17099 W Bernardo 203, San Diego, California 92127, San Diego, 92127 - 2 bed, 2 bath
17099 W Bernardo 203
San Diego, California 92127
Property Price
SUMMARY
Analysis of 17099 W Bernardo 203, San Diego, California 92127 is currently available with a list price of $549,000. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the San Diego Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is move-in ready.
The property is move-in ready and well-maintained, featuring a modernized kitchen with granite countertops and stainless steel appliances. While built in 1994, the interior boasts desirable architectural features like vaulted beamed ceilings and recent upgrades such as cellular blackout shades. It fits the 'good' category as it has undergone partial renovations that align with modern standards, showing minimal wear and tear without requiring immediate repairs.
PROSSTRENGTHS & OPPORTUNITIES
- FHA Assumable Financing
The property features a rare FHA assumable mortgage at a 4.3% interest rate, providing a significant financial advantage and monthly savings in the current high-interest-rate environment.
- Premium End-Unit Positioning
As a second-story end-unit with only one shared wall and vaulted beamed ceilings, this home offers superior privacy, increased natural light, and an airy, spacious feel.
- Resort-Style Community Amenities
Located in the Waterbridge community, residents enjoy extensive amenities including a pool, spa, fitness center, and playground, all within the highly-rated Poway Unified School District.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Lot size discrepancy between mls listing and other public or private record. mls listing lot size in square feet =873011, other record lot size in square feet = 872630.
- High Monthly HOA Fees
The association fee of $490 per month represents a significant recurring expense that may impact the overall affordability for budget-conscious buyers.
- Compact Living Dimensions
At 955 square feet, the interior space is relatively tight for a two-bedroom unit, and the balcony-based laundry closet may be less convenient than an interior utility room.
About 17099 W Bernardo 203
2 PARKING SPACES INCLUDED (65 & 145), FHA ASSUMABLE @4.3%... Waterbridge community in Rancho Bernardo offers a tranquil, park-like setting and this second-story end-unit offers a rare blend of privacy and natural light. With only one shared wall, the home welcomes you with Vaulted ceilings in the living area and offers beautiful beamed ceilings and a private balcony with a closet hosting a stackable washer and dryer (included). The open-concept layout flows into a cozy dining area kitchen featuring granite countertops, stainless steel appliances, and generous cabinet space. There are two well-proportioned bedrooms. Home recently was upgraded with cellular shades including blackout feature in the bedrooms. Residents of Waterbridge enjoy beautifully landscaped grounds with meandering walking paths, tranquil ponds with fountains, and resort-style amenities such as a sparkling pool, separate children pool, spa, fitness center, clubhouse, BBQ and picnic areas and a playground. Located just across from the Westwood Club and minutes to Westwood Elementary, local dining, shops, and major freeways, this home offers both peaceful retreat and everyday convenience in one of San Diego’s most desirable
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1994
- Lot Size
- 873,011 Sq. Ft.
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $490.0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 2.0 | 50% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 955 | 955 | 50% |
| Lot Size | 873,011 | 5,456 | 97% |
| Price | $549.0K | $562.0K | 50% |
| Price per sq ft | $575 | $571 | 50% |
| Built year | 1994 | 1994 | 50% |
| HOA | $490.0 | $480 | 72% |
| Days on market | 7 | 172 | 3% |
Pricing History
Listed for Sale
Feb 28, 2026
$549,000
Initial Listing
Sold
Jun 14, 2022
$535,000
Public Record
Sold
Apr 6, 2015
$265,000
Public Record
Sold
Sep 30, 2008
$212,000
Public Record
Sold
Dec 17, 2004
$347,000
Public Record