188 S Lincoln 14, El Cajon, California 92020, El Cajon, 92020 - 2 bed, 2 bath
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El Cajon, California 92020
This Modernized Detached Condominium is listed at $405,000, offering a stable entry point at its $405,345 Fair Market Value. A premier feature is the rare 4.5% Assumable Loan, providing a significant interest advantage in the current market. Boasting a Condition Rating of 3, the interior is updated with a Granite Kitchen, Stainless Steel Appliances, and Upgraded Vinyl Flooring. Uniquely detached on all sides, this corner unit provides the privacy of a single-family residence within the Cajon Valley Union district. This turnkey property is ideal for first-time buyers or Owner-Occupants seeking a move-in-ready sanctuary.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 188 S Lincoln 14 Subject | $405,000* List Price | 2 | 2 | 837 | $484 | - |
A 188 S Lincoln Avenue 22 Sold | $411,000 | 2 | 2 | 805 | $511 | 0.0 mi |
B 160 Chambers St. 15 Sold | $460,000 | 2 | 2 | 925 | $497 | 0.8 mi |
C 1017 S. Sunshine Ave D Sold | $455,000 | 2 | 2 | 940 | $484 | 1.0 mi |
D 855 E Lexington Ave 4 Sold | $400,000 | 2 | 2 | 760 | $526 | 0.2 mi |
E 550 Graves Avenue 8 Sold | $396,000 | 2 | 2 | 808 | $490 | 0.7 mi |
F 550 Graves Avenue 16 Sold | $390,000 | 2 | 2 | 874 | $446 | 0.7 mi |
G 489 S Lincoln Avenue Pending | $414,999 List Price | 2 | 2 | 928 | $447 | 0.2 mi |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
The property is move-in ready and well-maintained with several significant updates. It features newer luxury vinyl plank flooring throughout the living areas and bedrooms, a renovated kitchen with granite countertops and stainless steel appliances, and updated bathroom vanities. While the structure dates to 1985, the interior components have been modernized to meet current functional standards without the need for immediate renovation.
The property features a rare 4.5% assumable loan option, offering significant long-term interest savings and a major competitive advantage in the current high-rate market.
As a detached corner unit with no shared walls, this property provides the quiet and privacy of a single-family residence while being the largest two-bedroom floor plan in the building.
The unit is move-in ready with upgraded vinyl flooring, a renovated kitchen featuring granite countertops and stainless steel appliances, and the high-demand convenience of an in-unit washer and dryer.
The monthly HOA fee of $480 is relatively high for an 837-square-foot unit, which may impact overall affordability and the buyer's debt-to-income ratio.
The immediate neighborhood schools, including Cajon Valley Middle and Johnson Elementary, have low performance ratings, which could deter families and affect future appreciation.
A assumable 4.5% option! Private corner unit that is detached from all four sides and is the largest 2 bedroom floor plan in building! Property features upgraded Vinyl floors in the the living room and bedrooms, newer kitchen cabinets with granite countertop, newer stainless steel gas stove and fridge, newer dishwasher, inside unit washer/dryer, upgraded bathroom vanity, and fans in all rooms. Located at the center of El Cajon minutes away from many restaurants and stores. Less than 5 minutes to the I-8, Cajon Valley Middle School, El Cajon Library, and El Cajon City Park.
No exterior & parking available.
Grades K-5 • 0.5 mi
Grades K-5 • 0.7 mi
Grades K-5 • 0.8 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 2.0 | 50% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 837 | 917.5 | 32% |
| Lot Size | 41,266 | 27,969 | 68% |
| Price | $405.0K | $408.0K | 50% |
| Price per sq ft | $484 | $455 | 68% |
| Built year | 1985 | 1985 | 50% |
| HOA | $480.0 | $402 | 82% |
| Days on market | 25 | 141 | 5% |
Mar 28, 2026
$405,000
Initial Listing
Aug 22, 2022
$408,000
Public Record
Oct 16, 2020
$238,500
Public Record
Oct 26, 2016
$172,000
Public Record
Sep 9, 2005
$265,000
Public Record