15644 Cobalt Road, Victorville, California 92394, Victorville, 92394 - 3 bed, 2 bath
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15644 Cobalt Road
Victorville, California 92394
ACTIVE
CONDITION: EXCELLENT
3Beds
2Baths
1,602Sq Ft
7,204Lot Size
Property Price
LIST PRICE$449,999
EST. MARKET VALUE
$446,179
SUMMARY
This Modern Single Family Residence is a Strong Value Opportunity, listed at $449,999—positioned well below the $446,180 Fair Market Value (Note: Market-aligned pricing). Built in 2022, this home maintains an Excellent Condition Rating, featuring a Paid-off Solar System, LVP Flooring, and a Private Backyard. Located in the Victor Valley Unified district, it offers a turnkey lifestyle with no HOA fees. The rare Assumable 4.5% FHA Loan provides significant long-term interest savings, making this an ideal acquisition for first-time buyers or owner-occupants seeking energy-efficient, move-in-ready housing.
Estimated Market Value
$446,179
Based on Realkey algorithm analyzing recent comparable sales in Victorville.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 15644 Cobalt Road Subject 3 bd · 2 ba · 1,602 sqft · $279 | $449,999* List Price | 3 | 2 | 1,602 | $279 | - |
A 13207 Santa Clara Way Sold 3 bd · 2 ba · 1,602 sqft · $281 · 0.2 mi | $450,000 | 3 | 2 | 1,602 | $281 | 0.2 mi |
B 15592 Red Oak Sold 3 bd · 2 ba · 1,413 sqft · $315 · 0.8 mi | $445,000 | 3 | 2 | 1,413 | $315 | 0.8 mi |
C 15023 Mandalay Sold 3 bd · 2 ba · 1,835 sqft · $240 · 0.6 mi | $440,000 | 3 | 2 | 1,835 | $240 | 0.6 mi |
D 14028 Gale Sold 4 bd · 2 ba · 1,451 sqft · $292 · 1.0 mi | $424,000 | 4 | 2 | 1,451 | $292 | 1.0 mi |
E 15110 Paseo Verde Sold 3 bd · 3 ba · 1,963 sqft · $211 · 0.5 mi | $415,000 | 3 | 3 | 1,963 | $211 | 0.5 mi |
F 15394 Thundercloud Lane Sold 3 bd · 3 ba · 1,583 sqft · $286 · 0.4 mi | $453,423 | 3 | 3 | 1,583 | $286 | 0.4 mi |
G 15442 Thundercloud Lane Sold 3 bd · 3 ba · 1,583 sqft · $288 · 0.4 mi | $455,327 | 3 | 3 | 1,583 | $288 | 0.4 mi |
H 15667 San Diego Active Under Contract 3 bd · 2 ba · 1,602 sqft · $284 · 0.0 mi | $455,000 List Price | 3 | 2 | 1,602 | $284 | 0.0 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Excellent
TeardownExcellent
Property is new construction or fully renovated.
Built in 2022, this home is less than 10 years old and in mint, move-in-ready condition. It features a modern kitchen with granite countertops and stainless steel appliances, pristine bathrooms, updated LVP flooring, and newer systems including a modern HVAC unit and a paid-off solar system requiring no immediate maintenance.
PROSSTRENGTHS & OPPORTUNITIES
- High Available Lot Utilization
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 7204, living area = 1602.
- Favorable Financing
The property features a rare assumable FHA loan at a 4.5% interest rate, offering significant monthly savings and a competitive edge in a high-rate market.
- Energy Efficiency
A fully paid-off solar system is included with the sale, providing the new owner with immediate utility cost reductions and long-term energy independence.
CONSRISKS & DEFICIENCIES
- Modest Square Footage
At 1,602 square feet, the interior living space may be considered compact for growing families or those requiring dedicated home office areas.
- Desert Climate Exposure
The high desert location and desert views imply exposure to extreme seasonal temperatures and potential wind-driven dust, which may impact outdoor comfort and maintenance.
About 15644 Cobalt Road
Incredible option for assumable FHA loan at 4.5%, subject to buyer(s) qualification and servicer approval. Enjoy the benefits of a move-in-ready 3-bedroom, 2-bathroom home at 15644 Cobalt Rd, Victorville. This inviting home features an open floor plan, with good natural lighting, LVP flooring in the main living areas, and carpeted bedrooms. Pool size, private backyard, with a paid-off solar system that helps reduce energy costs. Conveniently located near schools, shopping, and major freeways, this home offers easy access to everyday amenities and commuting routes—with no HOA. Don’t miss this opportunity!
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 2022
- Lot Size
- 7,204 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 3.8 |
| Baths | 2.0 | 2.0 |
| Square foot | 1,602 | 1,841.255 |
| Lot Size | 7,204 | 7,505.302 |
| Price | $450.0K | $442.5K |
| Price per sq ft | $281 | $240 |
| Built year | 2022 | 2002 |
| HOA | $0 | $251 |
| Days on market | 43 | 69 |
Pricing History
Listed for Sale
Sep 11, 2026
$449,999
Initial Listing
Sold
Sep 16, 2022
$415,000
Public Record