
San Diego, California 92128
This Turnkey 55+ Residence is listed at $925,000, reflecting a stable market position relative to its $894,703 Fair Market Value. Featuring a Condition Rating of 3, the home offers significant peace of mind with a brand-new 2025 HVAC system and 2026 roof underlayment. Residents enjoy a premium lifestyle steps from the Bernardo Winery and access to extensive community amenities. With its single-level floor plan and private patio, this property is a perfect sanctuary for Active Retirees or Downsizing Homeowners seeking a low-maintenance, move-in ready lifestyle in Rancho Bernardo.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 17539 Cumana Terrace Subject | $925,000* List Price | 2 | 2 | 1,350 | $663 | - |
A 12740 Camino Emparrado Sold | $985,000 | 2 | 2 | 1,528 | $645 | 0.6 mi |
B 12718 Rueda Melilla Sold | $1,020,000 | 3 | 2 | 1,565 | $652 | 0.3 mi |
C 17668 Corte Sobrado Sold | $895,000 | 2 | 2 | 1,286 | $696 | 0.4 mi |
D 17632 Fonticello Way Sold | $1,198,000 | 3 | 2 | 1,831 | $654 | 0.1 mi |
E 12843 Camino Ramillette Sold | $891,000 | 2 | 2 | 1,418 | $628 | 0.3 mi |
F 17788 Caminito Balata Sold | $900,000 | 2 | 2 | 1,428 | $630 | 0.3 mi |
G 13035 Avenida Marbella Sold | $970,000 | 2 | 2 | 1,738 | $558 | 0.2 mi |
H 17663 Caminito Hercuba Sold | $1,175,000 | 2 | 2 | 1,428 | $823 | 0.4 mi |
I 12843 Camino Ramillette Active | $1,139,000 List Price | 2 | 2 | 1,418 | $803 | 0.3 mi |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
Although built in 1981, the property has been recently 'refreshed' (2025/2026) with new flooring, interior paint, and stone countertops. It features high-value system updates including a brand new HVAC (2025) and new roof underlayment (2026). The kitchen and bathrooms are functional and move-in ready, though they utilize painted original cabinetry and older white appliances rather than a full modern gut-renovation.
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 8684, living area = 1350.
Elementary School: Stone Ranch Elementary School (9/10). High School: Del Norte High School (10/10).
The property features a brand-new HVAC system installed in 2025 and new roofing underlayment completed in 2026, providing exceptional long-term value and peace of mind regarding major maintenance items.
As a 55+ community residence, the potential buyer pool is limited to a specific age demographic, which can impact market liquidity and resale speed compared to all-age neighborhoods.
The $595 monthly association fee represents a significant recurring expense that may affect the overall affordability and debt-to-income ratios for prospective buyers.
Welcome to 17539 Cumana Terrace, a beautifully refreshed single-level residence in the highly sought-after Oaks North 55+ community of Rancho Bernardo. Ideally located just half a block from the historic Bernardo Winery, this home offers an exceptional blend of modern comfort, convenience, and lifestyle in one of North County San Diego’s most established golf course communities. Thoughtfully updated and move-in ready, the home features fresh interior paint, stylish new flooring, newly painted cabinetry, updated ceiling fans, and a bright, inviting floor plan. Major recent improvements add tremendous long-term value and peace of mind, including a brand new HVAC system installed in Nov 2025 and new roofing underlayment completed in 2026 beneath the tile roof, a significant upgrade rarely found. The location is truly special, with Bernardo Winery just steps away for easy access to wine tasting, dining, live entertainment, artisan shops, farmers markets, and year-round community events. Residents also enjoy access to an impressive collection of recreational amenities, including a clubhouse, swimming pool, fitness center, tennis and pickleball courts, hobby rooms, game rooms, social clubs, and the nearby Oaks North Golf Course. This is an outstanding opportunity to enjoy low-maintenance living, thoughtful upgrades, and one of Rancho Bernardo’s most desirable lifestyle-oriented communities. Welcome to 17539 Cumana Terrace, a beautifully refreshed single-level residence in the highly sought-after Oaks North 55+ community of Rancho Bernardo. Ideally located just half a block from the historic Bernardo Winery, this home offers an exceptional blend of modern comfort, convenience, and lifestyle in one of North County San Diego’s most established golf course communities. Thoughtfully updated and move-in ready, the home features fresh interior paint, stylish new flooring, newly painted cabinetry, updated ceiling fans, and a bright, inviting floor plan. Major recent improvements add tremendous long-term value and peace of mind, including a brand new HVAC system installed in Nov 2025 and new roofing underlayment completed in 2026 beneath the tile roof, a significant upgrade rarely found. The location is truly special, with Bernardo Winery just steps away for easy access to wine tasting, dining, live entertainment, artisan shops, farmers markets, and year-round community events. Residents also enjoy access to an impressive collection of recreational amenities, including a clubhouse, swimming pool, fitness center, tennis and pickleball courts, hobby rooms, game rooms, social clubs, and the nearby Oaks North Golf Course. This is an outstanding opportunity to enjoy low-maintenance living, thoughtful upgrades, and one of Rancho Bernardo’s most desirable lifestyle-oriented communities.
No exterior & parking available.
Grades K-5 • 0.7 mi
Grades K-5 • 1.2 mi
Grades K-5 • 2.3 mi
No sensitive facilities data found.
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 2.0 | 3.3 |
| Baths | 2.0 | 2.3 |
| Square foot | 1,350 | 1,777.941 |
| Lot Size | - | 6,474.445 |
| Price | $925.0K | $1.27M |
| Price per sq ft | $685 | $741 |
| Built year | 1981 | 1971 |
| HOA | $595.0 | $184 |
| Days on market | 6 | 40 |
Sep 3, 2026
$925,000
Initial Listing