17440 Plaza Otonal, San Diego, California 92128, San Diego, 92128 - 2 bed, 2 bath
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San Diego, California 92128
This 55+ Condominium is a High-Potential Investment Opportunity, listed at $650,000—positioned above the $610,518 Fair Market Value by 6%. While priced at a premium, the property features a Condition Rating of 4, offering a move-in ready interior with fresh paint and flooring. Residents enjoy Scenic Golf Course Views and access to the RB Swim & Tennis Club. Located near top-rated schools like Painted Rock Elementary and Rancho Bernardo High, this home is an ideal fit for Active Retirees or Downsizing Homeowners seeking a lifestyle-focused community.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 17440 Plaza Otonal Subject | $650,000* List Price | 2 | 2 | 1,431 | $427 | - |
A 17488 Plaza Otonal Sold | $665,000 | 2 | 2 | 1,431 | $465 | 0.0 mi |
B 17444 Plaza Otonal Sold | $565,000 | 2 | 2 | 1,431 | $395 | 0.0 mi |
C 17465 Plaza Animado 147 Sold | $549,000 | 2 | 2 | 1,455 | $377 | 0.2 mi |
D 17476 Plaza Cerado 91 Sold | $600,000 | 2 | 2 | 1,431 | $419 | 0.3 mi |
E 12855 Via Moura Sold | $636,000 | 2 | 2 | 1,350 | $471 | 0.7 mi |
F 17439 Plaza Otonal Active | $675,000 List Price | 2 | 2 | 1,431 | $472 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Property is moderate renovation needed.
Built in 1978, the property features recent cosmetic updates including fresh paint and new flooring. However, the kitchen and likely the bathrooms remain dated with older oak cabinetry and white appliances exceeding 20 years in age. While move-in ready, the home requires modernization of its primary systems and high-value areas to meet current market standards.
Elementary School: Stone Ranch Elementary School (9/10). High School: Del Norte High School (10/10).
The property boasts expansive views of the golf course and rolling hillsides from nearly every room and the private balcony, significantly enhancing its aesthetic appeal.
Fresh interior paint and new flooring throughout provide a modern, move-in-ready environment that appeals to buyers looking for a refreshed living space.
The $645 monthly association fee is a substantial recurring expense that may impact the overall affordability and debt-to-income ratio for prospective buyers.
Located in a 55+ age-restricted community, the property is limited to a specific demographic, which naturally reduces the total number of potential buyers and future resale liquidity.
Beautiful golf course and hillside views set the stage for this light-filled and spacious 2-bedroom, 2-bath condo with an additional flex room perfect for a home office, den, or guest retreat. Nestled in the highly desirable 55+ community of Oaks North in Rancho Bernardo, this beautifully updated home offers fresh interior paint and new flooring throughout, creating a warm and inviting atmosphere from the moment you enter. The thoughtfully designed layout features a kitchen that opens to both the dining area and living room, offering an easy flow for entertaining and everyday living. The expansive living room is centered around a cozy fireplace, while large windows and sliding doors fill the home with natural light and frame the stunning views from nearly every room. Step outside to the private balcony and enjoy peaceful mornings or relaxing evenings overlooking the golf course and rolling hillsides. Additional highlights include in-unit laundry and a 1-car garage. Residents enjoy membership to the RB Swim & Tennis Club featuring a pool, spa, fitness center, tennis and pickleball courts, and a vibrant calendar of social activities. Ideally located near the Rancho Bernardo Inn, Bernardo Winery, multiple golf courses, scenic San Pasqual Valley, shopping, and dining, this exceptional home offers the perfect blend of comfort, convenience, and the relaxed Rancho Bernardo lifestyle.
No exterior & parking available.
Grades K-5 • 0.4 mi
Grades K-5 • 1.1 mi
Grades K-5 • 2.1 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 2.0 | 50% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,431 | 1,225 | 78% |
| Lot Size | - | - | 50% |
| Price | $650.0K | $649.0K | 50% |
| Price per sq ft | $454 | $533 | 16% |
| Built year | 1978 | 1985 | 27% |
| HOA | $645.0 | $515 | 76% |
| Days on market | 16 | 134 | 5% |
May 21, 2026
$650,000
Initial Listing
Apr 28, 2000
$173,000
Public Record