20 Clayton, San Jose, California 95110, San Jose, 95110 - 2 bed, 2 bath
Loading property details...
San Jose, California 95110
This Multi-Unit Residential Asset is a Strong Value Opportunity, listed at $1,198,000—positioned well below the $1,314,610 Fair Market Value by 8%. This valuation gap offers $116,610 in Instant Equity for the buyer. Featuring a Condition Rating of 3, the property includes a duplex-style main house and a detached studio, providing significant rental flexibility. With modern interior updates and a private garden retreat, this is an ideal acquisition for Buy-and-Hold Investors or Owner-Occupants seeking a house-hack in the vibrant Japantown district.
Property is move-in ready.
While built in 1926, the property has undergone significant renovations likely within the 5-15 year range. The kitchen features updated shaker cabinetry and stone countertops, and the interior shows modern flooring, recessed lighting, and plantation shutters. The exterior hardscaping and studio are well-maintained, making it move-in ready.
The property offers exceptional versatility with a duplex-style main house and a fully functional studio above the detached garage, ideal for multi-generational living or multiple rental streams.
Situated within walking distance to San Jose Japantown's shops and restaurants, the home provides excellent urban connectivity with easy access to Downtown SJ, Light Rail, and Highway 880.
A substantial price reduction from the original $1.378M to $1.198M enhances the property's value proposition, making it a more competitive and attractive option for investors.
Built in 1926, the property likely requires ongoing maintenance or modernization of older systems to meet contemporary standards and buyer expectations.
With 47 days on market and a major price correction, the property may face challenges regarding buyer perception and initial overvaluation in a fast-moving market.
A rare and perfect opportunity for homeowners and investors alike. The main house was set up as a duplex, ideal for multi-generational living and/or rental income. Good size of living space and both bedrooms feature sliding doors that open to a private garden retreat. Two indoor laundry. The snack room can be used as 2nd kitchen. A fully functional studio above the detached garage is perfect for guests, a home office, or rental income. Easy access to 880, Light Rail, Downtown SJ, plus walking to shops and restaurants in SJ Japantown.
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 3.0 | 39% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,808 | 1,171.5 | 83% |
| Lot Size | 5,355 | 5,000 | 72% |
| Price | $1.20M | $1.09M | 67% |
| Price per sq ft | $663 | $826 | 28% |
| Built year | 1926 | 1926 | 50% |
| HOA | $0 | $0 | 50% |
| Days on market | 59 | 84 | 22% |
May 2, 2026
$1,198,000
$1,378,000
-13% Price Drop
Initial Listing
Apr 16, 2026
$1,378,000
Initial Listing
Feb 4, 2022
$1,325,000
Public Record
Dec 29, 1995
$220,000
Public Record