
San Rafael, CA 94901
This Versatile Residential Income Duplex is listed at $1,200,000, representing a stable entry point at its $1,200,000 Fair Market Value. Situated in the coveted Gerstle Park neighborhood, the property features a remodeled 3-bedroom upper unit and a 1-bedroom lower unit, perfect for multi-generational living or rental income. Boasting a Condition Rating of 4 and a private patio, this 1997 build offers modern infrastructure near Ross Elementary (9/10) and Redwood High (8/10). This is an ideal opportunity for Owner-Occupants looking to offset costs or Buy-and-Hold Investors seeking a turnkey asset in a high-demand location.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 20 Taylor Street Subject | $1,200,000* List Price | 4 | 2 | 2,424 | $495 | - |
A 106-108 Treanor Street Sold | $1,095,000 | 4 | 2 | 1,842 | $594 | 0.1 mi |
B 387 Irwin Street Sold | $1,175,000 List Price | 4 | 2 | 1,876 | 0.7 mi | |
C 46 Martens Boulevard Active | $1,150,000 List Price | 4 | 3 | 2,196 | $524 | 0.2 mi |
* Subject property listed price vs sold prices of comps.
Property is moderate renovation needed.
Built in 1997, the property is well-maintained and move-in ready but shows significant signs of being outdated. While the upper unit features brand-new luxury vinyl plank flooring and fresh paint, the kitchen retains 1990s-style oak cabinetry and tile countertops, and the bathroom features dated tiling and fixtures. The property fits the 'fair' criteria as it is over 20 years old with functional but aged major components and has not undergone a full modern renovation.
Middle School: Ross Elementary School (9/10).
Situated in the highly desirable Gerstle Park neighborhood, the property offers an exceptional walk-to-town location just steps from downtown San Rafael's amenities.
The duplex configuration, featuring a remodeled 3-bedroom upper unit and a 1-bedroom lower unit, provides flexible options for owner-occupancy, multi-generational living, or dual rental income.
Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 4, other record bedroom count = 5.
The 3-bedroom upper unit contains only one bathroom, which may be a significant drawback for families or high-end renters seeking more modern convenience.
The property has undergone multiple price reductions since its initial listing, suggesting that the market has been hesitant at previous price points.
Located just steps from downtown San Rafael in the highly desirable Gerstle Park neighborhood, this charming duplex offers exceptional versatility and investment potential. The beautifully remodeled 3-bedroom, 1-bath upper unit features an open-concept floor plan and brand-new luxury vinyl plank flooring, making it ideal for owner-occupancy or premium rental income. The spacious 1-bedroom, 1-bath lower unit provides a comfortable living space, perfect for additional rental income or multi-generational living. The property includes a two-car garage, on-site laundry, and two additional exterior-access storage rooms for added convenience. With its inviting street presence and unbeatable walk-to-town location, this duplex presents a rare opportunity to own a versatile, income-producing property in one of San Rafael's most coveted neighborhoods.
No exterior & parking available.
Grades K-5 • 0.4 mi
Grades K-5 • 1.6 mi
Grades 6-8 • 0.3 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 4.0 | 4.0 | 50% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 2,424 | 1,842 | 80% |
| Lot Size | 3,999 | 7,200 | 20% |
| Price | $1.20M | $1.09M | 60% |
| Price per sq ft | $495 | $495 | 50% |
| Built year | 1997 | 1924 | 80% |
| HOA | $0 | $0 | 50% |
| Days on market | 98 | 269 | 20% |
Mar 12, 2026
$1,200,000
$1,250,000
-4% Price Drop
Initial Listing
Feb 10, 2026
$1,250,000
$1,299,000
-4% Price Drop
Initial Listing
Jan 14, 2026
$1,299,000
Initial Listing