17539 Cumana Terrace, San Diego, California 92128, San Diego, 92128 - 2 bed, 2 bath
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San Diego, California 92128
This Turnkey Single-Level Residence in the Oaks North 55+ community is a premium lifestyle offering listed at $1,080,000, which aligns with current market positioning. Featuring a Condition Rating of 2, the home boasts significant capital improvements, including a brand-new HVAC system and new roofing underlayment. Residents enjoy a prime location near the Bernardo Winery and access to extensive recreational amenities. With its refreshed interiors and low-maintenance design, this property provides a secure, high-quality living environment. It is an ideal acquisition for Retirees or Downsizing Owner-Occupants seeking a refined, move-in ready sanctuary.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 17539 Cumana Terrace Subject | $1,020,000* List Price | 2 | 2 | 1,350 | $701 | - |
A 17663 Caminito Hercuba Sold | $1,175,000 | 2 | 2 | 1,428 | $823 | 0.4 mi |
B 17680 Caminito Balata Sold | $1,090,000 | 2 | 2 | 1,597 | $683 | 0.2 mi |
C 17738 Plaza Acosta Sold | $855,000 | 2 | 2 | 1,286 | $665 | 0.4 mi |
D 17668 Corte Sobrado Sold | $895,000 | 2 | 2 | 1,286 | $696 | 0.4 mi |
E 17676 Corte Sobrado Sold | $880,000 | 2 | 2 | 1,286 | $684 | 0.4 mi |
F 17788 Caminito Balata Sold | $900,000 | 2 | 2 | 1,428 | $630 | 0.3 mi |
G 17788 Caminito Balata Active | $1,245,900 List Price | 3 | 2 | 1,428 | $872 | 0.3 mi |
* Subject property listed price vs sold prices of comps.
Property is new construction or fully renovated.
The property has undergone a comprehensive refresh within the last year (2025/2026), including a brand-new HVAC system, new roof underlayment, fresh interior paint, and new flooring throughout. While the kitchen cabinets and appliances are older styles, the recent major system updates and cosmetic renovations make it move-in ready with no immediate maintenance required.
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 8684, living area = 1350.
Elementary School: Stone Ranch Elementary School (9/10). High School: Del Norte High School (10/10).
The property features a brand-new HVAC system installed in 2025 and new roofing underlayment completed in 2026, offering rare long-term value and reducing immediate maintenance concerns for the buyer.
Located in the Oaks North 55+ community, the property is limited to a specific buyer demographic, which naturally restricts the pool of potential purchasers and future resale opportunities.
The association fee of $595 per month represents a significant recurring expense that may impact the overall affordability for buyers on a fixed retirement income.
Welcome to 17539 Cumana Terrace, a beautifully refreshed single-level residence in the highly sought-after Oaks North 55+ community of Rancho Bernardo. Ideally located just half a block from the historic Bernardo Winery, this home offers an exceptional blend of modern comfort, convenience, and lifestyle in one of North County San Diego’s most established golf course communities. Thoughtfully updated and move-in ready, the home features fresh interior paint, stylish new flooring, newly painted cabinetry, updated ceiling fans, and a bright, inviting floor plan. Major recent improvements add tremendous long-term value and peace of mind, including a brand new HVAC system installed in Nov 2025 and new roofing underlayment completed in 2026 beneath the tile roof, a significant upgrade rarely found. The location is truly special, with Bernardo Winery just steps away for easy access to wine tasting, dining, live entertainment, artisan shops, farmers markets, and year-round community events. Residents also enjoy access to an impressive collection of recreational amenities, including a clubhouse, swimming pool, fitness center, tennis and pickleball courts, hobby rooms, game rooms, social clubs, and the nearby Oaks North Golf Course. This is an outstanding opportunity to enjoy low-maintenance living, thoughtful upgrades, and one of Rancho Bernardo’s most desirable lifestyle-oriented communities. Welcome to 17539 Cumana Terrace, a beautifully refreshed single-level residence in the highly sought-after Oaks North 55+ community of Rancho Bernardo. Ideally located just half a block from the historic Bernardo Winery, this home offers an exceptional blend of modern comfort, convenience, and lifestyle in one of North County San Diego’s most established golf course communities. Thoughtfully updated and move-in ready, the home features fresh interior paint, stylish new flooring, newly painted cabinetry, updated ceiling fans, and a bright, inviting floor plan. Major recent improvements add tremendous long-term value and peace of mind, including a brand new HVAC system installed in Nov 2025 and new roofing underlayment completed in 2026 beneath the tile roof, a significant upgrade rarely found. The location is truly special, with Bernardo Winery just steps away for easy access to wine tasting, dining, live entertainment, artisan shops, farmers markets, and year-round community events. Residents also enjoy access to an impressive collection of recreational amenities, including a clubhouse, swimming pool, fitness center, tennis and pickleball courts, hobby rooms, game rooms, social clubs, and the nearby Oaks North Golf Course. This is an outstanding opportunity to enjoy low-maintenance living, thoughtful upgrades, and one of Rancho Bernardo’s most desirable lifestyle-oriented communities.
No exterior & parking available.
Grades K-5 • 0.7 mi
Grades K-5 • 1.2 mi
Grades K-5 • 2.3 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 3.0 | 27% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,350 | 1,777 | 9% |
| Lot Size | - | 6,078.5 | 36% |
| Price | $1.02M | $1.18M | 35% |
| Price per sq ft | $756 | $654 | 87% |
| Built year | 1981 | 1985 | 46% |
| HOA | $595.0 | $270 | 81% |
| Days on market | 25 | 126 | 5% |
Jun 3, 2026
$1,020,000
$1,080,000
-6% Price Drop
Initial Listing
May 21, 2026
$1,080,000
Initial Listing