20 Taylor Street, San Rafael, CA 94901, San Rafael, 94901 - 4 bed, 2 bath
20 Taylor Street
San Rafael, CA 94901
Property Price
SUMMARY
Analysis of 20 Taylor Street, San Rafael, CA 94901 is currently available with a list price of $1,250,000. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the San Rafael Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is move-in ready.
The property is move-in ready and well-maintained, featuring a recently refreshed upper unit with brand-new luxury vinyl plank flooring and fresh interior paint. While the kitchen and bathrooms feature dated aesthetics—such as 1990s-era oak cabinetry, white tile countertops, and older tile surrounds—all components appear functional and clean. The 1997 construction is relatively modern for the area, and the overall condition shows minimal wear and tear, meeting the criteria for a well-maintained home that does not require immediate renovation.
PROSSTRENGTHS & OPPORTUNITIES
- Great Schools
Middle School: Ross Elementary School (9/10).
- Prime Location
Situated in the highly desirable Gerstle Park neighborhood, the property offers an unbeatable walk-to-town location just steps from downtown San Rafael's amenities.
- Investment Versatility
The duplex configuration with a 3-bedroom upper and 1-bedroom lower unit provides flexible options for owner-occupancy, multi-generational living, or dual rental income streams.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 4, other record bedroom count = 5.
- Limited Bathroom Ratio
The 3-bedroom upper unit only contains a single bathroom, which may be a significant drawback for families or high-end renters expecting more convenience.
- Market Positioning
A recent price reduction from $1.299M to $1.25M suggests the property may have initially struggled to meet market expectations or faced appraisal challenges.
About 20 Taylor Street
Located just steps from downtown San Rafael in the highly desirable Gerstle Park neighborhood, this charming duplex offers exceptional versatility and investment potential. The beautifully remodeled 3-bedroom, 1-bath upper unit features an open-concept floor plan and brand-new luxury vinyl plank flooring, making it ideal for owner-occupancy or premium rental income. The spacious 1-bedroom, 1-bath lower unit provides a comfortable living space, perfect for additional rental income or multi-generational living. The property includes a two-car garage, on-site laundry, and two additional exterior-access storage rooms for added convenience. With its inviting street presence and unbeatable walk-to-town location, this duplex presents a rare opportunity to own a versatile, income-producing property in one of San Rafael's most coveted neighborhoods.
Property Details
Public Facts
- Property Type
- Duplex
- Year Built
- 1997
- Lot Size
- 3,999 Sq. Ft.
Interior
- Total Bedrooms
- 4
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
San Rafael Unified Schools
Laurel Dell Elementary School
Grades K-5 • 0.4 mi
Sun Valley Elementary School
Grades K-5 • 1.6 mi
James B. Davidson Middle School
Grades 6-8 • 0.3 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 4.0 | 4.0 | 50% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 2,424 | 1,842 | 71% |
| Lot Size | 3,999 | 7,050 | 14% |
| Price | $1.25M | $1.25M | 50% |
| Price per sq ft | $516 | $594 | 43% |
| Built year | 1997 | 1924 | 86% |
| HOA | $0 | $0 | 50% |
| Days on market | 52 | 212 | 14% |
Pricing History
Listed for Sale
Feb 10, 2026
$1,250,000
$1,299,000
-4% Price Drop
Initial Listing
Price Change
Jan 14, 2026
$1,299,000
Initial Listing