20 20 Saddle, Rancho Palos Verdes, California 90275, Rancho Palos Verdes, 90275 - 3 bed, 3 bath
20 20 Saddle
Rancho Palos Verdes, California 90275
Property Price
SUMMARY
Analysis of 20 20 Saddle, Rancho Palos Verdes, California 90275 reveals a Fairly Priced Property with a current list price of $1,800,000 aligned with the estimated $1,800,000 Fair Market Value. This represents a stable investment opportunity at market rate. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the Rancho Palos Verdes Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 20 20 Saddle Subject | $1,800,000* List Price | 3 | 3 | 2,560 | $703 | - |
A 28612 Palos Verdes E Active | $1,925,000 List Price | 3 | 3 | 2,323 | $829 | 0.7 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
Despite being built in 1956, this property has undergone an extensive and high-quality renovation, making it virtually new inside. The kitchen features new white cabinetry, quartz countertops, and modern stainless steel appliances. All three bathrooms are completely updated with contemporary finishes, including a spa-inspired primary bath with a freestanding tub and a large walk-in shower with dual heads. New wood-look laminate flooring, recessed lighting, and modern fixtures are consistent throughout the home, indicating a recent and comprehensive overhaul. All visible components meet current quality standards with no signs of wear or deferred maintenance.
PROSSTRENGTHS & OPPORTUNITIES
- High Available Lot Utilization
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 44866, living area = 2560.
- Great Schools
High School: Palos Verdes Peninsula High School (10/10).
- Expansive & Private Lot
The property boasts a rare 1.03-acre cul-de-sac lot, offering exceptional privacy, natural shelter, and a 'secret hideaway' feel.
CONSRISKS & DEFICIENCIES
- Significant Price Reductions
Multiple substantial price drops from the original list price ($2.49M to $1.8M) may indicate market resistance or initial overpricing.
- Age of Property
Built in 1956, the property's age, despite remodels, could imply potential for older underlying infrastructure or systems not explicitly updated.
- High Monthly Association Fee
A $900 monthly association fee adds a considerable recurring cost to homeownership, which could impact affordability for some buyers.
About 20 20 Saddle
This remodeled 3-bedroom, 3-bath home with a spacious loft sits on a rare 1.03-acre cul-de-sac lot and feels like a true private retreat. Set back from the street and naturally sheltered, the property offers exceptional privacy throughout the yard, pool, and outdoor living areas. Inside, a bright open layout features high ceilings, an updated kitchen, and a versatile loft ideal as a 4th bedroom, office, or playroom. The primary suite includes a spa-inspired bath with peaceful, leafy views. Outdoors, enjoy a pool surrounded by greenery, multiple patios screened from view, and a private trail leading to a hidden deck — perfect for relaxing without feeling exposed. Every outdoor space is oriented for seclusion and quiet, all at the very end of a peaceful cul-de-sac, creating a “secret hideaway” feel just minutes from everything.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1956
- Lot Size
- 44,866.801 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $900.0 / Month
Neighborhood Insights
Rancho Palos Verdes Unified Schools
Crestwood Street Elementary School
Grades K-6 • 0.9 mi
Mira Catalina Elementary School
Grades K-5 • 1.7 mi
Seventh Street Elementary School
Grades K-5 • 1.7 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 4.0 | 27% |
| Baths | 3.0 | 3.0 | 50% |
| Square foot | 2,560 | 2,488.5 | 54% |
| Lot Size | 44,866.801 | 10,282 | 98% |
| Price | $1.80M | $1.93M | 41% |
| Price per sq ft | $703 | $779 | 28% |
| Built year | 1956 | 1965 | 10% |
| HOA | $900.0 | $0 | 99% |
| Days on market | 158 | 194 | 25% |
Pricing History
Listed for Sale
Jan 31, 2026
$1,800,000
$2,174,000
-17% Price Drop
Initial Listing
Price Change
Dec 6, 2025
$2,174,000
$2,250,000
-3% Price Drop
Initial Listing
Price Change
Nov 21, 2025
$2,250,000
$2,399,999
-6% Price Drop
Initial Listing
Price Change
Oct 21, 2025
$2,399,999
$2,499,999
-4% Price Drop
Initial Listing
Price Change
Sep 29, 2025
$2,499,999
Initial Listing
Sold
Aug 19, 2020
$1,900,000
Public Record
Sold
Mar 8, 1994
$405,000
Public Record