2052 Montgomery Avenue, Cardiff By The Sea, California 92007, Cardiff By The Sea, 92007 - 6 bed, 4 bath

2052 Montgomery Avenue, Cardiff By The Sea, California 92007 home-pic-0

2052 Montgomery Avenue

Cardiff By The Sea, California 92007

ACTIVE UNDER CONTRACT
CONDITION: EXCELLENT
6Beds
4Baths
3,644Sq Ft
5,000Lot Size

Property Price

LIST PRICE$4,645,000
EST. MARKET VALUE
$4,961,272
6% BelowMARKET VALUE

SUMMARY

Estimated Market Value

$4,961,272 +$316,272 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in Cardiff By The Sea.

Comparable Sales Map

Comparables within 1 miles sold in recently

Address Sold Price BedsBathsSq Ft$/SqftDistance
2052 Montgomery Avenue
Subject
$4,645,000*
List Price
643,644$1,361-
A
2262 Cambridge Ave
Sold
$3,600,000452,359$1,5260.3 mi

* Subject property listed price vs sold prices of comps.

Condition Analysis

OVERALL CONDITION SCORE

Excellent
TeardownExcellent

Property is new construction or fully renovated.

This is a 2025 new construction property featuring high-end coastal modern design. The chef's kitchen is equipped with premium natural stone countertops, custom cabinetry, and integrated panel appliances. The home boasts wide-plank light wood flooring, designer light fixtures, and modern bathrooms with floor-to-ceiling tile work. All systems, including the mini-split HVAC units and electrical devices, are brand new, meeting the highest current quality standards with zero physical depreciation.

PROSSTRENGTHS & OPPORTUNITIES

  • Great Schools

    Middle School: Pacific Trails Middle (10/10).

  • New Construction & Design

    Built in 2025, this home offers the pinnacle of modern coastal architecture with high-end craftsmanship, refined details, and contemporary energy efficiencies.

  • Panoramic Ocean Views

    The property maximizes its coastal position with expansive view decks and a private rooftop deck offering spectacular, unobstructed vistas of the Pacific Ocean.

CONSRISKS & DEFICIENCIES

  • Compact Lot Size

    The 5,000 SF lot is relatively small for a property of this scale, resulting in limited traditional yard space or private garden areas between the two structures.

  • Premium Price Point

    At a list price of $4.645M, the property commands a significant luxury premium that may limit the pool of qualified buyers in the current market.

  • Secondary School Proximity

    While the elementary school is very close, the top-rated middle and high schools are located several miles away, requiring a commute for families with older children.

About 2052 Montgomery Avenue

Stunning new construction in Cardiff’s iconic Walking District! 2052 Montgomery Ave blends sophisticated coastal style with spacious modern living and panoramic ocean views. This thoughtfully designed 4 bedroom, 3 bathroom, 2553 SF home showcases refined architectural details and top-tier craftsmanship throughout. Glass doors open to a spacious view deck, while a private rooftop deck elevates the experience with even more spectacular coastal panoramas. At the heart of the home is a chef’s kitchen that blends style and function with striking natural stone countertops, custom wood cabinetry, built-in panel appliances, and a massive island with bar seating. The wide-open layout flows seamlessly into the dining area and living room, creating a light-filled, contemporary space with clean lines, warm finishes, and plenty of room to entertain. A beautifully appointed 2 bedroom, 1 bath detached, 1091 SF ADU adds flexibility—ideal for extended family, guests, rental income, or a private work-from-home space. The ADU also features its own expansive outdoor rooftop deck, creating an elevated sense of independence and comfort. With a finished 2-car garage, drought-tolerant landscaping, and exceptional attention to detail throughout, every inch of this property reflects quality craftsmanship and thoughtful design. Located just blocks from Cardiff’s charming town center, you’re minutes from Seaside Market, gourmet dining, boutique shopping, and some of North County’s best beaches and surf breaks. Whether you're grabbing morning coffee, biking the coast, or watching the sun dip into the Pacific, this home places you at the center of it all. A rare opportunity to own a brand-new, ocean-view property in one of San Diego’s most sought-after coastal communities.

Property Details

Public Facts

Property Type
Single Family Residence
Year Built
2025
Lot Size
5,000 Sq. Ft.

Interior

Total Bedrooms
6
Total Bathrooms
4 (4 Full, 0 Half)

Exterior & Parking

No exterior & parking available.

Utilities & Misc

HOA Fee
$0 / Month

Neighborhood Insights

Cardiff By The Sea Unified Schools

Cardiff Elementary School

Grades K-3 • 0.2 mi

/10

Ada W. Harris Elementary School

Grades 3-6 • 0.7 mi

7/10

Oak Crest Middle School

Grades 7-8 • 1.5 mi

7/10

Sensitive Facilities

No sensitive facilities data found.

Neighborhood Comparison

FeatureSubjectAverage HomeNeighborhood Ranking (50 Listings)
Beds6.04.0
97%
Baths4.03.0
83%
Square foot3,6441,975
93%
Lot Size5,0006,115.2
43%
Price$4.64M$2.23M
97%
Price per sq ft$1.3K$1.1K
60%
Built year20251980
93%
HOA$0$0
50%
Days on market53185
10%

Pricing History

Listed for Sale

Jan 13, 2026

$4,645,000

Initial Listing

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