163 Harbor Oaks Circle, Santa Cruz, California 95062, Santa Cruz, 95062 - 3 bed, 2 bath
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Santa Cruz, California 95062
This Turnkey Condominium represents a High-Potential Investment Opportunity, listed at $815,000—positioned well below the $946,209 Fair Market Value by 13%. This valuation gap offers $131,209 in Instant Equity for the buyer. Featuring a Condition Rating of 2, the home includes a fully remodeled kitchen, new flooring, and a private patio. Located near the Santa Cruz Yacht Harbor and top-rated schools like Santa Cruz High, this property is an ideal acquisition for Buy-and-Hold Investors or Owner-Occupants seeking a move-in ready coastal lifestyle.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 163 Harbor Oaks Circle Subject | $815,000* List Price | 3 | 2 | 1,218 | $777 | - |
A 755 14th Avenue 306 Sold | $635,000 | 2 | 1 | 771 | $824 | 0.7 mi |
B 755 14th Avenue 216 Sold | $630,000 | 2 | 1 | 799 | $788 | 0.7 mi |
C 1651 Taylor Lane Sold | $950,000 | 2 | 2 | 1,392 | $682 | 0.2 mi |
D 755 14th Avenue 308 Sold | $629,000 | 2 | 1 | 799 | $787 | 0.7 mi |
E 755 14th Avenue 109 Sold | $640,000 | 2 | 1 | 750 | $853 | 0.7 mi |
F 755 14th Avenue 816 Active Under Contract | $639,000 List Price | 2 | 1 | 799 | $800 | 0.7 mi |
* Subject property listed price vs sold prices of comps.
Property is new construction or fully renovated.
Although built in 1978, the property has undergone a comprehensive recent remodel including a brand new kitchen with stainless steel appliances, updated bathrooms, new flooring, and modern lighting. The interior is in mint, move-in ready condition, meeting the criteria for a renovation completed within the last 5 years.
The property is move-in ready featuring extensive recent upgrades including new flooring, appliances, a modernized kitchen, and updated lighting throughout.
Ideally situated near the Santa Cruz Yacht Harbor, local trails, and Jose Park, offering residents a serene environment with excellent outdoor recreational access.
Rare for a condominium, this unit includes eight dedicated storage closets and two carport spaces, providing significant utility and convenience for homeowners.
The monthly HOA fee of $582 is a substantial recurring cost that may impact the overall affordability and debt-to-income ratio for potential buyers.
Built in 1978, the property may have aging common infrastructure or architectural limitations typical of its era compared to newer, more energy-efficient developments.
Move in ready! Back part of Harbor Oaks, quiet and serene close to private gate entrance to Jose Park. Remodeled with new flooring, appliances, kitchen, lighting, paint and garden. Close to yacht harbor, trails, great commute location and community has a pool, green belts and lots of parking. 8 storage closets surround the 2 carports spaces with a door directly into your cute , enclosed backyard patio.
No exterior & parking available.
Grades 6-8 • 1.1 mi
Grades 6-8 • 2.5 mi
Grades 9-12 • 0.7 mi
No sensitive facilities data found.
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 2.0 |
| Baths | 2.0 | 1.0 |
| Square foot | 1,218 | 784 |
| Lot Size | - | 784 |
| Price | $815.0K | $881.2K |
| Price per sq ft | $669 | $757 |
| Built year | 1978 | 1973 |
| HOA | $582.0 | $484 |
| Days on market | 9 | 70 |
Jul 14, 2026
$815,000
Initial Listing
Mar 20, 2003
$325,000
Public Record
Dec 3, 1999
$200,000
Public Record