1685 Zinnia Lane, San Jose, California 95124, San Jose, 95124 - 5 bed, 6 bath

1685 Zinnia Lane
San Jose, California 95124
Property Price
SUMMARY
Analysis of 1685 Zinnia Lane, San Jose, California 95124 reveals a Prime Investment Opportunity with a current list price of $3,595,000—significantly undercutting the $3,763,511 Fair Market Value by 4%. This valuation gap indicates a +$168,511 Instant Equity potential for buyers. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the San Jose Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
This is a brand-new 2026 construction offering a modern masterpiece design. The property features a chef's kitchen with a waterfall countertop island, hardwood floors throughout, high ceilings, and oversized Milgard windows. With five bedroom ensuites, dual HVAC systems, and high-performance insulation, all components are new and meet the highest current quality standards with no physical depreciation.
PROSSTRENGTHS & OPPORTUNITIES
- Modern New Construction
As a 2026 build, this home offers the latest in architectural design and energy efficiency, featuring high ceilings, dual HVAC systems, and premium finishes like Milgard windows and hardwood floors throughout.
- Exceptional Suite Layout
The floor plan is highly functional for large or multi-generational families, offering five spacious bedrooms that each include a private ensuite bathroom, a rare and premium feature.
- Prime Location & Views
Situated in the coveted Cambrian neighborhood bordering Los Gatos, the property provides access to top-rated schools and features breathtaking mountain views from the bedrooms.
CONSRISKS & DEFICIENCIES
- Limited Lot Size
The 7,272 sq. ft. lot is relatively compact for a home of this size and price point, which may limit outdoor recreational space and backyard privacy.
- Premium Market Pricing
Priced at nearly $3.6 million, the property sits at the highest end of the Cambrian market, potentially facing stiff competition from established luxury estates in neighboring Los Gatos.
About 1685 Zinnia Lane
Ready for Move-in! Stunning New Construction in San Jose's Coveted Cambrian Neighborhood bordering Los Gatos. A modern masterpiece offering 3,216 sq. ft. of luxurious living space (total building area 3740+sqft) designed with comfort and style in mind. 5 spacious bedroom ensuites plus a powder room. A chefs kitchen with an extra-large island and elegant waterfall countertop. Open floor plan, high ceilings on both levels, and hardwood floors throughout create a bright and airy atmosphere enhanced by oversized Milgard windows that flood the home with natural light. Enjoy breathtaking mountain views from the bedrooms, and unwind in an environment that balances sophistication and warmth. Additional features include: High-performance attic insulation system for comfort and energy efficiency Dual HVAC systems ensuring year-round climate control Oversized 2-car garage with ample storage Located in one of San Jose's most desirable neighborhoods, close to top-rated Cambrian schools, parks, and amenities This home redefines modern living where elegance meets functionality.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 2026
- Lot Size
- 7,272 Sq. Ft.
Interior
- Total Bedrooms
- 5
- Total Bathrooms
- 6 (6 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 5.0 | 4.0 | 86% |
| Baths | 6.0 | 2.0 | 98% |
| Square foot | 3,216 | 1,608 | 97% |
| Lot Size | 7,272 | 6,360 | 68% |
| Price | $3.60M | $2.10M | 95% |
| Price per sq ft | $1.1K | $1.2K | 25% |
| Built year | 2026 | 1960 | 97% |
| HOA | $0 | $0 | 50% |
| Days on market | 15 | 157 | 3% |
Pricing History
Listed for Sale
Feb 20, 2026
$3,595,000
Initial Listing


























































