2030 N Pacific Avenue 440, Santa Cruz, California 95060, Santa Cruz, 95060 - 3 bed, 2 bath
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2030 N Pacific Avenue 440
Santa Cruz, California 95060
ACTIVE
CONDITION: GOOD
3Beds
2Baths
1,475Sq Ft
0Lot Size
Property Price
LIST PRICE$949,000
EST. MARKET VALUE
$1,055,504
10% BelowMARKET VALUE
SUMMARY
This Penthouse Condominium is a Strong Value Opportunity, listed at $949,000—positioned well below the $1,055,505 Fair Market Value by 10%. This valuation gap offers $106,505 in Instant Equity. Featuring a Good Condition Rating, this unit offers a private, turn-key lifestyle with sweeping city and Pogonip views, a swimming pool, and hot tub. Located in the heart of Downtown Santa Cruz, it is an ideal acquisition for Owner-Occupants or urban professionals seeking a premium, low-maintenance residence.
Estimated Market Value
$1,055,504+$106,504 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in Santa Cruz.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 2030 N Pacific Avenue 440 Subject | $949,000* List Price | 3 | 2 | 1,475 | $716 | - |
A 2030 N Pacific Avenue 238 Sold | $693,500 | 1 | 1 | 900 | $771 | 0.0 mi |
B 222 Everson Drive Sold | $771,000 | 2 | 2 | 1,076 | $717 | 0.9 mi |
C 136 Canfield Avenue A Active | $778,000 List Price | 2 | 2 | 1,198 | $649 | 0.8 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Good
TeardownExcellent
Property is move-in ready.
Built in 2008 (18 years old), this property fits the 10-20 year age bracket for a 'Good' rating. It is well-maintained and move-in ready, featuring recent cosmetic updates including brand new flooring and fresh paint throughout. While the bathroom tiling appears original to the 2008 construction, the overall systems and interior condition are functional and polished.
PROSSTRENGTHS & OPPORTUNITIES
- Rare Penthouse Privacy
As a top-floor unit with no shared walls and no neighbors above, this penthouse offers a level of quiet and seclusion seldom found in high-density condominium living.
- Prime Urban Location
Situated in the heart of Downtown Santa Cruz, the property boasts exceptional walkability to premier amenities including Trader Joe’s, Verve Coffee, and local entertainment.
- Turn-Key Condition
Featuring brand new flooring, fresh interior paint, and expansive windows with panoramic city and Pogonip views, the home is move-in ready with modern aesthetic appeal.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 3, other record bedroom count = 2.
- High HOA Dues
The monthly association fee of $978 is substantial, which significantly increases the total monthly carrying costs and may impact buyer affordability.
- Average School Ratings
While the local high school is highly rated, the assigned elementary and middle schools carry average ratings (5-6), which may be a drawback for education-focused families.
About 2030 N Pacific Avenue 440
Welcome to the Penthouse Suite of 2030 North Pacific! Originally designed and built for the developer, this unit is situated with incredible views of Santa Cruz and Pogonip. Enjoy no shared walls and no unit above, offering rare privacy and quiet. Freshly painted and outfitted with brand new flooring throughout, this home is polished and ready for its next owner. The open floor plan is filled with light from expansive surround windows, framing sweeping city views. A cozy fireplace and built-in audio system with a TV cabinet, complete with a mirrored slider to conceal the screen, complete the living space. Ample storage runs throughout, including a walk-in closet in each bedroom, a kitchen pantry, and in-unit laundry located in the bathroom. The third bedroom offers flexible use as a home office or guest room. HOA facilities include a swimming pool, hot tub, and gym. Enjoy the convenience of a private storage unit on the ground level and underground garage parking, all close to the BEST of Downtown Santa Cruz like Verve Coffee, Bookshop Santa Cruz, Trader Joes, New Leaf Market, multiple movie theaters, weekly farmers markets and MORE!
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 2008
- Lot Size
- -
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $978.0 / Month
Neighborhood Insights
Santa Cruz Unified Schools
De Laveaga Elementary School
Grades K-5 • 2.0 mi
5/10
Mission Hill Middle School
Grades 6-8 • 0.6 mi
6/10
Branciforte Middle School
Grades 6-8 • 1.1 mi
6/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 2.0 |
| Baths | 2.0 | 1.5 |
| Square foot | 1,475 | 1,034.615 |
| Lot Size | - | 837.846 |
| Price | $949.0K | $695.1K |
| Price per sq ft | $643 | $710 |
| Built year | 2008 | 1981 |
| HOA | $978.0 | $547 |
| Days on market | 8 | 72 |
Pricing History
Listed for Sale
Sep 1, 2026
$949,000
Initial Listing
Sold
Nov 19, 2020
$875,000
Public Record
Sold
Feb 5, 2016
$792,500
Public Record
Sold
Jul 9, 2008
$899,000
Public Record