15821 Davis Cup Lane, Ramona, California 92065, Ramona, 92065 - 3 bed, 2 bath
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15821 Davis Cup Lane
Ramona, California 92065
ACTIVE
CONDITION: EXCELLENT
3Beds
2Baths
1,458Sq Ft
511,830Lot Size
Property Price
LIST PRICE$450,000
EST. MARKET VALUE
$434,956
3% AboveMARKET VALUE
SUMMARY
This Turnkey Condominium represents a Strong Value Opportunity, listed at $450,000—positioned above the $428,723 Fair Market Value. While priced slightly above market, the property features a rare VA Assumable Loan at 2.875%, offering significant long-term interest savings. With an Excellent Condition Rating following a top-to-bottom remodel, this home includes luxury LVP flooring, Trex decking, and mountain views. Located in the amenity-rich San Diego Country Estates near top-rated schools, this is an ideal acquisition for first-time buyers or owner-occupants seeking a move-in ready lifestyle.
Estimated Market Value
$434,956
Based on Realkey algorithm analyzing recent comparable sales in Ramona.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 15821 Davis Cup Lane Subject 3 bd · 2 ba · 1,458 sqft · $298 | $450,000* List Price | 3 | 2 | 1,458 | $298 | - |
A 15723 Davis Cup Lane Sold 2 bd · 2 ba · 1,575 sqft · $276 · 0.1 mi | $435,000 | 2 | 2 | 1,575 | $276 | 0.1 mi |
B 15755 Davis Cup Lane Sold 3 bd · 3 ba · 1,654 sqft · $232 · 0.1 mi | $383,000 | 3 | 3 | 1,654 | $232 | 0.1 mi |
C 15721 Davis Cup Ln Sold 3 bd · 2 ba · 1,369 sqft · $297 · 0.1 mi | $407,000 | 3 | 2 | 1,369 | $297 | 0.1 mi |
D 15681 Davis Cup Sold 3 bd · 2 ba · 1,575 sqft · $286 · 0.2 mi | $450,000 | 3 | 2 | 1,575 | $286 | 0.2 mi |
E 15823 Davis Cup Ln Sold 3 bd · 3 ba · 1,654 sqft · $278 | $460,000 | 3 | 3 | 1,654 | $278 | - |
F 15719 Davis Cup Lane Active 3 bd · 3 ba · 1,654 sqft · $290 · 0.1 mi | $479,000 List Price | 3 | 3 | 1,654 | $290 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Excellent
TeardownExcellent
Property is new construction or fully renovated.
The property underwent a complete top-to-bottom remodel approximately 5 years ago. It features a fully modernized kitchen with stainless steel appliances and a farmhouse sink, updated bathrooms, luxury LVP flooring, and upgraded major systems including a newer HVAC and an updated electrical panel, leaving it in mint, move-in ready condition.
PROSSTRENGTHS & OPPORTUNITIES
- Great Schools
High School: Mountain Valley Academy (9/10).
- Exceptional Financing Opportunity
The property features a rare VA assumable loan at a 2.875% interest rate, providing qualified buyers with significant monthly savings compared to current market rates.
- Extensive Modern Upgrades
Completely remodeled approximately five years ago, the home boasts luxury LVP flooring, newer dual-pane windows, updated HVAC, and Trex decking, ensuring a move-in-ready experience.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Lot size discrepancy between mls listing and other public or private record. mls listing lot size in square feet =511830, other record lot size in square feet = 512002.
- High Monthly Association Fees
The monthly HOA fee of $726 is substantial, which significantly increases the total monthly carrying cost and may impact affordability for some buyers.
- Detached Garage Convenience
The two-car garage is detached and requires a short walk to the unit, which may be less convenient during inclement weather or when carrying heavy items compared to an attached garage.
About 15821 Davis Cup Lane
VA ASSUMABLE LOAN AT AN INCREDIBLE 2.875% INTEREST RATE! PRICE REDUCED FOR QUICK SALE – MOVE-IN READY! A fantastic opportunity for qualified buyers! This desirable light and bright end unit offers flexible living space, extensive upgrades and an ideal location within San Diego Country Estates. Beautifully remodeled from top to bottom approximately five years ago, this home features updated interior paint, luxury LVP flooring, newer dual-pane windows and doors, newer HVAC, an updated electrical panel and Trex decking on all three decks. The crawl space has also been insulated with Rockwool and encapsulated, adding another valuable improvement to this well-maintained home. This hard-to-find single level floor plan features 2 bedrooms, 2 baths, plus a spacious 12x14 bonus room currently used as an office/den and offering great potential as a possible 3rd bedroom, game room or flex space. The finished attic provides even more usable bonus space, perfect for a home office, kids' area, hobby room or additional storage. Generous room sizes, vaulted ceilings and a cozy fireplace in the living room add to the home's comfortable and inviting feel. A detached two-car garage with newer roll-up doors is just a very short walk from the unit. Discover the hidden gem of San Diego County! Nestled in the rolling hills of San Diego Country Estates (SDCE) in Ramona, known as “The Valley of the Sun,” this community offers a lifestyle surrounded by natural beauty and breathtaking mountain vistas. SDCE features an impressive array of amenities including an 18-hole golf course, driving range, over 55 miles of scenic horse and walking trails, tennis and pickleball courts, basketball courts, two community pools including an Olympic-size pool, two dog parks and two equestrian centers. Residents also enjoy nearby dining, the San Vicente Resort Inn, fitness center and full-service spa. Ideally located within a quick golf cart ride or walk to golf, tennis, pools, dining and more. Extensive upgrades, flexible living space, a desirable end-unit location and an exceptionally low assumable VA loan rate make this a truly special opportunity!
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1978
- Lot Size
- 511,830 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $726.0 / Month
Neighborhood Insights
Ramona Unified Schools
James Dukes Elementary School
Grades K-6 • 0.6 mi
7/10
Barnett Elementary School
Grades K-6 • 2.0 mi
5/10
Olive Peirce Middle School
Grades 7-8 • 5.4 mi
5/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 3.0 |
| Baths | 2.0 | 2.1 |
| Square foot | 1,458 | 1,511.364 |
| Lot Size | 511,830 | 562,781.4 |
| Price | $450.0K | $472.3K |
| Price per sq ft | $309 | $281 |
| Built year | 1978 | 1978 |
| HOA | $726.0 | $492 |
| Days on market | 65 | 85 |
Pricing History
Listed for Sale
Aug 25, 2026
$450,000
$495,000
-9% Price Drop
Initial Listing
Price Change
Aug 21, 2026
$495,000
Initial Listing
Sold
Jan 10, 2020
$280,000
Public Record