1860 Cisco Lane, Santa Cruz, California 95062, Santa Cruz, 95062 - 4 bed, 3 bath
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1860 Cisco Lane
Santa Cruz, California 95062
ACTIVE
CONDITION: GOOD
4Beds
3Baths
2,089Sq Ft
4,051Lot Size
Property Price
LIST PRICE$1,299,000
EST. MARKET VALUE
$1,388,578
6% BelowMARKET VALUE
SUMMARY
This Spacious Single Family Residence is a Strong Value Opportunity, listed at $1,299,000—positioned well below the $1,388,578 Fair Market Value by 6%. This valuation gap offers $89,578 in Instant Equity for the buyer. Featuring a Good Condition Rating, the home includes high-end finishes like marble flooring, vaulted ceilings, and a private hot tub. Its prime cul-de-sac location near Santa Cruz beaches makes this an ideal acquisition for Owner-Occupants or Buy-and-Hold Investors seeking a coastal lifestyle asset.
Estimated Market Value
$1,388,578+$89,578 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in Santa Cruz.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 1860 Cisco Lane Subject 4 bd · 3 ba · 2,089 sqft · $665 | $1,299,000* List Price | 4 | 3 | 2,089 | $665 | - |
A 106 Santina Court Sold 3 bd · 3 ba · 2,123 sqft · $706 · 0.2 mi | $1,499,000 | 3 | 3 | 2,123 | $706 | 0.2 mi |
B 1576 Heritage Lane Sold 4 bd · 4 ba · 2,312 sqft · $649 · 0.8 mi | $1,500,000 | 4 | 4 | 2,312 | $649 | 0.8 mi |
C 1839 Silvana Lane Active 3 bd · 2 ba · 1,729 sqft · $780 · 0.3 mi | $1,349,000 List Price | 3 | 2 | 1,729 | $780 | 0.3 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Good
TeardownExcellent
Property is move-in ready.
Although built in 1991 (33 years old), the property has been well-maintained and features significant updates that place it in the Good category. The primary bathroom features a modern Moroccan tile renovation, and the home includes marble flooring, vaulted ceilings, and a well-kept exterior. It is functional and move-in ready, suggesting renovations within the 5-15 year window.
PROSSTRENGTHS & OPPORTUNITIES
- Prime Live Oak Location
Ideally situated on a quiet cul-de-sac with excellent proximity to Santa Cruz beaches and Highway 1, offering a desirable coastal lifestyle with easy commuting access.
- Spacious & Elegant Interior
Boasting over 2,000 square feet of living space, the home features high-end finishes including vaulted ceilings, marble flooring, and a primary suite with unique Moroccan tile.
- Seamless Indoor-Outdoor Living
The inviting floor plan utilizes French doors to connect the living area to a private, low-maintenance backyard complete with a hot tub and tranquil fountain.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 4, other record bedroom count = 3.
- Compact Lot Size
The 4,051 square foot lot is relatively small for a four-bedroom home of this size, which may limit traditional yard space for families or gardening enthusiasts.
- Potential Traffic Proximity
While located on a cul-de-sac, the home's closeness to 17th Avenue and Highway 1 may result in some ambient road noise during peak travel times.
About 1860 Cisco Lane
***Ask how you can buy this home with 4.9% financing!!*** Welcome to this beautiful Live Oak home, ideally situated on a quiet cul-de-sac just off 17th Avenue. Offering over 2,000 square feet of thoughtfully designed living space, this spacious home combines comfort, style, and easy indoor-outdoor living, all in a convenient location with quick access to nearby beaches and the Hwy 1. The inviting floor plan features four bedrooms, two full bathrooms, and a half bath. Vaulted ceilings, marble flooring, and a fireplace add warmth and character throughout. The generous living room flows naturally into a separate dining area, while French doors open to a beautifully landscaped, low-maintenance backyard perfect for entertaining, relaxing, or enjoying the private hot tub and tranquil fountain. The primary suite offers a luxurious touch with Moroccan tile in the primary bathroom. With its spacious interiors, stylish finishes, inviting outdoor spaces, and prime Live Oak location, this home offers a wonderful opportunity to enjoy the best of the Santa Cruz lifestyle.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1991
- Lot Size
- 4,051 Sq. Ft.
Interior
- Total Bedrooms
- 4
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 4.0 | 3.0 |
| Baths | 3.0 | 2.2 |
| Square foot | 2,089 | 1,703.516 |
| Lot Size | 4,051 | 6,974.558 |
| Price | $1.30M | $1.64M |
| Price per sq ft | $622 | $944 |
| Built year | 1991 | 1972 |
| HOA | $0 | $984 |
| Days on market | 30 | 43 |
Pricing History
Listed for Sale
Sep 24, 2026
$1,299,000
Initial Listing
Sold
Jun 4, 2004
$635,000
Public Record
Sold
Mar 11, 1999
$299,000
Public Record
Sold
Sep 19, 1996
$237,000
Public Record