
Surprise, AZ 85387
This Turnkey Single Family Residence is a Strong Value Opportunity, listed at $525,000—positioned well below the $535,485 Fair Market Value by 2%. This valuation gap offers $10,485 in Instant Equity. Boasting an Excellent Condition Rating, the home features over $99,000 in total upgrades, including a gourmet kitchen, louvered pergolas, and professional landscaping. With a rare VA loan assumption option available, this property is an ideal sanctuary for VA-eligible buyers or owner-occupants seeking a move-in ready, high-efficiency lifestyle.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 16987 W RED BIRD Road Subject | $524,999* List Price | 5 | 3 | 3,024 | $176 | - |
A 17031 W BUCKHORN Trail Sold | $514,963 | 5 | 3 | 3,018 | $171 | 0.1 mi |
B 16837 W FETLOCK Trail Sold | $561,856 | 5 | 3 | 3,237 | $174 | 0.2 mi |
C 26146 N 170TH Avenue Sold | $525,260 | 4 | 4 | 2,842 | $185 | 0.6 mi |
D 26723 N 167TH Avenue Sold | $458,888 | 5 | 4 | 2,275 | $202 | 0.4 mi |
E 17663 W STRAIGHT ARROW Lane Sold | $540,000 | 4 | 4 | 2,980 | $181 | 0.9 mi |
F 17057 W MOLLY Lane Active | $489,997 List Price | 4 | 3 | 3,018 | $162 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Property is new construction or fully renovated.
Built in 2022, this property is in mint condition and falls well within the <10-year age bracket for an excellent rating. The home features nearly $100,000 in builder and aftermarket upgrades, including a modern kitchen with double ovens and gas cooktop, updated systems like the Reme-halo air purification, and professional landscaping, requiring no maintenance.
The property offers a rare 4.875% VA loan assumption option and nearly $100,000 in combined builder and aftermarket upgrades, providing significant immediate equity and long-term interest savings.
With over $42,000 in professional aftermarket improvements—including louvered pergolas, plantation shutters, and high-end landscaping—the home is move-in ready without the typical post-closing expenses.
The 3,024 sqft floorplan is highly functional, featuring a downstairs bedroom and full bath for multi-generational living, a spacious upstairs loft, and a gourmet kitchen with double ovens.
The 5,400 sqft lot is relatively compact for a home of this square footage, which may limit private outdoor space and yard utility compared to older subdivisions.
The primary financial draw—the 4.875% interest rate—is restricted to VA-eligible buyers, potentially narrowing the pool of purchasers who can take full advantage of the listing's value proposition.
Walk into $99,500+ in total upgrades save $42K in out-of-pocket aftermarket costs on top of the $57,503 in premium builder upgrades already packed into this home. See the list of upgrades to see what all this home has built in. One bedroom, a den and full bathroom on the first floor for easy access. 4 bedrooms, 2 bathrooms and a loft upstairs. Gas cooktop and double ovens make this a dream kitchen. You will feel like you have stepped into. an oasis in the backyard with vegetation that makes you feel like you are no longer in the desert. 2 pergolas that open and close provide lots of shade. VA loan assumption at 4.875% available for eligible buyers (those who qualify for a Veteran Affairs (VA) loan only) with approximately 25,000 out of pocket cash needed at closing. Aftermarket updates include: -$10,000 Professional Landscape backyard installation by FLEXX Landscaping (Smart Control for Irrigation & Lighting App controllable) -$8,900 High-quality Poly Plantation shutters professionally installed throughout the entire house by Rapid Blinds -$6,500 Concrete driveway extension, patio extensions, sidewalk front to back with a pad for shed and garbage can storage -$3,850 Two Mirador Louvered Pergolas installed/anchored to concrete as patio extensions -$2,500 Three 20A Electrical outlets professionally installed to the backyard on both pergolas -$1,900 Seamless Gutter system professionally installed (includes scupper on back patio roof spout) -$1,900 MeshTEC Ultimate Security Screen Door professionally installed (Home Depot) -$1,800 48,000-grain Water Softener & 5-Stage RO - TP35 tank (50 gal/day) installed before move-in -$1,000 Polyaspartic Coating professionally installed on all backyard concrete behind the gate -$500 3rd Party Professional Home Inspection completed November 2023 -$400 Shed installed/anchored to concrete with indoor lighting -$400 Replaced builder-grade sink disposal with Insinkerator Prestige 1HP (Lowe's) -$375 Wire shelving for Laundry Room storage -$350 Chamberlain Smart Garage Opener (corner-to-corner lighting & built-in camera) -$260 Schlage Encode Plus Smart Lock (utilizes Apple Homekit with Homekey) Additional Property Features: - Wyyerd Fiber to the Home Internet installed (up to 5GB speeds with no data caps). - Reme-halo air purification system and Wi-Fi wireless access points on each floor. Total: $42,135 List of builder upgrades is attached to the listing, if you are not working with an agent, the listing agent can supply a copy of this document.
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 5.0 | 0.0 |
| Baths | 3.0 | 0.0 |
| Square foot | 3,024 | - |
| Lot Size | 5,400 | - |
| Price | $525.0K | $421.2K |
| Price per sq ft | $174 | $228 |
| Built year | 2022 | 0 |
| HOA | $78 | $0 |
| Days on market | 42 | 2433 |
Jul 11, 2026
$524,999
$525,000
+0% Price Increase
Initial Listing
Jun 11, 2026
$525,000
Initial Listing