17685 Cumana Terrace, San Diego, California 92128, San Diego, 92128 - 3 bed, 2 bath
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San Diego, California 92128
This Strong Value Opportunity is listed at $1,050,000, positioned well below the $1,098,626 Fair Market Value by 4%. This valuation gap provides $48,626 in Instant Equity for the buyer. Featuring a Condition Rating of 3, this residence offers a move-in-ready 55+ lifestyle with an updated kitchen, plantation shutters, and a private backyard oasis. Located near top-rated schools like Del Norte High, this home is an ideal acquisition for active retirees or downsizing owner-occupants seeking resort-style amenities.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 17685 Cumana Terrace Subject | $1,050,000* List Price | 3 | 2 | 1,831 | $600 | - |
A 12615 Senda Acantilada Sold | $906,000 | 3 | 2 | 1,909 | $475 | 0.6 mi |
B 17523 Plaza Marlena Sold | $906,000 | 3 | 2 | 1,714 | $529 | 0.3 mi |
C 18228 Corte De Casares Sold | $900,000 | 3 | 2 | 1,630 | $552 | 0.2 mi |
D 17417 Plaza Sonada Sold | $1,099,000 | 2 | 2 | 1,659 | $662 | 0.7 mi |
E 17639 Caminito Hercuba Sold | $1,250,000 | 3 | 2 | 1,777 | $703 | 0.4 mi |
F 12624 Camino Emparrado Active | $1,299,000 List Price | 3 | 2 | 1,909 | $680 | 0.6 mi |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
Built in 1980 but well-maintained and move-in ready. The kitchen has been updated with granite countertops and modern cabinetry (likely 10-15 years old). The home features dual-pane windows, fresh paint, and plantation shutters. While the bathrooms remain dated with 1980s-style gold fixtures and light boxes, the overall property is functional and shows pride of ownership.
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 7817, living area = 1831.
Elementary School: Stone Ranch Elementary School (9/10). High School: Del Norte High School (10/10).
Located in the highly desirable Oaks North community, this home offers access to resort-style amenities and is within walking distance to the Rancho Bernardo Winery and its popular events.
The $645 monthly association fee is a significant recurring expense that may impact the budget of buyers on a fixed retirement income.
As an age-restricted 55+ community, the property has a limited market of potential buyers, which can affect long-term liquidity and resale speed.
Welcome to this charming single story home in the premier 55+ community of Oaks North in Rancho Bernardo! This light filled residence boasts vaulted ceilings in the large formal living room, a spacious family room with cozy fireplace and convenient wet bar, and an updated kitchen with abundant cabinetry, a lazy Susan, and a wine fridge. Plantation shutters, dual pane windows, and fresh neutral paint create a crisp fresh feeling. Enjoy the comfort of two fireplaces perfect for cozy evenings. The backyard is a true standout: a lush, private oasis with colorful flowers, fruit trees, and an expansive covered patio ideal for outdoor dining and relaxation. Large garage with parking space for a golf cart. Located on scenic Cumana Terrace, the home sits near the beloved Rancho Bernardo Winery, known for its Friday Farmer’s Market and vibrant community events. Oaks North offers resort style amenities including a recreation center, fitness room, tennis courts, pool, spa, and more. Everything you need for an active and enjoyable lifestyle. Don't miss this fantastic opportunity!
No exterior & parking available.
Grades K-5 • 0.8 mi
Grades K-5 • 1.4 mi
Grades K-5 • 2.2 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 3.0 | 50% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,831 | 1,777 | 55% |
| Lot Size | 7,817 | 6,019 | 70% |
| Price | $1.05M | $1.15M | 40% |
| Price per sq ft | $573 | $652 | 27% |
| Built year | 1980 | 1984 | 45% |
| HOA | $645.0 | $276 | 94% |
| Days on market | 20 | 129 | 4% |
May 17, 2026
$1,050,000
Initial Listing
May 16, 2000
$299,000
Public Record
May 29, 1998
$247,000
Public Record