160 Bernard Street, San Francisco, CA 94109, San Francisco, 94109 - 6 bed, 4 bath

160 Bernard Street
San Francisco, CA 94109
Property Price
SUMMARY
Analysis of 160 Bernard Street, San Francisco, CA 94109 is currently available with a list price of $6,995,000. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the San Francisco Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
Built in 2019, this architectural masterpiece is well within the 10-year threshold for excellent condition. The property features high-end contemporary design, a gourmet kitchen, luxury finishes, and modern systems including an elevator and a living roof deck. As a featured home on the San Francisco AIA Home Tour, it represents the highest quality of construction and maintenance with no deferred maintenance.
PROSSTRENGTHS & OPPORTUNITIES
- Great Schools
Elementary School: Chinese Immersion School At Deavila (9/10). Middle School: Lilienthal (Claire) Elementary School (9/10). High School: Lowell High School (10/10).
- Architectural Excellence
Custom-built in 2019 and featured on the San Francisco AIA Home Tour, this modern masterpiece offers high-end finishes, an elevator serving all floors, and a sophisticated design that blends luxury with functionality.
- Exceptional Outdoor Living
The property features a premier rooftop deck with 360-degree panoramic views of the Golden Gate Bridge, a built-in fire pit, and a living garden, providing an elite space for entertaining.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Living area discrepancy between mls listing and other public or private record. mls listing living area = 4100, other record living area = 200.
- Limited Lot Footprint
With a lot size of just 1,380 square feet, the property has a very high building-to-land ratio, resulting in minimal traditional yard space despite the expansive interior square footage.
- Inconsistent School Ratings
While some nearby schools are highly rated, several assigned public schools in the immediate vicinity have low performance scores, which may be a concern for families focused on education.
About 160 Bernard Street
:* Custom-built by its owners, this architectural masterpiece seamlessly blends contemporary design, thoughtful functionality, and luxurious sophistication in one of San Francisco's most prestigious neighborhoods, where Russian Hill blends into Nob Hill. Recently showcased on the San Francisco AIA Home Tour, this exceptional single-family residence features six spacious bedrooms, five baths including two primary en-suite retreats for privacy and comfort. The versatile layout includes a media room, dedicated office space, and an expansive open-concept living area with a gourmet kitchen and dining space. Two private decks enhance the living experience, with the north-facing deck offering stunning views of the Golden Gate Bridge. The rooftop level features a living roof deck with panoramic 360-degree views, complete with a built-in fire pit and rooftop garden, perfect for entertaining or peaceful reflection. The legal two-level ADU adds exceptional versatility, featuring two bedrooms, 1.5 bathroom, and a beautifully appointed open living/dining/kitchen area that flows into a professionally landscaped garden, making it an ideal income-generating opportunity or guest quarters. Additional highlights include a two-car garage with convenient lower-level access and multiple outdoor living areas surrounded by manicured landscaping, The elevator leads to all floors.
Property Details
Public Facts
- Property Type
- Duplex
- Year Built
- 2019
- Lot Size
- 1,380.85 Sq. Ft.
Interior
- Total Bedrooms
- 6
- Total Bathrooms
- 4 (4 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
San Francisco Unified Schools
Spring Valley Elementary School
Grades K-5 • 0.2 mi
Parker (Jean) Elementary School
Grades K-5 • 0.3 mi
Yick Wo Elementary School
Grades 1-5 • 0.4 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 6.0 | 6.0 | 50% |
| Baths | 4.0 | 2.0 | 89% |
| Square foot | 4,100 | 3,333 | 56% |
| Lot Size | 1,380.85 | 2,404.51 | 33% |
| Price | $7.00M | $2.13M | 89% |
| Price per sq ft | $1.7K | $367 | 89% |
| Built year | 2019 | 1909 | 89% |
| HOA | $0 | $0 | 50% |
| Days on market | 40 | 203 | 11% |
Pricing History
Listed for Sale
Jan 26, 2026
$6,995,000
Initial Listing
Sold
Nov 25, 1997
$650,000
Public Record




























































































