
Santa Cruz, California 95060
This Modern Live/Work Condominium is listed at $1,099,000, representing a sophisticated entry into Santa Cruz’s highly desirable Lower Westside. Positioned near its $1,055,648 Fair Market Value, the property reflects the premium of its 2021 Construction and Mint Condition Rating. The 1,624-square-foot interior features high-end Bosch Stainless Steel Appliances, energy-efficient systems, and a versatile ground-floor workspace. With a private third-floor primary suite and a Private Deck, this residence offers a turnkey coastal lifestyle. It is an ideal match for Remote Professionals or Entrepreneurs seeking a polished, move-in-ready sanctuary.
Property is new construction or fully renovated.
Built in 2021, this property is only 3 years old and in mint condition. It features a modern kitchen with high-end Bosch stainless steel appliances, contemporary flat-panel cabinetry, updated bathrooms with floating vanities, and energy-efficient mini-split HVAC systems.
The ground-level workspace with a separate office and full bath offers exceptional flexibility for entrepreneurs, artists, or remote professionals seeking a dedicated business area.
Situated in Santa Cruz's highly desirable Lower Westside, the property provides immediate access to the ocean, local shops, restaurants, and UCSC.
Built in 2021, this contemporary condo features an open-concept living area, high-end finishes, and a private third-floor primary suite with its own deck.
Despite having over 1,600 square feet and three bathrooms, the property only offers one formal bedroom, which may limit its appeal to families or those requiring guest rooms.
The association fee of $632 per month adds a significant recurring expense to the cost of ownership compared to other residential options in the area.
Work. Create. Relax. - on Santa Cruz's desirable Lower Westside! 202 Panetta is a modern three-story live/work condo offering flexible space and a prime coastal location close to the ocean, Westside shops, restaurants, UCSC, and downtown. The ground level features a versatile work area with shop space, separate office/bonus room, full bath, and storageideal for a studio, showroom, or workspace. The second floor offers an open kitchen, dining, and living area filled with natural light, along with a half bath, in-unit laundry, and access to a community courtyard. The third floor features the primary bedroom with walk-in closet, full bath, and a private deck. A rare opportunity to enjoy modern coastal living with built-in workspace in one of Santa Cruzs most vibrant neighborhoods.
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 1.0 | 1.0 | 50% |
| Baths | 3.0 | 2.0 | 91% |
| Square foot | 1,624 | 1,065 | 82% |
| Lot Size | - | 392 | 45% |
| Price | $1.10M | $693.5K | 82% |
| Price per sq ft | $677 | $749 | 36% |
| Built year | 2021 | 1979 | 91% |
| HOA | $632.0 | $754 | 18% |
| Days on market | 35 | 181 | 9% |
Apr 10, 2026
$1,099,000
$1,125,000
-2% Price Drop
Initial Listing
Mar 18, 2026
$1,125,000
Initial Listing
Dec 13, 2019
$1,900,000
Public Record