah, and the N-Judah line at 19th & Judah for convenient downtown access. Ideal for owner-occupy with rental income, or leasing all units for maximum return. Prime location moments from Golden Gate Park, the 16th Avenue Mosaic Stairway, Ocean Beach, and Sunset Reservoir Park. Enjoy nearby neighborhood favorites including dining, cafés, and shopping along Irving, Judah, and Noriega Streets, local markets, bakeries, and daily conveniences. Easy access to the N-Judah MUNI line at 19th & Judah, multiple bus routes, UCSF Parnassus, and convenient routes to downtown, West Portal, and the Peninsula.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1924
- Lot Size
- 3,600 Sq. Ft.
Interior
- Total Bedrooms
- 6
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
San Francisco Unified Schools
Jefferson Elementary School
Grades K-5 • 0.3 mi
Stevenson (Robert Louis) Elementary School
Grades K-5 • 1.0 mi
Clarendon Alternative Elementary School
Grades K-5 • 1.3 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 6.0 | 3.0 | 99% |
| Baths | 3.0 | 2.0 | 68% |
| Square foot | 3,462 | 1,643 | 99% |
| Lot Size | 3,600 | 2,996.93 | 93% |
| Price | $1.90M | $1.65M | 67% |
| Price per sq ft | $547 | $1.1K | 4% |
| Built year | 1924 | 1940 | 15% |
| HOA | $0 | $0 | 50% |
| Days on market | 30 | 155 | 1% |
Pricing History
Listed for Sale
Feb 5, 2026
$1,895,000
Initial Listing
Sold
Feb 1, 2023
$1,785,000
Public Record
Sold
Aug 28, 2019
$2,110,000
Public Record
Sold
Mar 24, 1998
$550,000
Public Record