1806 Stewart St, Oceanside, California 92054, Oceanside, 92054 - 4 bed, 3 bath

1806 Stewart St
Oceanside, California 92054
Property Price
SUMMARY
Analysis of 1806 Stewart St, Oceanside, California 92054 reveals a Prime Investment Opportunity with a current list price of $1,450,000—significantly undercutting the $1,500,651 Fair Market Value by 3%. This valuation gap indicates a +$50,651 Instant Equity potential for buyers. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the Oceanside Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 1806 Stewart St Subject | $1,450,000* List Price | 4 | 3 | 2,070 | $725 | - |
A 1454 Moreno Street Sold | $1,350,000 | 4 | 3 | 1,588 | $850 | 0.5 mi |
B 1532 Hicks Street Sold | $1,650,000 | 5 | 3 | 1,928 | $856 | 0.4 mi |
C 1611 Whaley Street Sold | $1,449,000 | 3 | 3 | 2,037 | $711 | 0.3 mi |
D 1738 Alvarado St Sold | $1,720,000 | 4 | 2 | 1,900 | $905 | 0.3 mi |
E 1519 Kurtz Street Active | $1,525,000 List Price | 4 | 2 | 2,024 | $753 | 0.5 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is move-in ready.
The property is move-in ready and has been recently refreshed with new interior paint, brand-new carpeting throughout the upstairs, and dual-pane windows. While the structure dates to 1964, it features a well-maintained layout including a private upstairs primary retreat with a wet bar. The kitchen and bathrooms are described as clean and functional, and the exterior has been updated with new sod and fencing, indicating a home that has been well-preserved and updated for immediate occupancy without the need for major repairs.
PROSSTRENGTHS & OPPORTUNITIES
- Great Schools
High School: Sage Creek High School (9/10).
- Private Primary Retreat
The unique upstairs level serves as a dedicated sanctuary featuring a private bathroom, family room, and wet bar, offering rare separation and privacy for coastal living.
- Exceptional Coastal Parking
Unlike many properties in South Oceanside, this home includes an attached two-car garage and a full driveway, providing ample off-street parking in a high-demand beach community.
CONSRISKS & DEFICIENCIES
- Local School Ratings
The assigned neighborhood schools currently hold lower performance ratings (4-5), which may be a consideration for families focused on top-tier public education.
- 1960s Era Infrastructure
While the home features cosmetic updates like fresh paint and carpet, the 1964 construction may necessitate future investments in aging core systems such as plumbing or electrical.
About 1806 Stewart St
"Rare South O Layout with Private Upstairs Retreat: Four Bedrooms, Two Car Garage… Minutes to the Sand!" WHAT WE LOVE: South Oceanside can sometimes come with tradeoffs. Small lot. Street parking. Tight floorplans. Not here. You get real curb appeal with natural grass, mature palm trees, fresh mulch, a full driveway, and an attached two car garage, which is rare this close to the coast. There’s real separation from the street, not a front door opening straight to the sidewalk. Inside, it’s clean, refreshed, and ready. Fresh interior paint. Brand new carpet throughout the stairway and entire upstairs. Dual pane divided light windows bring in natural light while keeping things efficient and quiet. But the real story is the layout. Three bedrooms downstairs offer flexibility for guests, office space, or multi generational living. A living room with custom fireplace anchors the home, while defined kitchen and dining areas allow everyone to gather without being stacked on top of each other. Upstairs is a true primary retreat… and not just a bedroom. Private bathroom. Dedicated family room. Wet bar. An entire level designed for separation, quiet, and reset. Morning coffee upstairs. Late night wind down without disrupting the rest of the house. Work from home from a space you actually value. Out back, brand new sod and full fencing create a private, usable yard. Not decorative. Not theoretical. Real space to host, play, relax, or enjoy coastal evenings. Coastal living with breathing room. Space. Privacy. Parking. Layout. All in South O. No compromise required. WHAT WE LOVE: CONT… South Oceanside continues to evolve into one of North County’s most dynamic coastal neighborhoods. Tucked west of the 5 and just south of downtown Oceanside, this pocket offers walkability to beaches, Coast Highway dining, coffee shops, and the steady energy of a community on the rise. The location puts you minutes from the sand, the Oceanside Pier, and the growing collection of restaurants, breweries, and boutiques that have reshaped the area over the last several years. It’s coastal access without the congestion of more southerly beach towns. Beyond lifestyle, this property offers practical advantages that are increasingly difficult to find: The attached two car garage and full driveway provide off street parking, a premium feature this close to the coast. The lot configuration allows for both front yard presence and backyard usability, offering flexibility for entertaining, recreation, or future personalization. The upstairs configuration introduces optionality that many buyers seek but rarely find at this price point and location. The separation between levels creates flexibility for evolving needs, whether accommodating guests, establishing a dedicated work environment, or simply creating distinct zones within the home. With continued redevelopment throughout Oceanside, properties that combine coastal proximity, usable lot space, and functional square footage represent the potential for a compelling long-term hold. A rare blend of location, layout, and livability… positioned in one of coastal North County’s favorite communities.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1964
- Lot Size
- 6,500 Sq. Ft.
Interior
- Total Bedrooms
- 4
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Oceanside Unified Schools
South Oceanside Elementary School
Grades K-5 • 0.2 mi
Buena Vista Elementary School
Grades K-5 • 1.0 mi
Lincoln Middle School
Grades 6-8 • 0.7 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 4.0 | 3.0 | 63% |
| Baths | 3.0 | 2.0 | 55% |
| Square foot | 2,070 | 1,728 | 71% |
| Lot Size | 6,500 | 7,628 | 42% |
| Price | $1.45M | $1.35M | 58% |
| Price per sq ft | $700 | $734 | 44% |
| Built year | 1964 | 1967 | 49% |
| HOA | $0 | $0 | 50% |
| Days on market | 15 | 156 | 3% |
Pricing History
Listed for Sale
Mar 6, 2026
$1,450,000
$1,550,000
-6% Price Drop
Initial Listing
Price Change
Feb 20, 2026
$1,550,000
Initial Listing

























