RealKey
‪(213) 433-7766‬

17093 W Bernardo Drive 106, San Diego, California 92127, San Diego, 92127 - 2 bed, 1 bath

17093 W Bernardo Drive 106, San Diego, California 92127 home-pic-0
ACTIVE$495,000
17093 W Bernardo Drive 106, San Diego, California 92127
2Beds
1Bath
855Sqft
872,506.813Lot

Price Vs. Estimate

Estimation data not available

Key pros and cons

Top Pros:
Exceptional Value & Price Point: Positioned as the lowest-priced 2-bedroom condo in Rancho Bernardo, offering an unbeatable entry point into a desirable neighborhood for both first-time buyers and investors.
Top Cons:
Significant HOA Fees: The association fee of $480.0 per month is a substantial recurring cost that can impact overall affordability and monthly housing expenses.

Compared to the nearby listings

Price:$495.0K vs avg $572.5K ($-77,500)22%
Size:855 sqft vs avg 966.5 sqft19%
Price/sqft:$579 vs avg $58050%

More Insights

Built in 1994 (31 years old).
Condition: Built in 1994, this property is 30 years old. While clean and well-maintained, the kitchen features older white cabinets, dark laminate countertops, and black appliances, which are functional but dated. The bathroom exhibits a similar style with older vanities and strip lighting. Flooring is a mix of tile and laminate. The overall aesthetic and fixtures are consistent with its age, indicating no major modern renovations, aligning with the 'Fair' condition criteria for properties built 25-40 years ago with functional but outdated components.
Year Built
1994
Close
-
List price
$495K
Original List price
$495K
Price/Sqft
$579
HOA
$480
Days on market
-
Sold On
-
MLS number
PTP2504230
Home ConditionFair
Features
Patio
ViewNeighborhood

About this home

This is LITERALLY the lowest price condo in Rancho Bernardo! Secure this home's 2.75% assumable mortgage and save thousands annually when you work with Roam. Stop renting and start owning — or add a solid investment to your portfolio — with the lowest-priced 2-bedroom condo in Rancho Bernardo! This ground-floor home is bright, welcoming, and comes with its own private patio, central HVAC, and space for an in-unit stackable washer/dryer. The sought-after Waterbridge community offers the lifestyle you’ve been looking for: a sparkling pool, relaxing spa, fitness center, clubhouse, community laundry, and even its own lake with peaceful walking paths. Extra parking is also available through the HOA — a rare bonus! Financing perks: FHA & VA APPROVED Up to 3% Down Payment Assistance available for qualified buyers. Whether you’re a first-time buyer ready to build equity or an investor eyeing a prime rental, this is an unbeatable opportunity in a desirable neighborhood. Homes at this price point in Rancho Bernardo don’t come around often — make your move today!

Condition Rating
Fair
Built in 1994, this property is 30 years old. While clean and well-maintained, the kitchen features older white cabinets, dark laminate countertops, and black appliances, which are functional but dated. The bathroom exhibits a similar style with older vanities and strip lighting. Flooring is a mix of tile and laminate. The overall aesthetic and fixtures are consistent with its age, indicating no major modern renovations, aligning with the 'Fair' condition criteria for properties built 25-40 years ago with functional but outdated components.
Pros & Cons

Pros

Exceptional Value & Price Point: Positioned as the lowest-priced 2-bedroom condo in Rancho Bernardo, offering an unbeatable entry point into a desirable neighborhood for both first-time buyers and investors.
Assumable Mortgage Opportunity: Features a highly attractive 2.75% assumable mortgage, providing significant annual savings and a rare financial advantage in the current market.
Comprehensive Community Amenities: Part of the sought-after Waterbridge community, offering a sparkling pool, relaxing spa, fitness center, clubhouse, community laundry, and a lake with walking paths, enhancing lifestyle and appeal.
Favorable Financing & Accessibility: FHA & VA approved with up to 3% Down Payment Assistance available, broadening the buyer pool and making homeownership more accessible.
Ground Floor Convenience & Features: A bright, welcoming ground-floor unit with a private patio, central HVAC, and space for an in-unit stackable washer/dryer, combining comfort with practical amenities.

Cons

Significant HOA Fees: The association fee of $480.0 per month is a substantial recurring cost that can impact overall affordability and monthly housing expenses.
Compact Unit Size: At 855 square feet for a 2-bedroom unit, the living space is relatively compact, which might be a limitation for buyers seeking more expansive interiors.
Potential for Dated Interior: While the community offers many amenities, the description does not specify recent interior renovations, suggesting the unit's finishes might be original or older, potentially requiring updates to meet modern tastes.

Best solution for experienced home buyers!

Data-driven home buying experience with our licensed real estate agents and cutting-edge AI

Browse Properties by State Browse housing market trends by state