1656 W North Bear Creek Drive, Merced, California 95348, Merced, 95348 - 2 bed, 2 bath
1656 W North Bear Creek Drive
Merced, California 95348
Property Price
SUMMARY
Analysis of 1656 W North Bear Creek Drive, Merced, California 95348 is currently available with a list price of $219,500. The property maintains a Fair Condition Rating (50/100), suggesting the property is in acceptable condition with potential for value enhancement through selective updates and improvements. Located in a high-demand neighborhood within the Merced Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is moderate renovation needed.
Built in 1984, this property is well-maintained and move-in ready, but it shows signs of its age with dated kitchen and bathroom styles. While it features some recent functional improvements like a new roof and sliding glass door, the interior finishes, cabinetry, and fixtures are older and do not reflect a recent full-scale renovation, placing it squarely in the fair category for its age group.
PROSSTRENGTHS & OPPORTUNITIES
- Strategic Educational Proximity
The property is ideally located just minutes from Merced College and a short drive to UC Merced, making it a prime target for student rentals or faculty housing.
- Recent Capital Improvements
A recently upgraded roof and a brand-new high-efficiency sliding glass door provide immediate value and reduce the likelihood of near-term maintenance expenses.
- Secure Community Amenities
Situated in a gated community with a pool and private patio, the home offers enhanced security and lifestyle features that are highly desirable for the Central Valley climate.
CONSRISKS & DEFICIENCIES
- High Monthly HOA Fees
The association fee of $412 per month is relatively high for this price point, which may impact the debt-to-income ratio and overall affordability for first-time buyers.
- Underperforming School District
The assigned middle school has a low rating of 2/10, which could be a deterrent for families prioritizing high-performing educational environments.
About 1656 W North Bear Creek Drive
What an incredible opportunity for a first-time homebuyer or savvy investor! This charming, move-in-ready two-story condo is located in a secure gated community with desirable amenities, including a community pool perfect for relaxing and enjoying warm Central Valley days. The home features two spacious bedrooms upstairs, a full bathroom upstairs, and a convenient half bath downstairs for guests. Enjoy in-unit laundry hookups, a private patio ideal for relaxing or entertaining, and a large outdoor storage room for added space. A brand-new sliding glass door enhances security while providing excellent sun protection, helping maintain a comfortable interior. The property also includes a recently upgraded roof, adding even more value and peace of mind. Ideally located just minutes from Merced College and a short drive to UC Merced, with easy access to shopping and dining, this well-maintained home is a must-see. Schedule your private showing today before it's gone!
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1984
- Lot Size
- 492 Sq. Ft.
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $412.0 / Month
Neighborhood Insights
Merced Unified Schools
Rudolph Rivera Elementary
Grades K-6 • 1.6 mi
Luther Burbank Elementary School
Grades K-6 • 2.2 mi
Tenaya Middle School
Grades 7-8 • 1.2 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 2.0 | 50% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 972 | 1,307 | 33% |
| Lot Size | 492 | 1,206 | 33% |
| Price | $219.5K | $320.0K | 33% |
| Price per sq ft | $226 | $226 | 50% |
| Built year | 1984 | 1984 | 50% |
| HOA | $412.0 | $385 | 67% |
| Days on market | 11 | 159 | 33% |
Pricing History
Listed for Sale
Feb 28, 2026
$219,500
Initial Listing
Price Change
Feb 24, 2026
$225,000
Initial Listing
Sold
Jun 17, 2005
$161,500
Public Record
Sold
Sep 30, 2004
$132,500
Public Record
Sold
Nov 28, 2001
$63,000
Public Record