1555 Caminito Zaragosa, Chula Vista, California 91913, Chula Vista, 91913 - 4 bed, 3 bath
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1555 Caminito Zaragosa
Chula Vista, California 91913
ACTIVE
CONDITION: GOOD
4Beds
3Baths
1,820Sq Ft
0Lot Size
Property Price
LIST PRICE$714,000
EST. MARKET VALUE
$741,526
3% BelowMARKET VALUE
SUMMARY
This Spacious Otay Ranch Townhome represents a Strong Value Opportunity, listed at $714,000—positioned well below the $741,526 Fair Market Value by 3%. This valuation gap provides $27,526 in Instant Equity for the buyer. Featuring a Condition Rating of 3, the home includes a modern Granite Kitchen and a Private Side Patio. With its versatile four-bedroom layout and resort-style community amenities, this property is an ideal acquisition for Owner-Occupants seeking long-term stability or first-time buyers prioritizing lifestyle and location.
Estimated Market Value
$741,526+$27,526 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in Chula Vista.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 1555 Caminito Zaragosa Subject 4 bd · 3 ba · 1,820 sqft · $407 | $714,000* List Price | 4 | 3 | 1,820 | $407 | - |
A 1436 Canvas Dr Unit 5 Sold 3 bd · 3 ba · 1,368 sqft · $457 · 0.2 mi | $625,000 | 3 | 3 | 1,368 | $457 | 0.2 mi |
B 1390 Normandy Drive Sold 3 bd · 3 ba · 1,500 sqft · $487 · 0.5 mi | $730,000 | 3 | 3 | 1,500 | $487 | 0.5 mi |
C 1438 Trouville 4 Sold 3 bd · 3 ba · 1,360 sqft · $452 · 0.2 mi | $615,000 | 3 | 3 | 1,360 | $452 | 0.2 mi |
D 1860 Platte River 2 Sold 3 bd · 3 ba · 1,303 sqft · $509 · 0.7 mi | $663,000 | 3 | 3 | 1,303 | $509 | 0.7 mi |
E 1346 Nicolette Ave 1231 Sold 3 bd · 2 ba · 1,315 sqft · $475 · 0.4 mi | $625,000 | 3 | 2 | 1,315 | $475 | 0.4 mi |
F 1368 Normandy Drive Sold 3 bd · 3 ba · 1,350 sqft · $493 · 0.5 mi | $665,000 | 3 | 3 | 1,350 | $493 | 0.5 mi |
G 1846 Rouge Pending 3 bd · 3 ba · 1,500 sqft · $432 · 0.4 mi | $648,000 List Price | 3 | 3 | 1,500 | $432 | 0.4 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Good
TeardownExcellent
Property is move-in ready.
Built in 2004, this 20-year-old property is well-maintained and move-in ready. The kitchen has been updated with granite countertops and stainless steel appliances, and the overall interior condition, including tile flooring and neutral paint, shows pride of ownership without immediate need for major repairs.
PROSSTRENGTHS & OPPORTUNITIES
- Spacious Corner Unit
The desirable corner location maximizes natural light and privacy, while the rare four-bedroom layout provides significant versatility for large families or dedicated home office space.
- Comprehensive Community Amenities
Residents have access to premium HOA amenities including a pool, spa, and fitness center, offering a resort-style lifestyle within the sought-after Otay Ranch area.
- Modern Kitchen Features
The kitchen is equipped with durable granite countertops and stainless steel appliances, providing a contemporary and functional space that meets modern buyer expectations.
CONSRISKS & DEFICIENCIES
- High Monthly HOA Fees
The $370 monthly association fee represents a significant recurring expense that may impact overall affordability and debt-to-income ratios for prospective buyers.
- Recent Value Depreciation
The property is currently listed at $714,000, which is notably lower than its 2023 sale price of $757,500, potentially signaling a shift in local market demand or recent valuation challenges.
About 1555 Caminito Zaragosa
Space, natural light, and a desirable corner location come together in this inviting Otay Ranch townhome. Offering 4 bedrooms, 2.5 bathrooms, and approximately 1,820 square feet across two stories, the home features an open living and dining area with a cozy fireplace and a kitchen with granite countertops and stainless steel appliances. Upstairs, the spacious primary suite is complemented by three additional bedrooms, providing flexibility for guests, a home office, or your everyday needs. Enjoy morning coffee on the private side patio and the convenience of an attached two-car garage. Community amenities include a pool, spa, and fitness center, while nearby shopping, dining, and freeway access keep daily essentials within reach. A compelling opportunity to enjoy generous living space and the convenience of Otay Ranch.
Property Details
Public Facts
- Property Type
- Townhouse
- Year Built
- 2004
- Lot Size
- -
Interior
- Total Bedrooms
- 4
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $370.0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 4.0 | 3.0 |
| Baths | 3.0 | 3.0 |
| Square foot | 1,820 | 1,473.692 |
| Lot Size | - | 74,933.308 |
| Price | $714.0K | $668.2K |
| Price per sq ft | $392 | $456 |
| Built year | 2004 | 2011 |
| HOA | $370.0 | $336 |
| Days on market | 3 | 48 |
Pricing History
Listed for Sale
Oct 22, 2026
$714,000
Initial Listing
Sold
Jun 16, 2023
$757,500
Public Record
Sold
Oct 14, 2020
$530,000
Public Record
Sold
Feb 11, 2019
$465,000
Public Record
Sold
Jun 8, 2012
$272,000
Public Record
Sold
Oct 28, 2004
$440,500
Public Record