SUMMARY

Analysis of 199 Rosewood Street, Fillmore, California 93015 is currently available with a list price of $690,000. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the Fillmore Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.

Condition Analysis

OVERALL CONDITION SCORE

Excellent

TeardownExcellent

Property is new construction or fully renovated.

Built in 2016, this property meets the criteria for excellent condition as it is less than 10 years old. The home features modern amenities including granite countertops, stainless steel appliances, and stylish Pergo flooring. It is described as move-in ready with energy-efficient solar panels and a newly redone backyard, indicating no deferred maintenance and high-quality upkeep of all major systems.

PROSSTRENGTHS & OPPORTUNITIES

Exceptional Financing Opportunity
The property features a rare 2.25% assumable VA loan, providing a massive financial advantage and significant monthly savings in the current high-interest-rate environment.
Energy Efficiency and Low Carry Costs
Built in 2016, this home includes solar panels to reduce utility bills and features a remarkably low HOA fee of $190, enhancing overall affordability.
Turn-Key Modern Interior
The residence is move-in ready with contemporary finishes, including granite countertops, stylish Pergo flooring, and a newly redone private backyard retreat.

CONSRISKS & DEFICIENCIES

Condominium Ownership Limitations
As a condo, the property involves shared walls and community-governed restrictions, which may offer less privacy and autonomy compared to a detached single-family home.
Commuter Location
While peaceful, Fillmore's location can result in longer commute times to major employment hubs, with transit primarily dependent on the 126 freeway.

About 199 Rosewood Street

2.25% ASSUMABLE VA LOAN!!!!!!!!!!! Welcome to this move-in ready 4-bedroom, 2.5-bathroom condo nestled in a peaceful gated community that perfectly blends tranquility with convenience. Enjoy a serene lifestyle with access to outstanding community amenities including a sparkling pool and spa, a basketball court, and a lush neighborhood park -- ideal for both relaxation and recreation.This energy-efficient home features solar panels, helping reduce utility costs, and boasts low HOA dues. Inside, you'll find stylish Pergo flooring, granite kitchen countertops, and a bright, open layout perfect for comfortable living and entertaining.Step outside to your newly redone backyard, a private retreat ideal for outdoor dining or quiet evenings under the stars.Centrally located near top-rated schools, local parks, and with easy access to the 126 freeway, this home offers convenience for commuters and families alike.Don't miss the opportunity to own this beautiful, well-maintained property that truly has it all -- location, comfort, and community.

Property Details

Public Facts

Property Type: Condominium
Year Built: 2016
Lot Size: -

Interior

Total Bedrooms: 4
Total Bathrooms: 3 (3 Full, 0 Half)

Exterior & Parking

No exterior & parking available.

Utilities & Misc

HOA Fee: $190.0 / Month

Neighborhood Insights

Sensitive Facilities

No sensitive facilities data found.

Neighborhood Comparison

Feature	Subject	Average Home	Neighborhood Ranking (50 Listings)
Beds	4.0	3.0	75%
Baths	3.0	3.0	50%
Square foot	1,742	1,676	75%
Lot Size	-	1,020	25%
Price	$690.0K	$633.0K	75%
Price per sq ft	$396	$402	50%
Built year	2016	2019	50%
HOA	$190.0	$254	25%
Days on market	250	203	0%

Pricing History

Listed for Sale

Aug 22, 2025

$690,000

Initial Listing

Price Change

Jun 30, 2025

$699,000