200 Railroad Avenue, Ben Lomond, California 95005, Ben Lomond, 95005 - 3 bed, 3 bath
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Ben Lomond, California 95005
This Flexible Woodland Retreat is a Strong Value Opportunity, listed at $975,000—positioned well below the $1,078,694 Fair Market Value by 9%. This valuation gap offers $103,694 in Instant Equity. With a Condition Rating of 3, the home features modernized infrastructure, a private-entrance suite, and a spacious deck with a hot tub. Its rare secondary access for RV/boat parking adds significant utility. This property is an ideal acquisition for Buy-and-Hold Investors or Owner-Occupants seeking a versatile, move-in ready mountain sanctuary.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 200 Railroad Avenue Subject | $975,000* List Price | 3 | 3 | 1,900 | $568 | - |
A 8215 Glen Arbor Road Sold | $980,000 | 3 | 2 | 1,565 | $626 | 0.6 mi |
B 514 Noteware Drive Sold | $1,225,000 | 3 | 3 | 1,905 | $643 | 0.6 mi |
C 655 Marion Avenue Sold | $899,000 | 3 | 2 | 1,711 | $525 | 0.6 mi |
D 8633 Glen Arbor Road Active | $1,075,000 List Price | 3 | 3 | 1,838 | $585 | 0.3 mi |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
Originally built in 1961, the property has undergone significant recent renovations including a remodeled kitchen and bathrooms. Key systems have been addressed with upgraded electrical service and recent plumbing and septic improvements. The interior shows well-maintained vaulted wood ceilings and modern finishes, making it move-in ready.
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 11369, living area = 1900.
The home features a private-entrance suite and a generous loft, offering excellent potential for multi-generational living, a home office, or rental income.
Significant updates including a remodeled kitchen, renovated bathrooms, and upgraded electrical, plumbing, and septic systems reduce immediate capital expenditure for buyers.
Living area discrepancy between mls listing and other public or private record. mls listing living area = 1900, other record living area = 1741. Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 3, other record bedroom count = 2.
Originally built in 1961, the property may require ongoing maintenance typical of older mountain residences despite recent interior and utility upgrades.
Valuable bonus spaces like the enclosed pantry and laundry rooms are not included in the recorded square footage, which may impact appraisal valuations or financing.
Welcome to 200 Railroad Avenue in charming Ben Lomond a sunny retreat on approximately ¼ acre in the heart of Santa Cruz County. This 3-bedroom, 3-bath home plus a generous loft (ideal as a 4th bedroom) offers flexibility, warmth, and an alpine-inspired feel with vaulted ceilings and abundant natural light. One bedroom includes a private entrance and full bath, creating options for guests, multigenerational living, rental potential, or a dedicated office or studio. The remodeled kitchen and bathrooms provide modern comfort, complemented by thoughtful updates including upgraded electrical service, plumbing improvements, and a recently serviced septic system. A walk-in pantry and separate laundry room add valuable usable space beyond the recorded square footage. Outdoor living features a spacious rear deck suited for entertaining or relaxing in the built-in hot tub. The fenced yard offers a peaceful, secret garden setting with raised beds and room to unwind among the trees. The home is less than a mile from downtown Ben Lomond, close to river access and local swimming spots, and approximately 10 miles to Santa Cruz. Secondary access from Riverside Park Drive provides additional parking for extra vehicles, recreational gear, or an RV a rare convenience in this part of the valley.
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 3.0 | 50% |
| Baths | 3.0 | 2.0 | 69% |
| Square foot | 1,900 | 1,917 | 50% |
| Lot Size | 11,369 | 13,983 | 44% |
| Price | $975.0K | $982.0K | 44% |
| Price per sq ft | $513 | $572 | 38% |
| Built year | 1961 | 1959 | 50% |
| HOA | $0 | $0 | 50% |
| Days on market | 30 | 100 | 13% |
May 7, 2026
$975,000
Initial Listing
Oct 26, 2007
$580,000
Public Record
Sep 27, 2004
$580,000
Public Record
Nov 9, 2001
$370,000
Public Record