
Ramona, California 92065
This Turnkey Condominium is a Strong Value Opportunity, listed at $450,000—positioned well below the $453,746 Fair Market Value by 0.8%. Featuring a remodeled interior, luxury LVP flooring, and Trex decking, the property maintains an Excellent Condition Rating. Residents enjoy access to San Diego Country Estates amenities and proximity to James Dukes Elementary. With a rare VA assumable loan at 2.875%, this home offers significant financial stability. It is an ideal acquisition for first-time buyers or owner-occupants seeking a move-in ready lifestyle.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 15821 Davis Cup Lane Subject | $450,000* List Price | 3 | 2 | 1,458 | $311 | - |
A 15721 Davis Cup Ln Sold | $407,000 | 3 | 2 | 1,369 | $297 | 0.1 mi |
B 15681 Davis Cup Sold | $450,000 | 3 | 2 | 1,575 | $286 | 0.2 mi |
C 15719 Davis Cup Lane Sold | $475,000 | 3 | 3 | 1,654 | $287 | 0.2 mi |
D 15823 Davis Cup Ln Sold | $460,000 | 3 | 3 | 1,654 | $278 | - |
E 15723 Davis Cup Lane Pending | $444,500 List Price | 2 | 2 | 1,575 | $282 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Property is new construction or fully renovated.
The property underwent a comprehensive top-to-bottom renovation approximately five years ago, meeting the criteria for excellent condition. Key updates include a modern kitchen with stainless steel appliances and a farmhouse sink, updated bathrooms, luxury LVP flooring, and newer dual-pane windows. Critical systems have also been addressed with a newer HVAC system and an updated electrical panel, ensuring the home is in mint, move-in ready condition.
High School: Mountain Valley Academy (9/10).
The property features a rare VA assumable loan at a 2.875% interest rate, offering significant monthly savings and increased purchasing power for qualified buyers in a high-rate market.
Extensively remodeled within the last five years, the home includes luxury LVP flooring, newer dual-pane windows, updated HVAC, and an encapsulated crawl space, ensuring a move-in-ready experience.
Lot size discrepancy between mls listing and other public or private record. mls listing lot size in square feet =511830, other record lot size in square feet = 512002.
The monthly HOA fee of $726 is substantial, which may impact the overall monthly carrying costs and affordability for budget-conscious buyers.
The two-car garage is detached and requires a short walk to the unit, which may be less convenient during inclement weather compared to properties with attached garages.
VA ASSUMABLE LOAN AT AN INCREDIBLE 2.875% INTEREST RATE! PRICE REDUCED FOR QUICK SALE – MOVE-IN READY! A fantastic opportunity for qualified buyers! This desirable light and bright end unit offers flexible living space, extensive upgrades and an ideal location within San Diego Country Estates. Beautifully remodeled from top to bottom approximately five years ago, this home features updated interior paint, luxury LVP flooring, newer dual-pane windows and doors, newer HVAC, an updated electrical panel and Trex decking on all three decks. The crawl space has also been insulated with Rockwool and encapsulated, adding another valuable improvement to this well-maintained home. This hard-to-find floor plan features 2 bedrooms, 2 baths, plus a spacious 12x14 bonus room currently used as an office/den and offering great potential as a possible 3rd bedroom, game room or flex space. The finished attic provides even more usable bonus space, perfect for a home office, kids' area, hobby room or additional storage. Generous room sizes, vaulted ceilings and a cozy fireplace in the living room add to the home's comfortable and inviting feel. A detached two-car garage with newer roll-up doors is just a very short walk from the unit. Discover the hidden gem of San Diego County! Nestled in the rolling hills of San Diego Country Estates (SDCE) in Ramona, known as “The Valley of the Sun,” this community offers a lifestyle surrounded by natural beauty and breathtaking mountain vistas. SDCE features an impressive array of amenities including an 18-hole golf course, driving range, over 55 miles of scenic horse and walking trails, tennis and pickleball courts, basketball courts, two community pools including an Olympic-size pool, two dog parks and two equestrian centers. Residents also enjoy nearby dining, the San Vicente Resort Inn, fitness center and full-service spa. Ideally located within a quick golf cart ride or walk to golf, tennis, pools, dining and more. Extensive upgrades, flexible living space, a desirable end-unit location and an exceptionally low assumable VA loan rate make this a truly special opportunity!
No exterior & parking available.
Grades K-6 • 0.6 mi
Grades K-6 • 2.0 mi
Grades 7-8 • 5.4 mi
No sensitive facilities data found.
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 3.0 |
| Baths | 2.0 | 2.2 |
| Square foot | 1,458 | 1,458.333 |
| Lot Size | 511,830 | 433,712.4 |
| Price | $450.0K | $492.9K |
| Price per sq ft | $309 | $319 |
| Built year | 1978 | 1978 |
| HOA | $726.0 | $491 |
| Days on market | 19 | 70 |
Aug 25, 2026
$450,000
$495,000
-9% Price Drop
Initial Listing
Aug 21, 2026
$495,000
Initial Listing
Jan 10, 2020
$280,000
Public Record