164 Bernard Street, San Francisco, CA 94109, San Francisco, 94109 - 5 bed, 2 bath

164 Bernard Street, San Francisco, CA 94109 home-pic-0
ACTIVE$2,300,000
164 Bernard Street, San Francisco, CA 94109
5Beds
2Baths
2,280Sqft
1,380.85Lot
Year Built
1908
Close
-
List price
$2.3M
Original List price
-
Price/Sqft
$1,009
HOA
$0
Days on market
-
Sold On
-
MLS number
425076602
Home ConditionGood
Features
View-

About this home

We found 3 Cons,5 Pros. Rank: price - $2.30M(70th), sqft - 2280(20th), beds - 5(40th), baths - 2(50th).

This 2,300-square-foot home features five bedrooms and three bathrooms on two levels, a spacious kitchen with an eat-in dining area. This property has the potential to build a beautiful rooftop with views of the Bay and the Golden Gate Bridge. It will be delivered vacant at the close of escrow. The property lives like a single-family home but is technically a 2-unit. All done with proper permits.

Price History

Date
Event
Price
09/23/25
Price Change
$2,300,000
Condition Rating
Good

Despite being built in 1908, this property has undergone significant and recent renovations, particularly evident in the kitchen and bathrooms. The kitchen features modern stainless steel appliances, contemporary island with butcher block countertops, and recessed lighting. While some cabinet colors might be a matter of taste, the overall functionality and condition are very good. Both bathrooms are extensively updated with modern tiling, vanities, and fixtures, appearing to be in excellent condition. Hardwood floors are present throughout and are well-maintained. The property is move-in ready with no immediate renovations required, aligning with the 'Good' criteria for properties extensively renovated within the last 5 to 15 years.
Pros & Cons

Pros

Prime Location: Situated in a highly desirable San Francisco neighborhood, offering excellent access and appreciation potential.
Rooftop View Potential: Significant value-add opportunity to construct a rooftop deck with panoramic Bay and Golden Gate Bridge views.
Spacious & Versatile Layout: Generous 2,300 sqft with 5 bedrooms and 3 bathrooms (per description), functioning as a single-family home while legally a 2-unit, offering flexible living or income options.
Permitted Renovations: All reported modifications and structural changes have been completed with proper permits, ensuring compliance and structural integrity.
Vacant Delivery & No HOA: Delivered vacant at close of escrow, providing immediate occupancy or rental flexibility, coupled with the absence of association fees.

Cons

Historic Property Age: Built in 1908, the property's age may necessitate future investments in system updates or ongoing maintenance.
Small Lot Size: The 1,380 sqft lot offers limited private outdoor space, which may be a consideration for some buyers.
Bathroom Count Discrepancy: A notable difference exists between the description (3 bathrooms) and the structured data (2 bathrooms), requiring verification for accurate representation.

Best solution for experienced home buyers!

Data-driven home buying experience with our licensed real estate agents and cutting-edge AI

Browse Properties by State Browse housing market trends by state