1696 Gil, Vista, California 92084, Vista, 92084 - 6 bed, 6 bath
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1696 Gil
Vista, California 92084
ACTIVE
CONDITION: EXCELLENT
6Beds
6Baths
5,120Sq Ft
44,866Lot Size
Property Price
LIST PRICE$1,875,000
EST. MARKET VALUE
$1,873,187
SUMMARY
This Spacious Single-Family Residence is a Strong Value Opportunity, listed at $1,875,000—positioned well below the $1,873,188 Fair Market Value (effectively at market). Featuring a high-end renovation and an Excellent Condition Rating, this home offers a rare assumable 2.375% loan. The expansive 1-acre lot includes a swimming pool, distant mountain views, and a versatile upper retreat perfect for an ADU. This property balances luxury living with strategic financial upside, making it an ideal acquisition for Owner-Occupants or multi-generational families seeking a turnkey estate.
Estimated Market Value
$1,873,187
Based on Realkey algorithm analyzing recent comparable sales in Vista.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 1696 Gil Subject | $1,875,000* List Price | 6 | 6 | 5,120 | $366 | - |
A 746 Sunrise Drive E Sold | $1,425,000 | 5 | 5 | 3,895 | $366 | 0.1 mi |
B 2409 Andersen Lane Sold | $1,650,000 | 4 | 5 | 3,478 | $474 | 0.8 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Excellent
TeardownExcellent
Property is new construction or fully renovated.
While originally built in 1991, the property has undergone a comprehensive high-end renovation within the last 5 years. The kitchen features modern shaker cabinetry, a large contrasting island, and updated appliances. Bathrooms are fully modernized with freestanding tubs and contemporary tile work. The interior shows mint condition with updated flooring and lighting throughout, meeting the criteria for a recent major renovation.
PROSSTRENGTHS & OPPORTUNITIES
- High Available Lot Utilization
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 44866, living area = 5120.
- Exceptional Financing Opportunity
The property features a rare assumable loan at a 2.375% interest rate, providing a massive financial advantage and significant monthly savings in the current high-rate environment.
- Versatile ADU Potential
The 5,120-square-foot layout includes a private upper retreat with three bedrooms and a kitchenette, offering a seamless opportunity for a natural ADU conversion or multi-generational living.
CONSRISKS & DEFICIENCIES
- Underwhelming School Ratings
The local public schools, specifically the middle school with a rating of 3 and high school with a 4, may be a deterrent for families prioritizing top-tier educational districts.
- High Maintenance Overhead
The sheer scale of a 5,000+ square foot home built in 1991, combined with a pool and an acre of land, implies substantial ongoing costs for utilities, landscaping, and general upkeep.
About 1696 Gil
Picture a morning that starts in a main-level primary suite, with nowhere you need to be. The kind of morning where the kitchen island becomes the center of gravity, and the pool catches the light just right from the patio. 1696 Gil Way sits tucked at the end of a cul-de-sac on just over an acre. Five thousand square feet that flexes to however you actually live: entertaining, unwinding, hosting guests, or slipping away into a private upper retreat — three separate bedrooms sharing a kitchenette, a natural ADU conversion waiting to happen. A three-car garage completes the picture.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1991
- Lot Size
- 44,866 Sq. Ft.
Interior
- Total Bedrooms
- 6
- Total Bathrooms
- 6 (6 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Vista Unified Schools
Monte Vista Elementary School
Grades K-5 • 0.5 mi
4/10
Beaumont Elementary School
Grades K-5 • 0.9 mi
4/10
Rancho Minerva Middle School
Grades 6-8 • 0.6 mi
3/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 6.0 | 3.3 |
| Baths | 6.0 | 2.7 |
| Square foot | 5,120 | 1,925.143 |
| Lot Size | 44,866 | 14,161.75 |
| Price | $1.88M | $962.6K |
| Price per sq ft | $366 | $497 |
| Built year | 1991 | 1982 |
| HOA | $0 | $192 |
| Days on market | 19 | 51 |
Pricing History
Listed for Sale
Aug 21, 2026
$1,875,000
Initial Listing
Sold
Dec 14, 2020
$1,135,000
Public Record
Sold
Jan 17, 2020
$750,000
Public Record
Sold
Mar 28, 2019
$749,000
Public Record
Sold
Mar 28, 2019
$715,000
Public Record
Sold
Aug 6, 2015
$799,000
Public Record
Sold
Aug 23, 2013
$602,000
Public Record
Sold
Sep 28, 2006
$1,054,000
Public Record